Chartered Financial Planner. Founder of Niche. Founder of CashCalc. Fanatical skier. PPL Currently skiing, sunbathing or flying

Newport, South Wales
Joined March 2012
After nearly a decade, my journey with CashCalc has come to an end. I'm incredibly proud of what we were able to build and achieve during that time, and I'd like to thank everyone who has played a part in making it happen. Thank you and good luck with business.
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Ray Adams retweeted
Icing on the cake is DVLA sent tax refund and charged 3 months road fund licence for the 37 days of ownership - 10 days of August and 27 days of September - can't fathom why 3rd month was charged. There's no procedure for contesting tax calculation error either 🫠
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Ray Adams retweeted
Replying to @MartinSLewis
@MartinSLewis - wonder what thoughts would be on this element of car finance? Incentivised but hidden charges to cancel
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Ray Adams retweeted
Critical of PX condition, photo tiny issues & offer low price, whilst neglecting to show issues with their cars and asking over value on prices (pics) Salesmen disinterested, repeat 'approved' used, point checks, etc. Even when you point out issues, lack of prep, dirt, etc
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Huge honour to be able to capture this moment for @JoshBatch41 and @NatashaJade__! Amazing for them to share the occasion with all the fans their to celebrate Josh’s service to the club over the years
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Replying to @dragonsrfc
@dragonsrugby @davidjusteat Any chance of RT Charity fundraiser tomorrow at Yew Tree Lane, Caerleon. Everyone welcome… Celebrating a great clubman and supporting a great cause… Monies raised going to @Velindre
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Rather cool witnessing @FundmentHQ launching a new tool live, I’d say a ground breaking service, where you can create your own custom index fund for 0.10%. I imagine it will cause a little stir… Great afternoon at the @Timeline_Tech #Adviser3point0 conference.
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Oh dear @HLInvest you used to have nice polite grads who would pick up the phone within 10 secs and help. Now there’s a robot, a menu, the robot trying to persuade you to go online/ go away, awful hold music…and after 30 minutes I gave up. Service was always your strength? 🥲
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Fairstone acquires Essex-based Sacre adding £450m in AUM ow.ly/ey70104Grx6
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The story of how the UK @fastgrowth_50 Index began and why we have now gone national. Thanks to @UBS for making it happen and we’ll see you in eight UK cities in 2023
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Fascinating interview with Andrew Williams, the CEO from Cardiff of FT100 firm Halma and some vital lessons from an inspirational career. Most interesting comment is below - could the @WelshRugbyUnion have potentially found the right CEO for the future? thetimes.co.uk/article/halma…
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Wow! Magnificent rugby from France #ENGvFRA – at Wales, United Kingdom
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A huge thanks to @nicheifa for supporting The Welsh Variety Extravaganza ✨ Have you spotted our advertisement on their billboard yet? Join us on the 3rd of March for an evening of premium Welsh entertainment! Book your tickets here - stdavidshallcardiff.co.uk/wh…
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A number of reasons Mostly transparency and openness Partly to save me from time wasters who weren't prepared to pay fees Partly as a differentiation over those who don't and because it just felt like the right thing to do
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The application deadline is approaching, with less than one month left to apply for our March 2023 intake! We recommend completing your application as soon as possible to ensure you don't miss out. Apply now: my.learna.ac.uk/l/applicatio… #HealthcareProfessionals #HealthcareCourse
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My company was launched back in 2004. After 18 years in business, we’ve just signed off our 2022 year end. It was our best year ever for new clients, revenue and profit. Here’s how we did it, I hope it helps 🧵👇🏻
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