Respect to @labourlewis for having standards and standing by them. After a decade trying to expose major disclosures by leading high street banks @Nat_Worst we just just felt like we were hitting a brick wall. But supported by @TransparencyTF @appgonifandffs we are now finding strong support from morale and ethical MPs. For a long period our only advocate but worthy & formidable advocate was @normanlamb he supported the disclosures Mark Wright & our whistle-blower connections made. That support for the disclosures & victims is growing alongside our work with TTF. Thank you to all supporting justice for victims of bank misbehaviours and frauds the vulnerable people are still left in the wake of the injustices and cover ups since 2008. @mpsusanmurray @IanByrneMP @Steffanaquarone @premnsikka @johnmcdonnellMP

Dear Baroness Noakes, Let's talk about vulnerable people... I have been working with Mark Wright @Nat_Worst for 10 years, he is the vulnerable whistle-blower, who spent 5 years reporting the market abuse statement put out on the @NatWestGroup intranet on 17 September 2008. just after Lihmen went under Chris Sullivan put out a statement on the banks intranet, telling advisers & managers like Mark to reassure all staff & customers to keep their shares, trust the bank it was "well capitalised". He did that, the staff were misled, his friends & colleagues who kept their shares, many of them their life savings, then lost 90% of that money in the next 6 months. The statement was removed in January 2009, then the bank & senior executives including Campbell, Hester, Sullivan etc. lied that it never happened. In 2011 you moved from KPMG where that firm had covered up the HBOS Reading fraud by then for circa 5 years. Not your area I know but you worked closely with John Griffith Jones, who as managing partner conveniently forgot that cover up when later Chair of @TheFCA 'Birds of a feather...' His mental health failing, struggling to cope with the cover up, Mark contacted you in your role on the Risk Committee. He asked for and then gradually begged for your support, help and intervention and help - 42 TIMES He was in real distress, mentally unsound by then after all of the deceit, suicidal... You did not not only fail to help, you did not even acknowledge his communications - disgraceful behaviour. How dare you talk about supporting vulnerable people! I now call on you to: 1. Come clean and admit your knowledge over the 2008 Sullivan Market Abuse Statement & the cover up, and; 2. Apologise profusely to Mark Wright for participating in the cover up a crime that cost loyal @NatWestGroup staff billions in share value losses. If you will not do either then; in a few weeks that have seen the tragic suicide of significant whistle-blower @SAndriesz & the welcome justice exonerating the scapegoated alleged LIBOR riggers like @robilypj I call on you to: a) Self report your knowledge of a serious market abuse crime, to the Serious Fraud Office. b) Admit your complicity in the cover up of that crime. c) Admit your failure to support Mark Wright as a significant whistle-blower. d) Step down from your position as a Peer & never dare mention vulnerable people again after your disgraceful treatment of Mark. @efgbricklayer @BomberMorgan @normanlamb @StansfeldPCC @TransparencyTF @appgonifandffs @johnmcdonnellMP @premnsikka @mpsusanmurray @IanByrneMP @andyverity @jameshurley @EmilyBuchanan1 @Ian_Fraser @ArturNadol7566 @financialeyes @CarshaltonArt @mickmor16921994 @bleating_lamb @johncock_wayne @james_glanville @MLorrM @Wftproof

