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At #NasscomFutureForge 2025, Pramod Varma shares how not knowing anything about payments became his biggest advantage in designing UPI.
With no baggage from the banking world, he approached the problem with first-principles thinking:
“If WhatsApp messages can be instant, why can’t ₹1 be sent just as easily?”
That mindset led to UPI, a system designed on just two APIs and less than two pages, now used by over a billion people.
But the core lesson wasn’t just about tech.
It was about mindset.
- Embrace discomfort. Innovation begins when you feel out of place.
- Build “necessary but not sufficient” infrastructure. UPI didn’t solve everything, but without it, nothing was possible.
- Keep systems open. True impact comes when others can build on top of what you create.
India’s digital story isn’t about private IP.
It’s about building public platforms that enable the flow of money, trust, goods, and opportunity for everyone.
#NasscomFutureForge #DeepTechIndia #TechDeveloperConfluence #DigitalPublicInfrastructure #TechForBillions #TechPolicy
@RNamb @sangeetagupta29 @nasscomdeeptech @pramodkvarma @CelestaCapital
#FlashbackFriday to this amazing opportunity of making the plantable seed paper wedding cards for Shri Shashikanth 🌱
#LiveGreen #Sustainable Shashikanth Korravath, an Indian Railway Traffic Service (IRTS) Officer of the 2018 batch and a native of Shadnagar, Telangana, is set to marry soon.
To invite guests to his eco-friendly wedding, he sent them ‘green wedding cards’ made from seed paper.
It was an insightful and very engaging panel discussion Sir.
Honoured to have handcrafted the plantable seed paper Conference tags and stationery for the #NextBillionForum 🌱
It was an honour to be among the legends like @amitabhk87 @TVMohandasPai @pramodkvarma @Infosys_nmurthy @dhimant @meenaganesh at the @nxt_bharat Next Billion Forum.
Plantable conference tags for the Vegan India Conference today in Mumbai!
Plant based conversations and an amazing Vegan menu at this stellar sustainable event!
@india_vegan @veganfirstdaily
Best paired with a bottle of love, our Plantable Seed Paper Bouquets are a hearty acknowledgement for the important women in your life - maternal figures.
We are excited for Mother's Day! #SowSomeLove 🌱
She definitely is a superwoman who has predicted the future.
No wonder she says "I told you so" often!
Our time to say Happy Mother's Day soon (and probably eat our veggies).
Remember when we attacked A4 papers with sketch pens to create a masterpiece of a Greeting Card?💚
These Plantable cards are handcrafted with the same amount of love & embedded with seeds. 🌱
This Mother’s Day, begin by extending a seed of gratitude and love. We love you Mom!✨
Have you dealt with succulents?
Well, congratulations if they are still alive.
For the other Plant Moms, sorry, that succs.🙃
At Plantables, our products are made from 100% wood-free paper. Upcycled from cotton scraps, these are embedded with seeds to provide a further eco-push.
Like Greta Thunberg said, "We have to act as if our house is on fire - because it is.🌍
Our dreams & reality coincided when we partnered with Tata Literature Festival 2023!
We had the opportunity to offer Plantable Name Tags with Upcycled Cotton Lanyards for the 14th Edition of the Festival.
We are ever so grateful and proud! This was definitely one for the books📚
#TataLitLive2023 #TLLPowerOfWords #TataLitLive #LiteratureFest #SowSomeLove #SeedPaper
With a footfall of over 5k attendees from around the globe, the India Game Developer Conference is the biggest Game Dev conference in S. Asia and guess what we had in store them?
We created our custom #Plantable Name Tags with Cotton Lanyards across 6 categories for 5,200 members!
Every day is an opportunity to celebrate yourself.
Happy Women's Day, let us #SowSomeLove💚
Alexa, play "She's Always a Woman" by Billy Joel 🌄
For the Women who never give in & never give out, here's a Rose from us.
This Women's Day, let's #SowSomeLove
Fiercely, Flowers. 🌻
Strong, Independent & Highly Motivated. And she loves flowers.
For all the women breaking their glass ceilings, here’s a bouquet that lasts forever - a reminder of your resilience through life.
This Women's day, Gift Green & #SowSomeLove
Being Woman
To celebrate the feminine is to honour the power in unity, strength and the experience of Women supporting Women.
Here's to a very special Women's day!
This Women's Day, Gift Green & #SowSomeLove
Sowing Seeds of Love & Support this Women's Day.
Glass Ceilings are meant to be broken, what are your thoughts?⚒️
Et-her-eal Warmth
Under the gentle sun or the dance of the rain, she finds solace in the simple joys of life. Add a personal touch to her moment with your handwritten message, each word a testament to the joy she brings.
This Women's Day, Gift Green & #SowSomeLove 💚
We got to make some fab Plantable Name Tags for the @tatalitlive happening in Mumbai this weekend! Plastic free and hand-stitched! #tllpowerofwords #tllpowerofmemories
Replying to @HarperCollinsIN
Author @PrahladKakar compares the working landscape from nowadays to that in 80s and 90s.
#AdManMadMan at @tatalitlive
#TataLitLive2023 #TLLPowerOfWords #TataLitLive
Grateful for the 76 years of Independence, wishing for freedom in all forms and strength and wisdom for our fellow Indians #HappyIndependenceDay 🇮🇳
Sharing an image of our Plantable Seed Paper Flags here that were made for organizations across the country, to mark the 77th Indian Independence Day, to be celebrated and then to be planted to grow basil and flowers from the seeds embedded in the paper.
#SowSomeLove ✨🌱🇮🇳
#IndianIndependenceDay #HarGharTiranga #tiranga #tricolor #India #Seedpaper #Plantables #sustainable #GreenIndia #PlantableFlags #tiranga🇮🇳
#Rakhi2023
There's a new 'herd' in town... and it's rooted in tradition! 🌿
Introducing the Ellie Belly Plantable Rakhis that can grow into beautiful wildflowers & vegetables. It's the ultimate grow-tastic experience!
Plant, grow, and get ready to #SowSomeLove ✨🌱
#Plantables #Rakhi #Sustainable #PlantableRakhi #SeedPaper #Rakhi2023 #RakshaBandhan #EcofriendlyRakhi








































