
Create a realistic plan to live off your Bitcoin with StackWisely by @stackhodler
Joined May 2025
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StackWisely retweeted
Replying to @CryptoMcFly49
It's definitely most useful for people who need to make strategic decisions about their existing stack.
However, it also lets you model out different buying plans.
Should you DCA or lump sum buy now?
How much net worth could you have if you buy monthly?
What if you try to time your buys around market bottoms - would that work better than DCA buying?
And in the future... I plan on adding something for people who feel like they can't stack enough.
If you model out your future and you feel like you can't get to where you want to go by stacking, I want to show that there's always a way.
It might just take a mindset shift.
StackWisely retweeted
👀
When I mow the lawn, I like to do (simplified*) mental arithmetic like this
*StackWisely accommodates more of the bitcoin volatility than my mowing brain can handle
You have 40 BTC.
You want to retire with $20K / month living expenses TODAY.
Option A) Lock in 4 years of living expenses right now so you can ignore the charts until 2029. Then start DCA selling monthly to fund expenses once BTC has matured.
Option B) Sell $20K / month starting now so you never need to hold a huge cash balance.
Which one is better in a bear, base, or bull case?
Answer: You win either way and your bigger problem is going to be figuring out what you actually want to do with your time 🙂
Fast forward 10 years and you can do the same with 4 Bitcoin instead of 40.
StackWisely retweeted
Did we just double top like in 2021?
Personally I'd be shocked if that were the case...
But either way, that isn't the right way to think
about BTC.
It goes up, it goes down, but in the long run it goes WAY up.
Just remember: Every top is a local top on a long enough timeline.
And the entire ride up to $111K has been riddled with anxiety for anyone who didn't have a long-term plan.
So instead of worrying about short term questions that no one has an answer to (did we top)...
Make a plan that works in a realistic bear and bull case and then get back to living while BTC does whatever it's going to do.
That's why I built @stackwisely
If you're in your first cycle, chances are you don't need to worry about this stuff... Any dip is a gift.
But if you have significant wealth in BTC it's helpful to look into various versions of the future and see how your wealth would evolve.
Would you survive a multi-year bear market?
If you sold too soon, would you live to regret it, or would you still have plenty of BTC?
You know I'm a Bitcoin perma-bull.
But like many of you, I also have a family to provide for, and it's my responsibility to make sure they have a secure and comfortable life.
And as our net worth started to grow to bigger numbers, I wanted to be certain that if BTC underperformed my optimistic expectations, I wasn't overexposed.
The idea of selling BTC is extremely taboo amongst Bitcoiners.
But every buyer needs a seller.
Which means all of this record buying lately implies record selling as well.
Keep that in mind next time you think you "aren't allowed" to sell your Bitcoin.
What you need to do is make smart financial decisions for YOUR situation.
That's why it's called personal finance.
Don't let the herd make your decisions for you.
Personally I knew that if I sold any BTC, I was unlikely to get it back because Bitcoin gets much harder to acquire over time.
So I wanted to make sure I wouldn't be kicking myself for selling too soon when BTC got to where it's going.
And I'll be honest with you:
What I found by exploring various scenarios was that I likely WAS overexposed.
By plugging in my BTC holdings and projecting my cost of living... the numbers told me that we would have more than enough to live well in all scenarios.
But in the short term, I could lock in complete peace of mind by rebalancing my portfolio a bit.
I wasn't trading BTC for fiat.
I was trading it for peace of mind.
And still keeping plenty of BTC for the long-run.
Locking in security in both the bear and the bull case.
And with kid #2 on the horizon, that security is priceless.
Why am I sharing all of this when most Bitcoiners would be too scared to say that they sold some BTC?
Because in 2021 I was fully bought into the "never sell" narrative too.
And as a result, I ignored obvious signals of a top and watched 7 figures of wealth evaporate.
That wasn't meme coin wealth, either.
It was wealth I spent a decade of hard work acquiring via stressful entrepreneurship.
And it went poof right in front of my eyes because I naively believed that everyone else was as bought into the "never selling" narrative as I was.
If I had Stack Wisely at the time, I could have made a more clear-eyed and intelligent plan.
But back to today: Do I see this as a likely top? No.
But the whole point is that I no longer need to guess if it is or not.
Because I have a plan that works for me.
And all I need to do now is follow it.
If you have significant wealth in BTC - I highly recommend making a plan that works for you.
And whether your plan includes buying, selling, or taking a loan...
Gift yourself the peace of mind that comes with knowing exactly what you need to do in all scenarios 🫡
StackWisely retweeted
A wise man once said to get to 6.15 BTC and HODL
Base case 20 years from now, those who heeded the advice will be over $61 million net worth.
That's with a 27% compound annual growth rate.
Apple in the past 20 years: 29% CAGR
@americanhodl8
StackWisely retweeted
What does it actually do?
It helps you simulate buying and selling plans.
For example, what happens if you buy $1K a month for the next 3 years, and then start selling $10K a month to fund your lifestyle in 2030?
What would your wealth look like in bearish, base, or bullish scenarios over time?
If you retire on your stack in 2030, would you still have enough to live off of 20 years from now?
What if you try to time the next peak and buy the next bear market? Would that perform better than a simple DCA strategy?
Those are the types of questions it helps you answer.
Practical questions for anyone who wants to use Bitcoin as their primary savings tool.
StackWisely retweeted
Bitcoin is $110,000 per coin and climbing.
All the major players are onboard for what is potentially the most bullish Bitcoin setup of all time.
The next six months may change your life forever.
But you need a plan.
As Bitcoin summer approaches, the last thing you want to do is be glued to charts or stressing about a "top."
So today I'm releasing something I've been building for myself for the past 6 months.
As the value of my Bitcoin stack grew, I realized I didn't have a prudent plan for using it to actually improve my life.
Nor did I have a clear system for navigating the bull market.
After beating melanoma at age 25, I'm acutely aware of how scarce our time is.
Which is why I put so much focus on living well today while still securing my family's financial future.
But to do that, I needed a tool that would let me project my plans into the future and see exactly how my buying and selling would perform in bearish, base case, and bullish scenarios.
The end result is @stackwisely - which is now the tool I personally use for navigating the Bitcoin market.
Those of you who have been following me for a while know that my focus on here has always been to help you live well today and secure your family's fortune for tomorrow.
That journey continues with Stack Wisely.
Stack Wisely, enjoy life 🫡