Dear Paul, I will respond to you directly. I do not & will not support your criticism of Eileen & @CompassnInCare they have worked selflessly for decades to support & protect 'genuine' whistle-blowers'. Unlike many 'get rich quick' schemes I have seen in the last decade including the SME Alliance directors, the Fair Business Banking APPG secretariat & I believe based on my own experience & evidence WBUK. Quite frankly your attack on a decent, honest whistle-blower support organisation is disgraceful & I am now embarrassed to be associated with you in any way. You were made redundant by @LloydsBank & then stated that it was because you were a whistle-blower & had made PIDA disclosures, but unless I'm mistaken you then admitted: "I followed the model whistle-blower policy to the letter in 2014. HOWEVER, it still falls significantly short of what an employee MUST include in their disclosures for them to be protected.” So whilst you suggest you are an expert on such matters, you then admitted in Protect disclosures, you didn't actually whistle-blow or knew if you'd done it or knew how to do it. The whistle-blowers approaching @CompassnInCare begging for help & protection do not get made redundant from a high paid job & then 'remember' they were a whistle-blower. They simply tell the truth & then lose their jobs. livelihoods, sometimes their homes & often their homes, family lives, marriages and mental health. Mark Wright was a top earner in @NatWestGroup earning over £110,00 per annum in 2012, plus benefits when his mental health was destroyed over the pressure they put him under when he was attempting to expose a multi-billion market abuse issue. I was earning a good living as an IFA whilst believing I was helping @TheFCA Executives, by explaining the huge fraud over Hidden Credit lines on swaps from 2013 on. I faced false allegations on unauthorised activity from my Network MD, when my son in law was terminally ill in 2014, when we were looking after my grandchildren & taking them to the Freeman hospital almost daily to see their dad before his expected death. The MD Steve Jones said because I refused to meet him within days, it was unnaceptable. I said we'll know within 2 weeks if he lives or dies (after a failed heart valve operation), I'll meet you next month. They ignored my concerns, I was suspended, my income frozen & not allowed to speak to or meet my long term clients (some clients for over 20 years & in the middle of complex deals), when they resigned me I asked for the evidence on the allegations. They then admitted they had none & even stated that no one had a right to suggest I had done anything wrong. I had been suspended by one of the Largest IFA, networks, my reputation trashed & they ruined my business & career. It was a very dark time. Mark & know what the price is for being a whistle-blower & I'll be straight, it doesn't start with losing your job & working it out afterward. That's why Mark & I set up BankConfidential in 2017, both having lost 25 year impeccable careers for having spoken up. We met with you asked if you wanted to get involved in BC in the Grange Hotel in Holborn, London. You weren't interested unless it was all about your case. Those are the facts. Mark and I have spent 9 years supporting bank whistle-blowers pro-bono. Mark put £60k from his pension to support BC & I have paid for travel hotels etc. as I said to Eileen earlier "ignoring our time we are circa £100k out of pocket but have never asked any whistle-blower to pay us or commit to doing so" Mark & others, I won't mention but copied in (people with integrity I'm happy to name) at one time even paid one whistle-blowers wages so he didn't lose his home, whilst I ran his case & got him a deal pro bono. That is commitment, that is integrity! BC was set up on the basis of 'there will never be another Mark Wright', if we could do anything to stop that. We have on many occasions & managed negotiations that have saved careers and much more. We never asked for a penny, we have substantial banking & financial expertise & some very high level supporters, despite the fact we operate on a shoestring. But we a re a minnow & in the world of whistleblowing support @CompassnInCare Eileen and her organisation, their history, helpine & support is a whale & you should respect that. Unlike the Fair Business Banking APPG you call on for support who've taken hundreds of thousands from banks who destroyed the SME's they allegedly represent (but fail to), or WBUK who were chasing the same 'filthy lucre'. WBUK have no track record I am aware of in proving anything other than a desire to have a pass to Parliament, funding from a US firm chasing 40% fees from pay outs, lobbying prospects & the potential of huge rewards If the US bounty style payments came in. A great prospect for gold diggers... You asked for a straight response, I've given it. I & @BankConfidenti1 stand by Eileen, her organisation, her integrity & the selfless way the BUPA 7 turned persecution & desperation into a great charity that has supported thousands of 'genuine' whistle-blowers. You have your answer... @BankConfidenti1 @efgbricklayer @normanlamb @johnmcdonnellMP @TransparencyTF @premnsikka @BambosMP @IanByrneMP @NeilForPoole @MLorrM @CarshaltonArt @bleating_lamb @james_glanville @Wftproof @labourlewis @johncock_wayne @hungrybankrupt @nw_nicholas @Ian_Fraser @jameshurley @andyverity @EmilyBuchanan1 @JohnCena @ArturNadol7566 @JamesMelville

