🕉️ I Cybersec💻 I Cricket🏏 | Investor 📊 | FPL⚽️ I Traveller 🛩🌏 I #ccgeek 💳 I Arsenal❤️ I Views my own I DM for collab🤝 📲DM to Book VIP stays with Perks
India That is Bharat
Joined May 2010
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Double Qsuite on points ✨
A private cabin in the sky. One of the world's finest Business Class experiences today. 🤍
BOM ➡️ NBO (via DOH)
This Masai Mara trip turns out to be my biggest redemption journey yet, combining my biggest hotel redemption and now my biggest flight redemption, all in a single trip.
Redemptions like these are exactly why I started SmartSpendCode.
Stay tuned. I'll be sharing the complete redemption details, points used, taxes paid, and upgrade strategy that worked 😉
🎉 TopCashback turns 15 with MEGA extra cashback offers!
🔥 Klook: Up to 22%
✈️ Trip com | 🏨 Expedia | 🎟️ Viator | 🏨 IHG: Up to 15%
💸 PLUS, get an extra ₹1,500 Amazon Pay voucher from me!
⏳ Sign up before 31st Oct 👇
tinyurl.com/SignUpTopCashBac…
✅ Complete $10 cashback in payable mode within 180 days
📲 DM your username once done.
TopCashback = REAL cashback on purchases you're already making online. Don't miss out! 🎯
Etihad Guest miles to ITC / Accor points could be a great option now via Maximize! 👀
I'd used my Etihad Gold vouchers to buy 6,000 Flipkart SuperCoins, which can now translate into 4,200 ITC / Accor value or 4,200 Avios.
💳 The BOB Etihad Guest Premium Credit Card is still offering up to 15K bonus miles if you apply before 15th November.
👉 Apply here: tinyurl.com/BOBEtihadGuest
Great joining benefits and a simple way to build your Etihad miles balance for opportunities like these. ✈️
Arijit Singh 👑❤️
For the first time ever, over 15 artists across multiple stages, coming together for one extraordinary day.
Don't miss your chance to be part of UNIFYD!
20 March 2027 | Etihad Live, Abu Dhabi, UAE
Download the District app to book your tickets!
#UNIFYD #MusicFestival #ArijitSingh #KaranAujla #SonuNigam
🚨 Times Black cardholders, check your app!
2 complimentary Truefitt & Hill vouchers have now been activated if you enrolled in and completed the September spend offer. 💈
📅 Codes valid till January 2027.
This will be my 5th Truefitt & Hill voucher with this card. 😄
The 1838 card gives you 4 such vouchers after charging you ₹2L in annual fees 😜
Times Black keeps delivering! 👀
⏰ Times Black cardholders, don't forget to enroll for the September offer!
Complete ₹1L spends in September and you get:
💈 2 complimentary Truefitt & Hill Royal Signature vouchers
💰 Worth ₹6,200
That's an additional 6.2% value on top of the regular 2% rewards, decent offer to complete your spends.
if you're planning your advance tax payments, these spends can count towards both your milestone and base rewards.
⚠️ One important catch:
Tax rewards are capped at 5,000 points, so ₹2.5L is the maximum tax spend I'd consider for rewards.
If you have a Times Black, enroll first and then complete the ₹1L September spend. 👀
2% return in Accor on UPI spends is pretty decent! 👀
Glad I opted for the RuPay variant, I've shifted all my UPI spends from Scapia and Tata Neu to Kotak Air+.
First Year Free offer is still available. Apply 👇
👉 tinyurl.com/KotakAirPlusFYF
My first ever Kotak credit card is here! 👀
Been with Kotak Bank for 10+ years, but never really liked their CC portfolio until Kotak Air+ showed up on my app with a FYF offer.
👉 FYF: tinyurl.com/KotakAirPlusFYF
The biggest attraction for me is the Accor & Qatar transfer partners, especially after Axis removed both. They're also with HSBC, but I can't really rely on HSBC given how they operate. 😅
It's a decent 2% base reward card, with:
🎯 5,000 miles on ₹1.5L quarterly spends
✈️ 5% via Kotak Unbox on flights, hotels and vouchers
🎁 Gift cards and gold aren't excluded as of now
🏨 1 mile = ₹1 on flights and hotels
🔄 2:1 for transfer partners
Went with the RuPay variant since there are no miles on forex spends, so Visa or Mastercard didn't make much sense. RuPay also gets some occasional offers.
There's also a glitch currently allowing you to apply for the card as LTF:
👉 tinyurl.com/KotakAirPlus-LTF
Apply for LTF at your own risk though. The bank can roll this back anytime.
You get 2,500 miles on renewal against the ₹3K fee, which is almost full value back if transferred to Accor.
Spend ₹4L in the first year and the next year's fee is waived anyway.
So the current FYF offer makes this a good 2 year card.
Definitely an interesting addition, are you applying?👀
