Chartered Financial Planner, helping clients realise their life and financial plans. Notable nobody in the advice profession

Derbyshire
Joined January 2014
I'm not ruling out Count Binface beating Farage in Clacton after all the British public voted to call a new ship Boaty McBoatface. #BinnyMcBinface @CountBinface
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A small public service announcement from the Department of Things That You Should Know… It has not “peeked” your interest. Nor has it “peaked” your interest. …It has piqued your interest. You are not “phased” by something. You are fazed by it. If you’ve had a long day, you are weary. If you suspect someone is an idiot, you are wary. It is “due course”, not “do course”. “Per se”, not “per say”. And while we’re here, it’s “could have”, not “could of”, but that particular battle may already be lost. Thank you for your attention during this brief outbreak of grammatical housekeeping. This has been a @LairdofthManor announcement.🎩💙
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Darren Cooke retweeted
Here it is: my 2026 manifesto for the #Makerfield By-Election. Makerfield Great Again! #VoteBinface #MakeYourVoteCount
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From today this account will be dormant and I am deleting the app from my phone. I have been considering this for a long time but this naked images Grok tool finally tipped me over the top. I can be found at redcirclefp.bsky.social
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POLL TIME!!! Should Brendan "Baz" McCullum and Robert "Rob" Key stay on in the 🏴󠁧󠁢󠁥󠁮󠁧󠁿🏴󠁧󠁢󠁷󠁬󠁳󠁿 men's management?
12%Keep both
8%Sack McCullum
15%Sack Key
66%Sack both
117 votes • Final results
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Darren Cooke retweeted
We are based in Alfreton 2 mile from junction 28 of the M1 20 mins from Derby via A38 30 mins from junction 26 notts M1 35 mins from junction 34 yorks M1 Alfreton Railway station is 1 mile Free parking Shop open 9-30-5pm Mon-Fri 9-30-4pm Sat Nets open everyday-check online
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Darren Cooke retweeted
Brexit Reality!
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Darren Cooke retweeted
I'm confident nobody will share this.
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Adviseu not to buy a cybertruck
Nice plate on this …….@AutoPap
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Darren Cooke retweeted
Nice plate on this …….@AutoPap
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Please tell me this isn't true @dgriffinpix
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Today we welcome Rohan Sivajoti to the IFW as the new CEO and Martin Ruskin as Chair of the Board. We've been quiet for a while, that will change in 2026. Eyes peeled. Incoming. For now though; back to the mince pies, and wishing you all a wonderful festive period 🎅🏽
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🟥 Meanwhile, for those that are confused about Trump's sudden obsession with Venezuela and determination to liberate that Nation from "drug dealers"... This short clip will explain PLAINLY, what is really going on. #Oil 🛢️
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"My name's Hank. I'm 66. I deliver propane to homes. Rural routes, farms, folks off the grid. I fill their tanks, check connections, drive to the next house. Most customers just sign the slip, barely look up. I'm just the propane guy. But last February, during that brutal cold snap, I noticed something at the Miller place. Pulled up to fill their tank, gauge showed empty. Completely dry. In 15-degree weather. I knocked on the door. Mrs. Miller answered, three kids bundled behind her in coats. Inside the house. "Ma'am, your tank's bone dry. How long you been without heat?" "Four days." Her voice was steady, but her hands shook. "Bill's due Friday. We're waiting on my husband's paycheck." Four days. Three kids. Fifteen degrees. "Ma'am, I'm filling it now." "I can't pay until" "I'll mark it as a delivery error. Computer glitch. Nobody'll know." She started crying. "Why would you do this?" "Because those kids are wearing coats inside." I filled their tank. Checked the furnace. Made sure heat kicked on before I left. Drove away thinking about what I'd seen. Kids doing homework in winter jackets. A mom choosing between heat and food. Started paying attention different after that. The elderly veteran whose tank was at 10%, he was rationing, keeping one room warm. The single dad whose payment was two weeks late, he'd been burning firewood he couldn't really afford. I started doing something I shouldn't. When I saw someone struggling, someone who'd run out, someone rationing heat—I'd add 50 gallons. Mark it as "meter calibration" or "pressure test residual." Small amounts. Enough to get them through. Did it eleven times that winter. My boss noticed the discrepancies. Called me in. "Hank, we're showing extra gallons delivered but not billed." I told him the truth. Everything. He stared at me for a long time. Then said, "My daughter was a single mom once. Chose between heat and groceries every winter. I wished someone had helped her." He didn't fire me. Instead, he created something, "Warm Hearts Emergency Fund." Customers could donate. We'd match it. Use it for families in crisis who couldn't afford propane. But here's what broke me, Mrs. Miller came to our office in May. She'd gotten a better job, caught up on bills. She handed me an envelope. Inside, $200. "For the next family. The one you'll find in February, four days without heat, trying to be brave for their kids." She grabbed my hands. "Hank, my youngest has asthma. Four more days in that cold... I don't know if..." She couldn't finish. Last winter, the Warm Hearts Fund helped 23 families. Not with handouts, with heat when they had none. With dignity when they felt broken. And here's the thing, other propane companies heard about it. Started their own programs. Now there are "emergency heat funds" in six states. But the moment that destroyed me happened last month. Got a call to deliver to an address I recognized, the Miller place. Mrs. Miller answered. "Hank! Come in, please." Inside, warm, kids doing homework at the table, laughing. She handed me a check. Full payment, plus extra. "For the fund. But also..." She pulled out a drawing her youngest had made. Stick figure man with a propane truck. Caption in crayon: "Mr. Hank, my hero." "She asks about you every winter. 'Is Mr. Hank making sure people are warm?'" I'm 66. I deliver propane to houses nobody notices. But I learned this- Cold doesn't wait for paychecks. And no child should do homework in a winter coat inside their own home. So if you deliver anything, oil, propane, firewood, and you see someone struggling, someone empty, someone rationing, Find a way. Mark it wrong. Call your boss. Start a fund. Do something. Because heat isn't a luxury. It's survival. And the difference between freezing and living shouldn't be whether your paycheck arrived on time. Be the reason someone stays warm." . Let this story reach more hearts.... . Ai image is for Demonstration purpose only . Credit: Mary Nelson
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Clearly you can worship God but never read the Bible though
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Lib Dems are 100% correct
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Which idiot put the biggest test series in ages on TNT and then didn't even pick a cricket commentator? No way am I paying for that shite. @ECB_cricket @tntsports Looks like I'm with you for the duration @bbctms
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Darren Cooke retweeted
#Reform Party in #Leicestershire has spent £1.4 million on consultants to find cuts to deliver their promised reduced council taxes. Consultants told them there are no cuts to be found. But #Reform in #Leicestershire will now have to make cuts anyway. To pay the consultants.
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