@ThePERC

Redefining a think tank beyond research, PERC generates policy and market solutions to development challenges. Committed to responsible and inclusive lending.

 Durham, NC
perc.net/
Joined June 2010
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90Media
This validates one of the key findings from PERC's recent report on dealing with the pandemic. Speed of implementation is critical. Cannot get tied down by red tape and concerns over fraud. lnkd.in/edhXAZU
A recent study showed that more people would be embarrased to admit their credit score than their weight. usatoday.com/story/money/per…

Start defending your credit by reading your reports

A mistake on your reports could lower your scores, getting between you and your financial goals.

usatoday.com
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PERC has long championed the importance of personalized credit education. #creditscore #Millennials see more: usatoday.com/story/money/per…

Millennials don’t understand how to build credit, study says

500 Millennials were asked questions regarding credit scores, and based on the results, it looks like Generation Y needs to do some credit homework.

usatoday.com
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More on Equifax Data Breach. PERC letter to the editor published in NY Times. mobile.nytimes.com/2017/10/0…
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Equifax promise to make it easier for consumers control access to their credit records in company's massive breach theguardian.com/business/201…
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Dollar Loan Center has filed more than 290 small claims cases all across South Dakota according to a records search argusleader.com/story/news/2…
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The credit bureau has been silently trying to alter the behavior of consumers who wish to protect their data. nyti.ms/2wZrGJZ
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An emerging policy debate associated with the Equifax data breach. Policymakers should proceed with caution. usatoday.com/story/money/per…

Post Equifax: Will free credit freezes help?

While it is good to get a credit freeze, it is by no means the be-all and end-all answer to the “What now?” reality for 143 million affected consumers.

usatoday.com
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Singapore is planning to position itself as a hub for blockchain development in commodity trading reuters.com/article/us-commo… #blockchain
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Big data experts see new pastures in private equity and unlisted companies ibtimes.co.uk/big-data-exper…
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Nationalize the credit bureaus theweek.com/articles/724097/…
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10 Common Credit Score Myths Let's set the record straight on these often-misunderstood aspects of credit scoring. fool.com/credit-cards/2017/0…
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What goes on credit reports is changing and your credit scores are assembled from what’s on your credit reports. google.com.ph/amp/amp.usatod…
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CFPB Provides Some Clarity on Alternative-Data Models Through No-Action Letter #cfpb #alternativedata natlawreview.com/article/cfp…

CFPB Provides Some Clarity on Alternative-Data Models Through No-Action Letter

On September 14, 2017, the CFPB issued a no-action letter – the first one ever issued by the agency – to a marketplace lender, stating that the agency had no present intention to take enforcement or...

natlawreview.com
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2017 IS THE YEAR OF ALTERNATIVE DATA relatethenews.com/2017-is-th… #alternativedata
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"Upstart Risk Model Raises Questions" linkedin.com/pulse/upstart-r… by @ThePERC on @LinkedIn

Upstart Risk Model Raises Questions

Despite CFPB regulatory forbearance, Upstart risk model raises serious questions. The following are a few concerns about Upstart's risk model for which I am seeking feedback: (1) It's unsurprising...

linkedin.com
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PERC lauds CFPB No-Action Letter. Alternative data must be given chance and not be killed on the vine. #CFPB consumerfinance.gov/about-us…

CFPB Announces First No-Action Letter to Upstart Network | Consumer Financial Protection Bureau

Company to Regularly Report Lending and Compliance Information to the Bureau.

consumerfinance.gov
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Ministers issue statement on enabling small business participation in digital-driven trade: bit.ly/smemmsttmnt
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Delegates from APEC economies and experts #apec
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The Consumer Financial Protection Bureau announced a first-of-its-kind no-action letter issued to Upstart Network housingwire.com/articles/413…
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