Sriram Ramakrishnan

44% of millennials describe debit cards as their preferred payment method - over cash and credit cards 🤯 This goes against everything I was taught about building a credit score, rewards etc.

This Argentina team is the 2024 Kansas City Chiefs in every way

This might be the most legendary night in New York history

The NBA has way too many alternate jerseys and court designs now The hardwood classics series was legendary now it’s just impossible to keep up

If your company makes me download an app in 2026 you no longer have a customer

This is the most poignant art installation of our modern era. In a world increasingly dominated by Al and synthetic content, the authentic human experience is the only thing we have left. Do yourself a favor and soak this in while it lasts. Thank you to @humansofny for always remembering the everyday person and capturing their stories. Please check out Dear New York in Grand Central if you can.

Weather sounds like the apocalypse in NYC rn

Your productivity app ain’t got shit on this

I just turned 30. Been reflecting on the past few decades of hard knocks and valuable lessons. Reminding myself out loud here for the decades to come 👇 1. You’re stuck with yourself for life - make it the best relationship you have. Take it seriously and love yourself. Everyone’s going through their own shit - nobody thinks about you as much as you do. The secret? You’re literally a walking energy magnet. Be the person you’d want to love/hang/work with and you’ll enjoy all who show up. 2. Compounding is the secret sauce. Friendships, habits, love, resentment - everything compounds. Choose wisely the bricks you stack every day and watch what happens over the years. 3. Audacity is the ultimate arbitrage. Everyone’s playing it safe, which means the rewards for bold moves are massively underpriced. 4. The juice is always past the discomfort. Every time you feel that anxiety spike? That’s the universe identifying your level-up. Run towards it. 5. Default to “hell yes” on spontaneous adventures. Your life highlight reel won’t feature all the Netflix binges - it will contain the random Tuesday you said yes to something crazy. 6. “Wasted time” is a myth. Your life clock is ticking by second - extract one gold nugget from every experience and keep moving forward. 7. Choice architecture matters. Design your surroundings to make winning the default. Change what’s around you to change your outcomes. 8. “You don’t have to attend every argument you’re invited to” - Charlie Munger + “A wise man told me don’t argue with fools, cuz people from a distance can’t tell who is who” - Jay Z (by way of Mark Twain). Life’s too short for a petty beefs. You’ve got heights to climb and levels to achieve, keep it moving. 9. All advice cancels out. Everything worth saying has already been said - everyone online is just remixing it for new ears (including me right now). Find what resonates and run with it. 10. Look up from your damn phone. This moment - right now - is all you’ve got. Your surroundings are beautiful if you pay attention. All of you inspire me. Thank you 🥂

“Personal finance” is more “personal” then “finance”

5th consecutive Dry January complete, as always: - improved sleep - more focus - higher energy levels - no hangxiety (obvi) Excited to now celebrate with some drinks

This is good for society

Had never seen my name mentioned this much on the internet til this week Thanks @sriramk 😂