founder & CEO @florin_hq (YC S26) | prev @google next-gen tpu team
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Joined December 2011
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an insurance company with 0 underwriters
today we're launching @florin_hq (yc s26)
we price risk with evidence (satellite imagery, permits, public records, even your instagram) instead of rate tables, simulating tens of thousands of futures per business. bindable quotes in seconds
carriers pricing by class code can't tell good businesses from bad ones, so they decline entire industries. we insure the ones everyone else turns away
Shaurya Aggarwal retweeted
Insurance brokers in 2026:
Me: hi, I need a quote for my client
Wholesaler: fill out this form
Me: I already filled out this exact form for 9 other carriers today
Wholesaler: fill out this form
Me: it's literally identical information
Wholesaler: fill out this form
Me: fine. when do I hear back?
Wholesaler: 4-6 business days
Me: it's 2026
Wholesaler: fax preferred
this is a trillion dollar industry btw
@florin_hq
if your business keeps getting declined or quoted something absurd, DMs open
and if you're a quant or engineer who'd rather build the model than read the files, we're hiring
Shaurya Aggarwal retweeted
“I’ve been in the same house for over 56 years in Omaha. My children and grandchildren have gone to same school as I did.”
“In my zip code, there’re over 100 Berkshire shareholders whom I’m friends with..as long as the stock’s up.” 😂
“Now if I move to Palm springs or something, I’ll probably not even know my neighbours.”
- Warren Buffett
Shaurya Aggarwal retweeted
"Charlie Munger was right about it not being easy. I’m convinced that everything that’s important in investing is counterintuitive, and everything that’s obvious is wrong."
— Howard Marks
Shaurya Aggarwal retweeted
You won’t liked be everyone.
You can’t be friends with everyone.
You don’t need to impress everyone.
Once you embrace these truths, you can truly be free and begin to self-actualize.
Shaurya Aggarwal retweeted
“Study hard what interests you the most in the most undisciplined, irreverent, and original manner possible.”
— Richard Feynman
looking at his 13f. mostly looks like marketing
Other than Li Lu, another person name Duan Yongping is also widely nicknamed “China’s Warren Buffett” in Chinese media and investment circles for his concentrated, patient style and successful long-term bets.
Duan won Buffett’s annual charity lunch auction with a bid of $620,100 then a record. He was the first Chinese person to do so. He brought along a young Colin Huang (later founder of $PDD), whom he mentored.
Duan is a longtime admirer and practitioner of Buffett’s philosophy (“buying stocks means buying companies,” focus on understanding businesses, long-term holding, circle of competence, and avoiding what you don’t understand).
$PDD is 10% of his $20B fund, ranking 4th after $AAPL $NVDA and $BRK.B
or sell air filters to the ac sellers.
first order thinking: build data centers
second order thinking: sell hvacs to dc
third order thinking: sell air filters to the hvac sellers
second order thinking is consensus today so third order thinking prolly wins the beauty contest
warren buffett: "integrity is not a quality you admire on a shelf; it is an active quality that must be earned, re-earned, and maintained daily."
STOP LARPING
i trolled @ycombinator and i got accepted.
team:
me - ex-Google next-gen TPU team
@amolhpant - ex-Tesla Dojo, Thiel backed Orchard Robotics
@formerlypeter - ex-Terrafirma (just raised 115M)
we're building @florin_hq an insurance carrier with 0 underwriters
more soon...
fuck i guess im play pokemon red for the 50th time
Acabo de quedarme completamente PERPLEJO 😭
Hay un proyecto de decompilación de Pokémon Rojo y Azul que permite jugar el juego en 2.5D, a la resolución que tú quieras y encima pudiendo cambiar hasta los escenarios de batalla.
Estamos hablando de Pokémon Rojo/Azul, pero llevado a otro nivel.
Esto es una auténtica locura.
Shaurya Aggarwal retweeted
Munger: "I don’t go to meetings. Warren doesn’t go to meetings. Put that in your article: There’s practically no meetings in the whole Berkshire culture. There are a few telephone calls and no meetings. I don’t care if you print this. Warren gets a headache if he’s in a big meeting where a lot of other people are saying dumb things. He gets a sick headache. He’s not feigning it. He actually does."
(WSJ - "Charlie Munger, Unplugged" - 2019 wsj.com/articles/charlie-mun…)