Dear Julian, your response to me did not answer any of the questions I asked. The NECC have confirmed to me directly that their investigation was shut in 2023 and WILL NOT be reopened. I am challenging this because I can find no evidence you have done aything in 4 years. You did not appear on a TTF meeting & it was not a public meeting, you simply told a third party to state you hadn't had a deal. T=You didn't mention any other family member or connected party as I had asked you to confirm. In 2022 you asked me to spend a month putting together crucial evidence you described as fantastic and would lead to a meeting with the NCA as leading evidence, the same line you spun to @Nat_Worst You have now told me you did nothing with that evidence in 4 years, you did not even submit it to the NCA. That evidence not only proved that @NatWestGroup were fabricating files is proved: 1. That the Hidden credit Lines were part of a customers credit liabilities. 2. That @NatWestGroup had disclosed dozens if not hundreds of fabricated documents in court disclosure in the Perks v RBS case. 3. That the Perks were the victims of a miscarriage of Justice that cost them millions. Why did you ask for the evidence and then do nothing with it? I am challenging @NCA_UK because they cannot explain why the refused to meet a whistle-blower who was trained @NatWestGroup by the Regional Directors wife to forge signatures. The @NCA_UK also misled Parliament stating in cases like @efgbricklayer that they had investigated the case when they had not even spoken to him. @TheFCA had a vested interest in closing this down because former CEO Andrew Bailey now Governor of @bankofengland had the signature forgery trainers name in the Norfolk region & the name of the whistle-blowers exposing this before he misled @CommonsTreasury that the FCA did not know who they were & were 'trawling their files for evidence', when it was all in his in box, as @BankConfidenti1 can prove. You were in control of confidential financial information from circa 800 individuals, I am now told that some people have electronic copies of that information & have set up a claims firm to exploit it. Tens of thousands if not hundreds of thousands of bank fraud victims have lost businesses, homes and much more due to banks fabricating loan, personal guarantee and security documents. As custodian of the campaign how dare you do nothing in 4 years and pretend it is still running... I am calling on you publicly to explain what you know, whether and how other parties got their hands on the confidential information & to hand over what you are clearly not capable of running to @appgonifandffs I will keep investigating & I will get to the bottom of this. Victims of bank fraud are owed Justice & you are clearly not the person to deliver that for them. @efgbricklayer @MLorrM @ArturNadol7566 @mickmor16921994 @CarshaltonArt @TransparencyTF @james_glanville @hungrybankrupt

What I will say is that @Carlier_J87 has highlighted serious & warranted concerns I agree with. He has over the years disclosed numerous & serious malpractices in banks & financial firms, whilst instead of being supported by @TheFCA being attacked by them. On these issues whistleblowers now need to stand together, but not behind WBUK, their offering is too tainted. Baroness Kramer has led the way, the Investment Frauds APPG supports reform of PIDA I believe. Maybe time for us all to get together & work this out. I understand your righteous anger more than many but let's make this drive results for the people who really matter. Those no longer with us and the family's they leave behind. @bankconfidenti1

Dear Julian Watts, I've asked you privately which you have ignored and therefore I will now ask you publicly. What did you ask me to take 1 week out of my diary to provide a complete description of fabricated @NatWestGroup court disclosure documents & tell me it was prime evidence & I would be meeting with you and the NCA, when you now tell me I had missed the cut off and IN 4 YEARS you have done nothing with those documents. Why did you tell @Nat_Worst when he gave you evidence naming the @NatWestGroup signature forgery trainer, that he would be meeting the NCA when 4 YEARS LATER that hasn't happened. Is what I am being told correct, that other persons have copies of the files and have set up a claims management firm to exploit the information? Why have you after 4 communications ignored/failed to answer that question? Why are you saying you are in a dialogue with the NCA and preparing a new batch of evidence when the NCA wrote to Mark Wright (see below) on 21 December 2023 to confirm the investigation was closed. Are you still being supported by @APPGbanking and if so why have they and you done NOTHING IN 4 YEARS? Who gave you permission to give a full set of the files to @kevinhollinrake I certainly didn't and the documents I provided were legally privileged. Do you realise the severity of the issue if those highly confidential files, including several hundred from me that were legally privileged, have been improperly disclosed? Was @BankSigForgeCam just like the @SMEAllianceLtd & @APPGbanking just a 'get rich quick' vehicle for the Directors & controllers of many genuine bank victims evidence? Have you had a deal based on the information you collected from hundreds of genuine bank victims? The truth will out... @ICOnews @HoCStandards @TransparencyTF @appgonifandffs @BankConfidenti1 @efgbricklayer @CarshaltonArt @mickmor16921994 @james_glanville @EmilyBuchanan1 @jameshurley @Ian_Fraser @bleating_lamb @MLorrM @BomberMorgan

