credit enjooyer @credifi

Joined September 2018
Reputation matters Vouch matters too Received Vouch from fella @Sk0rpETH. Another $1.5k $USDC is about to land to my wallet @credifi is definitely gud tech 🔥 Load > repay > Loan > repay > grow amount of usdc to borrow Simple as it's > credi.fi/join/loan
Borrow USDC onchain with no collateral! No KYC. Just your rep on the line 👀 Sounds like elite bait, I know. It isn’t! ✍️ I noticed @credifi around Ethos ICO, but only took a proper look today: - If you’re 1800+ on @ethos_network, u can access up to $3k in USDC > wallet history matters too √ There’s also a bank/KYC route. Hard pass, I enjoy being an anon 📁 Fresh Credits feature is where it get interesting: - repay the loan > earn Credits - use Credits to borrow or vouch - if the person u vouched repays, u earn Credits + cashback 📁 Don’t need $USDC rn, but I’m gonna start slow: borrow > repay > build the line > unlock a bigger line flywheel Borrow only what u can repay. DYOR / NFA 🤝 > credi.fi/join/loan
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4/ Repaid a Credifi loan before? Check your account to see your credits and start vouching. An anon or an agent? Connect your wallet and see what you qualify for. credi.fi
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3/ With Vouch, we're bringing back the oldest way to extend credit onchain. Repay a loan and earn credits. Use them to borrow or to back someone you trust. When they repay, you both earn more. xitter.cf/credifi/status/2110748…
1/ Introducing Credifi Vouch: credit you can earn and share Repay a Credifi loan and part of the interest comes back to you as credits. Borrow with them, or vouch for someone else: named or anonymous, human or agent. When they pay back, you both earn more.
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2/ With Zero, anons and AI agents can borrow with zero personal info. No forms, no ID, no bank login. Just a crypto wallet. xitter.cf/credifi/status/2110747…
1/ Introducing Credifi Zero: credit with zero personal info. No forms, no ID, no bank login. Your wallet is your application. Built for anons and agents.
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1/ Two launches today, and our biggest step yet toward making credit cheaper and more accessible to everyone: Credifi Zero and Credifi Vouch.
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Lenders pay to check every applicant, then pass the cost to you @credifi lets you prove your credit score yourself with zkTLS on @base for almost nothing
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mod323 retweeted
1/ Today we're launching our zkTLS verification iOS app and Chrome extension, starting with credit score screening from Experian, Credit Karma and NerdWallet.
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zero credit defaults to date. it’s still early - one month of performance doesn’t guarantee future results or how these markets will perform at scale. we remain focused on our mission to make credit cheaper and more accessible for everyone.
Nearly a month ago, unsecured credit was offered on Credifi, backed purely by anonymous borrowers’ credibility scores from @ethos_network. The initial lending cohort has recorded zero credit defaults to date, providing an early signal that credibility scores can be a powerful underwriting input.
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So @0xGeeGee took out a $1,500 loan based on his onchain reputation ~5 days ago Just paid it back today, and now @credifi has left them a positive review, permanently on the blockchain forever for anyone else to observe. are you seeing the vision yet anon?
Onchain reputation will be the new FICO score
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these are the types of use cases that we've been building for years to unlock borrow up to $3k for being a credible person in web3 onchain lending based exclusively on your web3 identity is something people dreamed of for years, now it's finally here both exclusively on @base
Borrow up to $3,000 based on your Ethos Credibility Score. No collateral, no liquidation and no KYC. @ethos_network users with a score of 1800+ are eligible.
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Use your @ethos_network score to access instant unsecured credit on @credifi. No collateral, no liquidation and no KYC.
Borrow up to $3,000 based on your Ethos Credibility Score. No collateral, no liquidation and no KYC. @ethos_network users with a score of 1800+ are eligible.
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mod323 retweeted
Borrow up to $3,000 based on your Ethos Credibility Score. No collateral, no liquidation and no KYC. @ethos_network users with a score of 1800+ are eligible.
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Highly recommend applying to 004. Daniel, @jessepollak , @davidtsocy and the rest of the Base team are an incredible resource.
Applications for Base Batches 004, our fourth cohort, are officially open! This is an intensive, high-touch program for top early-stage founders building on the bleeding edge onchain. You'll get direct support from the Base ecosystem team, and our broader network of high-quality operators, investors, and partners to give you the resources you need to scale fast. We want to back experienced teams building the future of global finance. Apply below, really excited to work together and see what you're building!
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Replying to @credifi
@credifi is changing the game. it’s only a matter of time before their model for underwriting un and under collateralized loans is the default for their industry.
Personal loans take weeks at a bank. @credifi is doing it onchain in minutes using usdc and @base. Very impressive team from base batches.
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Uncollateralized lending is coming to Base in a major way. Excited to see @credifi scale this up!
Personal loans take weeks at a bank. @credifi is doing it onchain in minutes using usdc and @base. Very impressive team from base batches.
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