𝗖𝗮𝘀𝗵 𝗽𝗮𝘆𝘀 𝟱%. 𝗦𝗼 𝘄𝗵𝘆 𝗵𝗼𝗹𝗱 𝘀𝗵𝗮𝗿𝗲𝘀 𝗮𝘁 𝗮𝗹𝗹? 🤔 It's an important question to ask, so what does the historical evidence tell us? Barclays says UK shares beat cash in 91% of ten-year periods since 1899. But a 2016 study by @paullewismoney found a FTSE tracker beat top savings rates only half the time. For my latest article for @MoneyWeek, I reran the numbers on fresh data: MSCI indices against actual best-buy savings rates, not the headline Bank Rate. The result: over rolling ten-year periods since December 2000, cash beat shares just 9% of the time. Cash isn't a bad choice. I explain in the article why I myself hold more cash than I used to. But the size of your cash pile should be a deliberate choice, not one today's rate decides for you. #Savings #Investments