Paycode is a global #fintech for #financial inclusion. We give biometric digital identity & low-cost access to basic financial services in deep rural areas.

London, England
Joined April 2016
At @AFSICafrica 2026 in London, Team Rwanda showcased Rwanda’s investment opportunities through the Rwanda Country Summit, convened by @Kigali_IFC, @RDBrwanda and @RSSB_Rwanda, under the theme “Investing in Rwanda: Where Innovation, Inclusion and Capital Meet.” In his remarks, H.E. @BusingyeJohns, Rwanda’s High Commissioner to the United Kingdom, highlighted the country’s investment potential and opportunities for stronger international partnerships. Institutional investors and fund managers domiciled under KIFC (@RSSB_Rwanda , @wariobaventures, @RugoriNetwork ) came together for a panel discussion to explore how capital can reach businesses with growth potential. The conversation highlighted that Rwanda has incredible investment opportunities, but unlocking them requires investment-ready businesses with strong governance, reliable financial information and scalable models. Bridging financing gaps calls for partnerships between international investors, domestic institutions, fund managers and local businesses. KIFC and RDB support market entry and investment structuring, while RSSB is open to credible co-investment opportunities. Opportunities span agriculture, healthcare, education and financial services, with Rwanda serving as a gateway to wider African markets. The summit also promoted the Inclusive FinTech Forum (#IFF2027), which will take place in Kigali on 16–18 March 2027 and continue to connect African and global stakeholders around innovation and inclusive finance. #AFSIC2026 #InvestInRwanda View event photos: flickr.com/photos/187166471@…
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Meet the presenters for the RBA Research Conference 2026! Get ready for insightful presentations from leading researchers and industry experts, offering evidence-based insights on payments, interoperability, financial inclusion, innovation, and the future of Rwanda's financial ecosystem. Paper: Payment First: Using Transactional Access as an Entry Point to Formal Finance - Gabriel RUHAN, Eric NIYONGIRA & Yves DUSABIREMA
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Today at #IFF2026, the National Bank of #Rwanda and the Central Bank of #Kenya (@CBKKenya) signed a Memorandum of Understanding (MoU) to launch a License Passporting Framework, enabling licensed Payment Service Providers to operate seamlessly across both markets. A major step toward stronger competition, greater innovation, and faster cross-border digital financial services under robust regulatory oversight. #BNREngage #IFF2026
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Paycode retweeted
'The magic happens when you listen to the market you operate in. Start with pain points, address them step by step, and let use cases emerge naturally. No scheme succeeds alone.' – Mohamed Maalim, Payments Technology Advisor, Rwanda National Switch at #IFF2026 eKash is built on this principle, inclusive, practical, and responsive to the real needs of citizens, merchants, and institutions. #FinancialInclusion #Interoperability #DigitalPayments #eKash #CashlessRwanda
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We are honoured to welcome Hon. Soraya Hakuziyaremye (@SorayaMHlive), Governor of the National Bank of Rwanda (@CentralBankRw) and Chair of the Alliance for Financial Inclusion (@NewsAFI) Board, to the Forum Stage. ⚖️ Governor Hakuziyaremye brings a unique perspective shaped by her leadership in international banking at ING and BNP Paribas, and her pivotal role in driving Rwanda’s trade and industrial growth. Today, she sets the vision for a stable, inclusive, and innovative financial future for the continent. "If we are to fully harness virtual assets, strengthen interoperable cross-border payment infrastructures, and leverage AI to offer tailored, affordable, secure, and fast financial services, stronger regulatory alignment across African markets will be essential.” - Hon. Soraya Hakuziyaremye #InclusiveFinTechForum #IFF2026 #BNR #FinancialInclusion
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Haytham ElMaayergi, Executive Vice President of @afreximbank, shared three powerful messages during his Special Remarks on financing Africa's digital and economic transformation today. 🏦 "First, digital is the new physical - in the 21st century, a digital payment rail is as essential as a paved road. Without it, trade stands still. Second, integration is non-negotiable. We must move from digital islands to digital continents. No one country can do this alone. Third, the path to pilot projects is over." Mr. ElMaayergi addressed the critical intersection of capital and technology. He explored how strategic financing, from Advisory and Capital Markets to Digital Banking, is the essential fuel needed to move beyond "digital islands" and build a unified economic continent. #InclusiveFinTechForum #IFF2026 #Afreximbank #InclusiveFinTechForum #IFF2026 #Afreximbank
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Digital Transformation and Private Investment: Building the Foundations of Africa's Next Economic Era The Global Leadership Dialogue just wrapped up a deep dive into how we finance and govern Africa's next economic era. The panel moved past the "why" of digital transformation to focus on building the foundations for long-term resilience. Moderated by Lerato Mbele (Social Alchemists), the session reframed digital tools - identity systems, payments, data governance - as essential public infrastructure, as vital as any paved road.
