ALT See what financial resources might be available to you: Investigate what government income replacement benefits you might be eligible for. See if your workplace has short-term or long-term disability benefits. Do you have disability insurance on your mortgage or credit cards? Are there any local community organizations that provide financial assistance? Prepare a budget – If you are going to be dealing with decreased income and increased expenses, it helps to take a look at possible changes that can be made to your monthly spending. There are many helpful budget tools and apps that can be found online. Don’t be afraid to ask for help - Dealing with finances takes time and energy. It can be hard to figure out the available government, workplace and community resources. A trusted family member/friend, a social worker at your hospital or a Wellspring Money Matters case manager can help you navigate and access the various financial programs.