With 2.5% down and a 20% equity loan, a new build only has to lose about 3% of its value before the buyer is in negative equity. Help to Buy's 5% deposit gave you roughly double that. How confident is everyone that new builds hold their value on resale?

Only 42% of homes listed in London actually find a buyer right now. Scotland's at 91%, UK average 61%, per Rightmove's September numbers. Anyone in London agency seeing better than that on their own books?

England needs 30 to 50k later living homes a year. Industry's delivering about 7,000. Only 0.6 percent of over 65s live in dedicated retirement communities here versus 5 to 6 percent in the US, Australia and New Zealand. One of the most undersupplied asset classes in UK real estate and barely anyone's talking about it.

84 percent of English councils will be charging double council tax on second homes by next April. Started as a niche coastal town policy a couple years ago, now basically universal. Worth watching what happens to second home transaction volumes over the next year once owners actually see the bill.

Government reimbursement for temporary accommodation has been frozen for 14 years while the actual cost doubled. Councils spent 2.8bn on TA last year, 131,140 households now stuck in it. London boroughs alone are burning through 5 million pounds a day on this. The bill for not building enough homes just shows up somewhere else on the balance sheet.

They said no one would take a proptech edit seriously. Anyways here’s FiMod, your new real estate deal analyst.

UK commercial property transactions crept up again in June, 10,300 deals per HMRC, still short of a real recovery. Modest growth means every deal has to be underwritten right the first time. FiMod keeps your model precise when the market gives you no room for error.