
Cofounder @credifi. Fan of freedom.
Colorado, USA
Joined February 2009
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1/ Introducing Credifi Vouch: credit you can earn and share
Repay a Credifi loan and part of the interest comes back to you as credits. Borrow with them, or vouch for someone else: named or anonymous, human or agent. When they pay back, you both earn more.
1/ Today we're launching our zkTLS verification iOS app and Chrome extension, starting with credit score screening from Experian, Credit Karma and NerdWallet.
Nearly a month ago, unsecured credit was offered on Credifi, backed purely by anonymous borrowers’ credibility scores from @ethos_network.
The initial lending cohort has recorded zero credit defaults to date, providing an early signal that credibility scores can be a powerful underwriting input.
Borrow up to $3,000 based on your Ethos Credibility Score. No collateral, no liquidation and no KYC.
@ethos_network users with a score of 1800+ are eligible.
CEO of largest Cryptocurrency company tweeting about @credifi 🚀
Aaron Ash retweeted
This is one of the most interesting usecases for both defi and reputation ( Ethos) that I've seen.
People have been trying to get uncollateralized lending in defi and it just never worked, this might just be the spark that ignites it.
big congrats to the Ethos team for pulling this off.
Reputation matters
Borrow up to $3,000 based on your Ethos Credibility Score. No collateral, no liquidation and no KYC.
@ethos_network users with a score of 1800+ are eligible.
Aaron Ash retweeted
onchain native undercollateralized credit
Borrow up to $3,000 based on your Ethos Credibility Score. No collateral, no liquidation and no KYC.
@ethos_network users with a score of 1800+ are eligible.
@tlsnotary is close, but the missing link is browsers not giving raw socket access to JS/wasm, so it requires routing requests through a server, and many financial services block these requests.
I've spent time with this team and they are super ambitious, this is just the tip of the iceberg.
Modern markets are fundamentally extractive
We've spent three years rewiring them from scratch
One core feature is everyone deploying their own bots without code or infra
Here's a first look @SynchronicityHQ We're looking for strategists to test drive. Reply for early access



