At some point I am going to produce a report on SME "Stockholm Syndrome". SMEs repeatedly mis-advised, misled, let down and abused by their 'professional advisers'. Most of whom are looking after their own interests & currying favour with the institutions abusing their clients. @BankConfidenti1 @BomberMorgan @efgbricklayer @bleating_lamb @james_glanville @mickmor16921994 @CarshaltonArt @AlliMiddleton1 @Nat_Worst

Maybe a few months in jail to see how innocent Post Masters were treated might teach him a lesson. Meanwhile honest MPs warn Ministers not to 'do an Ed Davey' on the biggest scandal yet to be exposed, Hidden Credit Lines & mass theft & fraud on UK SMEs around the time of the financial crisis by @NatWestGroup @LloydsBank & @hmtreasury @BankConfidenti1 @TransparencyTF @appgonifandffs @CarshaltonArt @mickmor16921994 @efgbricklayer @james_glanville @MLorrM @TheCrosskeysInn

What about financial support for farmers? Are you aware that bailed out banks like @NatWestGroup are 'de-banking' farmers to get rid of 2-3/base loans then funding third tier lenders to offer the same loans at 7-8/base. Is this the thanks farmers & SMEs get for @hmtreasury using hundreds of billions to save UK banks. @appgonifandffs @johnmcdonnellMP @labourlewis @premsikka @TransparencyTF @bombermorgan @bankconfidenti

After numerous discussions with lawyers and counsel about behaviours by lawyers, Insolvency Practitioners & other 'Professionals, relating to financial frauds and deception, I believe we should now re-name the Fraud Act, the 'People's Fraud Act'. Whilst you and I and ordinary people like us, the Postmasters or those charged with benefits over-claims can face criminal investigation, charges and imprisonment, that is not so in the 'Professional' world. It seems that Fraud is something none of the 'Professionals' will recognise or discuss, when its other 'Professionals' attempting to facilitate the theft even of millions. In fact we should now call it the 'People's Fraud (Excluding White Collar Fraud) Act, so we are all clear how it all works... @BomberMorgan @johnmcdonnellMP @premnsikka @TransparencyTF @appgonifandffs @BankConfidenti1 @MLorrM @efgbricklayer @MLorrM @mickmor16921994 @james_glanville @AlliMiddleton1 @ArturNadol7566 @bleating_lamb @CarshaltonArt

Ever wondered what it's like taking a bank on as an SME or consumer. Wondered why lawyers & barristers turn coat and run for the hills. Wondered whether a jealous hunchback will betray a goat path to stop 300 men from holding back 1 million Persians. It's not over until it's over. Unless history repeats itself... @BankConfidenti1 @efgbricklayer @MLorrM @CarshaltonArt @ArturNadol7566 @mickmor16921994 @james_glanville @bleating_lamb @EmilyBuchanan1 @Bloomgate

I've just forward purchased this book: A Very British Banking Scandal: Amazon.co.uk: Brodie, Steve, Buchanan, Emily: 9781917447232: Books by @EmilyBuchanan1 & Steve Brodie along with @andyburnham book: Head North: Prime Minister Andy Burnham's Ambitious Plan to Help Fix Britain - The Sunday Times Bestseller: Amazon.co.uk: Burnham, Andy, Rotheram, Steve: 9781398719743: Books I am hoping to see some positive signs for long awaited equalisation/investment in the North & exposing some of the largest banking scandals still covered up/ignored by senior regulators @TheFCA @hmtreasury & @bankofengland since the crash. @appgonifandffs @BankConfidenti1 @TransparencyTF @efgbricklayer @johnmcdonnellMP @labourlewis @IanByrneMP @NeilForPoole @AndyMcDonaldMP @mpsusanmurray @Steffanaquarone @normanlamb @premnsikka @ianhtyler @Ian_Fraser @james_glanville @mickmor16921994 @ArturNadol7566 @JohnCena @pcaruanagalizia @jameshurley @andyverity

All whistle-blowers need to watch this before speaking to or trusting anyone. @BankConfidenti1 @normanlamb @MLorrM @Wftproof @nw_nicholas