In January 2025, I wrote down a plan to make $100k strictly from prop firms. A year later, I had made over $100k from just ONE prop account. If I were to set a new target of $200k in prop payouts for 2027, there are a few things I’d change from my original plan. 1. Stick to a maximum of TWO reliable prop firms. You don’t need accounts with every prop firm out there. Having more funding doesn’t automatically translate to making more money. 2. Chase payouts, not funding certificates. I’d rather have $200k in funding that pays me consistently than $1M scattered across different firms with little to no withdrawals. The goal is to make money, not collect accounts. 3. Never risk more than 1% on a single trade idea. One of the biggest advantages you can have as a prop trader is keeping your accounts alive long enough to make repeated withdrawals. An account that survives for years can pay you more than several accounts you keep losing and replacing. 4. Stop buying challenges once you’re max funded. Instead of constantly recycling your payouts into more prop accounts, start moving that money into your personal brokerage account. Build your own capital. That’s the real freedom. If there’s one thing keeping a prop account for over a year has taught me, it’s that you don’t need to keep starting over to make more money. One good account can change your life if you know what you’re doing with it. In 2027, I wouldn’t be chasing the biggest allocation. I’d be chasing bigger payouts, account longevity and ultimately, Financial freedom.