The infrastructure of programmable money.

London
Joined October 2016
Yesterday at @UKFtweets's Tokenised Markets and Money Conference 2026, our Chief Product Officer, Martin Hargreaves, joined a panel exploring how #tokeniseddeposit initiatives from the UK, Japan, the US and Germany can connect across borders. “Connecting tokenised deposit networks across borders comes down to standards, rulebooks and overlapping participation to create commercial corridors. It’s a more complex journey than #stablecoins, but tokenised deposits bring advantages stablecoins don’t, so it’s worth the work,” said Martin. Thanks to @UKFtweets for hosting. Look out for our key takeaways article next week. #DigitalAssets #ProgrammableMoney
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Banks and payment infrastructures have invested in new rails and standards. Yet #settlement still lags behind messaging. Most #crossborderpayments settle sequentially: leg one, then leg two. In the gap between them, risk, cost, and failed settlement can creep in. Synchronised settlement closes that gap. Both legs settle together, or neither does. Live deployments across the UK, Europe, and Latin America show it’s already possible. quant.network/perspectives/w…
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Tokenised deposits have moved quickly from concept to execution. Issuing them inside one bank is now well understood. The harder part is moving them between banks, across borders and onto the settlement rails the financial system already relies on. In our latest article, our Chief Product Officer, Martin Hargreaves, looks at how #tokeniseddeposits and #stablecoins do different jobs, where use cases are taking hold, from intragroup liquidity to the cash leg of securities transactions, and how funds earmarking could connect regional networks: quant.network/perspectives/t… #Programmability #DigitalMoney
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Tokenised assets are ready to move. If the cash leg doesn’t move with them, the risk stays. Our recent paper with Murex shows how #programmablesettlement synchronises cash and asset across ledgers, while teams keep working in MX.3. Read the paper here: quant.network/perspectives/p… #Tokenisation
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Last month, UK #banks completed the first live customer transactions using tokenised sterling deposits. 🏠 Remortgaging: funds were locked in advance and released automatically at completion 🛒 Buying from a private seller: payment was released only once the goods were exchanged In both cases, money moved the moment the agreed conditions were met, giving customers more control and helping reduce fraud. These transactions ran on the #GBTD platform built by Quant, as part of the Great British Tokenised Deposit initiative convened by @UKFtweets with seven UK banks: ukfinance.org.uk/news-and-in… #TokenisedDeposits #ProgrammableMoney
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Yesterday in London, our CEO @gverdian joined @TheFCA, @Tandem_Bank, @awscloud, @OpenPayd and @HLCGlobal at @InnFin’s FinTech as a Force for Good Forum to discuss operational resilience in an always-on digital economy. 3 takeaways: ➡️ Outsource capability, keep accountability ➡️ 24/7 money changes the risk profile ➡️ Build resilience in from day one As Gilbert put it: “For the first time in probably 30 years, we’re able to design what we need for the next 30. It’s very encouraging to have so many banks and regulators at the table to do this together.” #OperationalResilience #TokenisedDeposits #DigitalFinance #AI
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Tokenised deposits have moved from pilots to production planning, and regions are racing to get there first. At @Sibos Miami 2026, our Founder and CEO, @gverdian, moderated a panel with @LloydsBank, @UKFtweets, @TCHtweets, @TDBank_US and @smbc_group. The discussion covered where #tokeniseddeposits go first, what makes the commercial case, and why #interoperability will shape the next five years. Read the full article here: quant.network/events/from-pi… #ProgrammableMoney #Sibos2026
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Tokenised deposits are moving out of pilots and into production planning. Three use cases keep coming up across markets: 1. Settlement for tokenised assets 2. Corporate transaction banking 3. Cross-border intra- and inter-bank flows Discover the value each one brings for #banks in this article: quant.network/perspectives/t… #TokenisedDeposits #Tokenisation
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It's day three at @Sibos, and there's still plenty of time to catch the Quant team. A huge thank you to everyone who joined our welcome drinks reception last night. It was brilliant to see so many friends, partners and new faces in one room, and the conversations are still going strong on the show floor today. From #tokeniseddeposits to #programmablesettlement and #treasury, there is lots to discuss this week. Our experts are ready to hear about your priorities and explore how #programmablemoney can work for your business. 📍 Come and find us at Stand DISL51 in the Discover Area. 🎤 Don't miss our Meet the Experts session tomorrow at 1:45PM on why regions are racing to tokenise deposits. #Sibos
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At @Sibos Miami this year, Quant and @Capgemini will be running a joint demo showing how agentic AI can handle the liquidity work that #treasury teams deal with day-to-day. The demo walks through two treasury shortfalls, one small enough for the agent to fix on its own and one large enough that recommends a funding action and waits for human approval before Quant moves the money using #tokeniseddeposits. The agent can weigh balances, currencies and market conditions together in a way fixed rules can't, while manual approval thresholds keep the larger decisions with those accountable. Moving funds as tokenised deposits also means transfers can happen around the clock, with the reconciliation visible on screen from the initial recommendation through to the final balances. Quant built the tokenised deposit issuance, workflow and policy engine, while @Capgemini engineered the liquidity alerts, agent decisioning and approval experience. Learn more at Quant's stand DISL51 or at Capgemini's booth L010. quant.network/event/sibos202… #Sibos2026 #AgenticAI
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