We’re really looking forward to Sibos in Miami. We’re speaking about our infrastructure of programmable money and unveiling what we’ve been working on around the world. Drop by our stand and find out how banks can upgrade to programmable money to offer new accounts, treasury and cross-border use cases and products for your customers. Book a meeting below👇

Tokenised deposits or stablecoins? Both? Spent yesterday at @NachaOnline #Payments2026 in San Diego debating exactly that with colleagues from TD, Northern Trust and Trovata. The transformation of financial services isn’t theoretical anymore, it’s an architecture question, enabled by institutional interoperability, programmability of digital assets and tokenised money. payments.nacha.org/session/d… #Payments2026 #DigitalAssets #Tokenisation #InstitutionalInteroperability

A decade in the making, we have published an ISO standard for blockchain interoperability. This is a milestone I've been working towards since 2015, Remitt was founded with the conviction that blockchains could transform financial services but only if the industry solved interoperability and harmonised around global standards. Without that, blockchain would remain fragmented, siloed, and locked out of mainstream institutional adoption. In April 2016, we published what was the world's first proposal for a blockchain standard (remitt.com/blog/2016/04/28/w…) a bold move at a time when the industry was still largely focused on proofs of concept and competing protocol narratives, not standardisation. The idea was simple but ambitious: if blockchains were going to serve global markets, they needed a common framework that transcended any single protocol or vendor. Central to this thinking from the very beginning was the concept of a multi-gateway architecture, leveraging the know-how of 20 years of experience in cybersecurity to frame the principle that interoperability shouldn't depend on a single bridge or point-to-point connection, but on a layered gateway model that could abstract away the differences between underlying DLTs and connect them through a common interface. This was the architectural foundation of what would become Overledger, and it was also the design philosophy we brought to the standards process. The belief was that a viable international standard for blockchain interoperability had to be protocol-agnostic and gateway-driven, enabling any DLT to communicate with any other DLT (any-to-any) and with existing networks, without requiring those ledgers to change how they operate. The standard and the technology were born from the same insight. That same year, I worked closely with the team from @standardsaus (Standards Australia), who had the foresight in 2015 to champion the initiative at the international level. Together, we pushed for ISO to establish a dedicated Technical Committee for blockchain and not to be absorbed into an existing committee, but to stand on its own as a recognition that this technology warranted its own global standards programme. The industry demand was there, the use cases were multiplying, and the fragmentation was becoming a real barrier. In September 2016, the New Work Item Proposal (NWIP) received global approval, and ISO formally gave the green light to establish a new Technical Committee (remitt.com/blog/2016/09/19/g…). TC 307 — Blockchain and Electronic Distributed Ledger Technologies — was born (remitt.com/wp-content/upload…). The inaugural meeting was held in Sydney in April 2017, and from that moment the real work began. As the standards work progressed internationally, the mission at Remitt was evolving too. What started as an effort to use blockchains for financial services and solve interoperability grew into something far larger, a full enterprise infrastructure platform for connecting any blockchain to any network. Remitt became Quant, and we built Overledger, the world's first blockchain operating system to deliver on that original vision. The multi-gateway architecture that informed the standards thinking became the core of Overledger's design: a technology layer that sits above all blockchains, providing institutions with a single integration point to access any DLT, any network, and any existing system. The interoperability challenge that drove the standards work was the same challenge we set out to solve commercially and the two efforts reinforced each other throughout. For close to a decade since TC 307's formation, subject matter experts across the world have contributed their time and expertise to Working Group 7 — Interoperability is the committee I chair. International standards are not built quickly they are built through consensus, technical debate, and relentless refinement. The same methodology and rigour that created the Internet, through publishing standards. The result is a published international standard for blockchain interoperability. 🔗 iso.org/standard/82098.html A huge thank you to @isostandards as the international standards developing organisation, to the team at @standardsaus who started the initiative in 2015 and worked tirelessly to get TC 307 approved and established globally, and to every subject matter expert who contributed to Working Group 7 over the years. This would not exist without that collective effort. From a blog post proposing the world's first blockchain standard in 2016, to a published ISO standard in 2026 and from Remitt to Quant, from an architectural concept of multi-gateway interoperability to Overledger and a global standard, this has been a decade-long journey of building both the standards and the technology to make blockchain interoperability a reality for institutions worldwide. There is still much more work ahead. More standards to develop, more to evolve, and more to build. But today, we mark a significant milestone. #Blockchain #ISO #Interoperability #Standards #TC307 #DLT #Quant #Overledger

The US Government’s passing of the Genius Act on 18th July 2025 is going to lead to a catalyst of growth to transfer Value on blockchain networks. The same happened with the birth of the Internet. DOD mandated the use of TCP/IP from the 1st January 1983. The internet (ARPANet) was designed to transfer information. This was the catalyst needed We’re glad after many years of uncertainty, hostility and waiting for regulation to catch up we are at this juncture. In 2018 we called this The Internet of Trust: The Network of inter-connected blockchain networks to transact Value. Presented at the Blockchain Live Conference in 2018 in London. “For the first time, we can honour the original vision of the Internet to create an open, interoperable and trusted network for people, machines and data to operate on, but without the original flaw of having to know and trust everyone within the network. We can trust the network without the need to know and trust each other.” We’re encouraged to see that after years of uncertainty, the path is finally clearing for mainstream adoption of blockchain and digital assets and the birth of a new Internet to transact value.

First Deutsche Bank, then Robinhood, early movers embracing their own Layer 2 networks. The momentum is undeniable, and the rationale is clear: institutions are ready to transition private, permissioned transactions and digital assets onto public blockchains. The drivers behind this shift: • Enterprise-grade infrastructure and integration • Scalability, speed, and global reach • Security and privacy, enabling enterprise security controls and compliance to extend into blockchain environments Relying solely on native Layer 1s constrains institutions. These platforms weren’t built for enterprise-scale operations and it shows with bridge hacks, scalability issues and faults in core blockchain components. At Quant, we envision a future where institutions overcome these limitations and benefit from all Layer 1 networks with built-in interoperability, enterprise-grade security, and seamless integration. This is made possible through our patented multi-chain rollup architecture as a new Layer 2.5. Just as enterprises operate secure networks on top of public internet carriers, they will run interoperable, multi-chain networks on top of Layer 1 blockchains. Introducing Quant Fusion, the institutional-grade Layer 2.5 built to accelerate the migration to on-chain finance. It’s no longer a question of if. It’s only a matter of when. We’re inviting institutions to be part of this transformation. Join us → @quantnetwork #QuantFusion #Layer25 #BlockchainInfrastructure #OnChainFinance #InstitutionalAdoption