If the pandemic goes sideways, and Congress enacts suppression/deletion, credit access for younger Americans would nearly vanish. See new PERC report: perc.net/wp-content/uploads/…
Glad to see alternative data gathering increasing attention as a means to improve the current credit information sharing system. urban.org/urban-wire/adoptin… #financialinclusion, #responsiblelending, #PERC, #creditinvisible
Impact of COVID-19 on credit reporting. Proposals to "fix" issue by suppressing late payment data akin to fixing education system by giving all students straight A's. See smefinanceforum.org/post/cov…
How to improve and maintain a high credit score: if you are able, put all your credit and store cards on auto-pay, for at least the monthly minimum. That way, you can ensure that you will never receive a derogatory mark on an account trade-line.
Whither the CFPB now that it has no head? publicradioeast.org/post/wha…
Good luck to Richard Cordry, who resigned from the CFPB to run for Governor of Ohio. Thank you for your service, sir. You embodied all that a public servant should aspire toward. time.com/5025756/richard-cor… #DNC #CordryForGovernor
5 years ago, I predicted China would engage in armed interventions in Africa to protect access to rare earths, minerals, and other extractable resources. #hegemony #ChinaInAfrica #NationalSecurity
US, Korea, Japan, and EU have exported negative externalities to China--skirting environmental regs, worker safety, child labor, prison labor--for short-term profit. Now that IP is stolen, hens coming home to roost. #CEO #greedyexecutives #offshore #USTradePolicy
It is the future. xitter.cf/DarrickHamilton/status…
What America would look like if it guaranteed everyone a job vox.com/policy-and-politics/…
Come hear findings from newest PERC study. Also speaking is John Hope Bryant, Rep. Royce, CICE. eventbrite.com/e/personalize…
Interesting article on the possibility that "credit scoring" takes on an Orwellian dimension in China. bit.ly/2ePOqom
I will testify on 9/27 before House Subcom on Fin Instits and Consumer Credit--need for the ABCs in consumer credit! #financialinclusion
Congrats to my friend Jose Quinonez--the newest MacArthur Genius--for helping people overcome the Credit Catch 22! goo.gl/MN2rtN
Rep. Waters dropped a bill thatwould dramatically change the national credit reporting system. For more, see bit.ly/1NAUW1d