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On the sidelines of #IFF2026, Governor @SorayaMHlive held a bilateral meeting with Serigne Dioum, CEO of MTN Group Fintech. Discussions focused on potential areas of collaboration to advance financial inclusion for youth, women, and MSMEs. #IFF2026 #BNREngage
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At #IFF2026, Rt. Hon. @Dr_JNsengiyumva outlined a bold vision for Africa’s financial future. He highlighted the mission of building inclusive systems that leave no one behind. He warned that Africa cannot build financial systems on rails it does not control, emphasizing that frameworks like the AFCFTA Digital Protocol, the Pan-African Payment and Settlement System, and AU data governance are essential foundations for the continent’s economic independence and must be implemented urgently.
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This morning, Minister @P_Sebahizi delivered a keynote address at the Inclusive Fintech Forum 2026 on Trade, Trust, and Transformation in a Borderless Digital Economy. @RwandaICT @Kigali_IFC @CentralBankRw #InclusiveFinTechForum #IFF2026
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RT @CentralBankRw: On the sidelines of #IFF2026, Governor @SorayaMHlive chaired a roundtable themed “𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗮 𝗥𝗲𝗹𝗶𝗮𝗯𝗹𝗲 𝗜𝗻𝘀𝘁𝗶𝘁𝘂𝘁𝗶𝗼𝗻𝗮𝗹 𝗗𝗶𝗴…
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We are live from Kigali for Day 1 of the Inclusive FinTech Forum 2026! Over 3,000 delegates have gathered to bridge the gap between policy and practice. Today, we move beyond discussion to focus on measurable outcomes for Africa’s digital economy. Follow us for exclusive insights from global leaders and regulators throughout the day. #InclusiveFinTechForum #IFF2026
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This September, the Algorand Foundation hosted the Humanitarian Aid Payments Council in Berlin. Leaders across humanitarian aid, finance, and blockchain convened to discuss how to scale blockchain-enabled payments for humanitarian assistance. Featuring insights from @UNDP, @MCSocialVenture, @getpaycode and @coalapay.
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Algorand Foundation Impact Lead @mattkeller1 just penned his latest article for @Forbes. He explored how blockchain technology can enhance trust and transparency in humanitarian aid. Read the full piece below 👇
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We brought together UN agencies, NGOs, Circle, WorldPay, MasterCard, Visa, Meld and more. With our ability to convene, with the success of HesabPay in Afghanistan, and with the unveiling of the Aid Trust Portal, we're changing the way humanitarian aid is delivered.@AlgoFoundation
The Humanitarian Aid Payments Council in Berlin has now concluded. Council members demonstrated new solutions, our team demoed the newly-launched Aid Trust Portal, and we welcomed new members from leading organizations across aid, blockchain, and finance. Algorand and the council are happy to welcome our new members: @Refugees @Mastercard @StellarOrg @coalapay @getpaycode @rahataid @realMeld Thank you to all of our existing members for joining us: @circle @MCSocialVenture @UNDPEurasia @Quantoz @HesabPay_ @Worldpay_Global @PoliSync @calpnetwork
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The Humanitarian Aid Payments Council in Berlin has now concluded. Council members demonstrated new solutions, our team demoed the newly-launched Aid Trust Portal, and we welcomed new members from leading organizations across aid, blockchain, and finance. Algorand and the council are happy to welcome our new members: @Refugees @Mastercard @StellarOrg @coalapay @getpaycode @rahataid @realMeld Thank you to all of our existing members for joining us: @circle @MCSocialVenture @UNDPEurasia @Quantoz @HesabPay_ @Worldpay_Global @PoliSync @calpnetwork
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Stablecoins are reshaping global finance – with the US dollar at the helm. Without a strategic response, European monetary sovereignty and financial stability could erode. However, in this disruption there is also an opportunity for the euro to emerge stronger.

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What’s happened recently on Algorand? 🟢 Native multichain functionality through @wormhole NTT, built by @FolksFinance 🟢 Algorand staking now available on @binance and @cryptocom 🟢 Algorand Foundation joined the @BlockchainAssn 🟢 @_JennieLevin joined the Advisory Council of the Digital Economy Initiative 🟢 ALGO now listed on @Cointrade_cc 🟢 xGov live on testnet 🟢 Algorand integrated with @aidappcom 🟢 Algorand Foundation partnered with @getpaycode to bring on-chain payments to multiple countries
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🚨 Big news for Algorand We’re partnering with Paycode, a global leader in offline biometric payments, to bring secure, inclusive financial infrastructure on-chain. Together, we’ll deliver blockchain-powered payments to underserved communities in Afghanistan, Ghana, Zambia, Mozambique, the DRC, and beyond. @getpaycode has reached 6M+ people and disbursed $250M in aid and social payments. Using Algorand, we’ll boost transparency, strengthen digital ID systems, and unlock new ways to drive real impact.
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