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Your First Home's household income cap gets set in the Budget on 28 October. The old First Homes scheme used £80k, Help to Buy had no cap at all. Where would you put it?

With 2.5% down and a 20% equity loan, a new build only has to lose about 3% of its value before the buyer is in negative equity. Help to Buy's 5% deposit gave you roughly double that. How confident is everyone that new builds hold their value on resale?

Reuters poll of property analysts has UK house prices up 1.3% this year and 2% in 2027. Anyone taking the over?

Bank of England mortgage approvals for August come out Wednesday. July's were the lowest since December 2023 and 16% below the 2017-19 average. Higher or lower this time?

Five year fixes went from under 4% in January to around 4.8% now. Zoopla reckons a London buyer needs to find around £35,500 extra to cover the lost borrowing. In the North East it's £10,200

ONS has UK private rents up 3.8% on the year to £1,400 a month. Zoopla's index has them up 2.6%. Landlords and tenants, which one looks more like your last renewal?

A home listed today takes 64 days on average to find a buyer and another 150 to complete, per Rightmove. So on the averages you'd be moving in late April 2027. What's the longest completion you've sat through?

Only 42% of homes listed in London actually find a buyer right now. Scotland's at 91%, UK average 61%, per Rightmove's September numbers. Anyone in London agency seeing better than that on their own books?

Stamp duty and council tax reform are both ruled out for this Budget specifically, per the PM's own comments in July. The property tax story this time round is mansion tax and landlord income tax, not a structural rewrite

Autumn Budget lands 28 October, just over 5 weeks out. property income tax for landlords is already confirmed to rise from April 2027, everything else is still speculation

1.8 million UK fixed rate mortgages are due to end this year. Gilt yields just hit their highest since 2007 and lenders are repricing upward because of it

Sixth hold in a row now. the committee's hawkish minority has grown through the year, from 1 dissent in April to 3 in July and again in September

UK 10 year gilt yields hit 5.29% this month, highest since 2007. That's what's pushing lenders to reprice, not the base rate hold on its own

HMRC says it needs 300 extra staff just to run AI valuations for the new mansion tax. Home inspections to check your extension are apparently the last resort here, not the first move