@anna_brain1

Pensions, economics, population ageing, inequality, social care. UK Pensions Framework Lead @PPI_Research and Mum to 2☀️. Views own. 日本💛 #KCL #policy

Joined April 2015
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26Media
DB pension plans with funding valuations taking place now will be doing so as stock markets have been falling around the world, potentially weakening funding positions. A sobering position against current calls for pension fund surpluses to be extracted by employers.
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Australia's pension regulator has found numerous 'concerns' over how mega superfunds are valuing & managing private market assets, including conflicts of interests. This should be a wake up call for the UK as pension funds are pushed into private markets apra.gov.au/news-and-publica…
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My greatly anticipated 😉 winter forecast 2024/25 is live the blog post is unlocked all have access. Please like and share! ❄️⛄️ patreon.com/posts/uk-europe-…

UK & Europe Winter Forecast 2024/25 | Dan’s UK Weather Updates ☀️

It is the first day of December and therefore meteorological winter is here! It’s that time of year again, where I take a look at how winter

patreon.com
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In England, an estimated 75 per cent of adults over 65 will face care expenses during their lifetime, with one-in-seven incurring costs of more than £100,000. Despite this, most people aren’t planning for future care costs.
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The PPI watched the Chancellor's #MansionHouse speech with interest last night, read the PPI Digest of the speech below bit.ly/PPIDigest2
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Read the PPI reflections on the changes that will impact pensions #Budget2024 #AutumnBudget #Budget24 #Pensions bit.ly/PPIbudget24
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A big increase in employer NI focused on the low paid comes on top of a big increase in the national living wage. This will result in an historically big increase in the cost of employing low paid workers, especially those working part time.
Institute for Fiscal Studies
@TheIFS31 Oct 2024
Replying to @TheIFS @IsaacDelestre
The cost of hiring a part-time minimum worker will go up by 11% in real terms next year, with the rise in employer NICs contributing at 7%, and the rise in the National Living Wage at 4%. This increase is bigger than the introduction of the National Living Wage in 2016.
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We should think about this change in coordination with the rise in the minimum wage in terms of pushing up the employer cost of employing lower paid people. Of course, these changes also incentivise contracting with self-employed people compared to employing an employee.
Institute for Fiscal Studies
@TheIFS30 Oct 2024
Replying to @TheIFS
The cut in the point at which employer NICs is paid means the largest percentage rise in labour costs is for employing lower wage workers. It will cost 5.4% more to employ someone on £11,500 a year (10th percentile of earnings), compared to 2.5% for a median earner. [3/4]
Chart shows proportional increase in employer cost by employee earnings, 2025–26. Title states: "The cost of employing a worker on £11,500 (10th percentile) will increase by 5.4%, compared to 2.5% for a median earner."

ALT Chart shows proportional increase in employer cost by employee earnings, 2025–26. Title states: "The cost of employing a worker on £11,500 (10th percentile) will increase by 5.4%, compared to 2.5% for a median earner."

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We are delighted to welcome Dr Suzy Morrissey who joins us as Deputy Director, Suzy brings over 20 years' experience from both the public and private sectors. WELCOME TO THE TEAM pensionspolicyinstitute.org.…
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Anna Brain retweeted
ADASS@1adass5 Jun 2024
#socialcare garnered just 36 seconds in the #itvdebate and yet is a hugely important issue affecting millions. That’s why we’re launching a set of asks that we want all parties to consider during the General Election campaign, and once in government, more info here 👇
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Ageing societies arise from low birth rates and extended lifespans, leading to fewer youths and more older persons. Instead of highlighting the rise in the elderly, we need to emphasize longevity, shifting focus from age to sustained life quality. thelancet.com/journals/lanhl…
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So, Conservatives pledge to increase apprenticeships by 100k by cutting 1 in 8 degrees. I feel a little thread is in order.
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Published today: Briefing Note 134 - How might #CDC develop in the UK? which sets out the current position, including its development, current rules and regulations, and a case study on the Royal Mail scheme. @KingsCollegeLon @NuffieldFound
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More than a million people in the last three years may have taken out mortgages that will take them past the state pension age and potentially create a crisis in retirement saving, figures obtained by @stevewebb1 show. thetimes.co.uk/article/1095f…
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The #aurora in Esher, Surrey. Beyond incredible @TheSnowDreamer @metoffice – at Cobham, South East
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Sobering. "The growing number of retirement renters is the biggest threat to retirement adequacy in the UK." @corpadviser @anna_brain1 @PPI_Research corporate-adviser.com/ppis-a…
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London looking beautiful this evening, view on our way up to the gallery at Shakespeare’s Globe!
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Congrats to @PPI_Research on a seriously impactful report on renting in retirement 'It is now too late for pension saving to be a viable solution to the difficulties facing this cohort of future renters in retirement' 😔pensionspolicyinstitute.org.…
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We’re delighted to support today's launch of the latest UK Pensions Framework report from the @PPI_Research. The findings from this report can help our industry better understand the needs of savers so we can give them the support they need to have a comfortable retirement.
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