HUFF

50 fintech founders worth following on X > payments > stablecoins & rails > infra, spend, neobanks > the agentic payments crowd who did i forget? stablecoins & rails: @jerallaire @brian_armstrong @psneville @Nick_van_Eck @nassyweazy @jespow @toly @rajgokal @CaitlinLong_ @ryanbozarth @PaulFrambot @YuvalRooz @NikMilanovic @paoloardoino @rooqster @LucaProsperi @nathanmccauley @matthuang neobanks: @victorcardenas @FerdiDabitz @duborges payments: @patrickc @collision @jack @mlevchin @cultured @davidmarcus @taavet @uwwgo @avia_chen infra: @zachperret @williamhockey @itaidamti @dadiomov @mikebelshe @sadbryce @sternhenri @lukaivicev @soupsranjan @sytaylor @jessepollak spend: @eglyman @karimatiyeh @pedroh96 @hdubugras @immad agentic payments: @AmirSarhangi @programmer @schenkty @alfongj

one sentence in ty's annual letter changes who keeta is competing with. the answer is nobody. "we believe keeta stands in a room of just two blockchains positioned to demonstrate the architectural capabilities necessary to support billions of transactions per second… keeta and google cloud universal ledger." read what he did there. the peer set isn't ripple. it isn't swift. it isn't solana or base. it's google's ledger. and he calls the two "complementary rather than competitive." the split, in his words: gcul is "ledger infrastructure for financial institutions and enterprises operating within their own environments." keeta "was built to connect those institutions and enterprises together." the bank runs google inside. keeta is the network between banks. that's the thesis i've been circling for two weeks without the words for it. four keeta engineers in google's custody room on oct 28. the signature curves they share. google running keeta's stress test last year. none of that was a partnership announcement. it was the two halves of one architecture getting to know each other. and the target moved. "more than 10 million transactions per second represents an important milestone, but it is not the end of our ambitions. we are building toward an environment where financial infrastructure must support billions of transactions per second." stripe's founders wrote the same number in february. every bank will have an internal ledger. google is building the one most of them will pick. somebody has to be the network those ledgers talk through, with identity on every account and settlement in under a second. and look who google filled that room with. three banks and an exchange: morgan stanley, citi, wells fargo and okx, per cointelegraph. those are the institutions a ledger “inside the bank” gets built for. keeta’s four engineers sat in a room with the customers of the other half. the wait, my keetards, was well worth it. @KeetaNetwork $KTA

After 20 years in payments, one thing is clear: Financial inclusion isn’t another polished banking app. It’s helping a worker move money home quickly, affordably and with the phone and documents they already have. The next fintech opportunity is outside the app store.

$KTA Ty is in discord. Said the slander and fud of people scared partners.

🚨 @KeetaNetwork Testnet just broke the chart 28.9 BILLION transactions in 24 hours, enough for every person on Earth to transact three times Daily volume jumped over 376M%. Safe to say the testnet was busy 🤯 📊 chainspect.app/dashboard?ran…

Respectfully, I think your basis is substantially off. We’re targeting $5M+/month from this partnership alone. They serve 80,000+ clients, a significant percentage of whom are crypto-native and have specifically requested this functionality. The entire premise of private aviation is being able to go where you want, when you want. That inherently means operating outside traditional banking hours, making 24/7 real-time settlement another meaningful driver in addition to lower fees. We have other partnerships targeting $100M/month, and a few that we believe have the potential to exceed $5B/month over time. Additionally, comparing Keeta to “other neobanks” fundamentally misunderstands what we are. Keeta isn’t a neobank. We’re infrastructure designed for banks, fintechs, payment providers, exchanges, and institutions to build and settle on. As always, these are targets based on current partner discussions and anticipated activity. Actual volumes will depend on implementation, adoption, and partner activity.

First was Better Money Technology. Now, there will be Better Markets Technology.

Excited to work alongside ATLAS!