Most agency owners will admit to struggling with cash flow at some point. Very few will break down the exact strategies they use to avoid it. Even fewer will admit to their most expensive mistake and what it cost them. This episode of The Agency Growth Club is packed with both. I sat down with @BrockbankJames, founder at @digitaloftuk, who's scaled organically for 12+ years, never missed payroll and built a cash flow machine by obsessively managing money in the bank, not revenue on paper. We covered: • Why most agencies accidentally operate on 60-day payment terms and how to bring cash forward • The price of chasing shiny services outside your lane • Why cultural mismatches are the silent killer of team morale (and how ignoring it cost them) • How they’re planning to triple their lead flow in 2025 and the marketing plays they’re betting on • Why delegating before you’re ready can be your best leadership tool • And the one lesson they wish they knew at 24 when they started the agency Real talk. No fluff. Just tactical insights and raw lessons from someone who’s been through the fire. Watch the full episode on YouTube link in the comments. youtu.be/0rInOVnOPsI