The infrastructure behind the next phase of stablecoin payments

Joined January 2026
Stablecoins are now everyday money. But onchain payments infra remains fragmented. What's missing isn't more tech. It's coordination across a network of 40+ players spanning card networks, issuers, chains, and payment providers. Introducing the Onchain Payments Matrix 🧵
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Another one enters the Matrix. Onchain Payments with @meshpay
We're formalizing our partnership with @BitgetWallet. 🤝 The idea is simple: crypto you hold should be crypto you can use. Bitget Wallet users can link their wallet in a few taps to any Mesh-powered platform — then move funds or make a purchase. No copied addresses, no switching apps. → More to come. na2.hubs.ly/H06N4770
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Onchain Payments Matrix retweeted
Crypto card volume hit an all-time high in June. Transactions actually dropped 👇 Only 5 grew on all three at once, volume, transactions and wallets: - @Plasma One went up triple digits across the board - @KASTxyz kept climbing: +14% volume, +16% tx, +38% wallets - @BitgetWallet , @Exa_App and @hyperbeat did it too Growth isn't one number. Full board below. Which card are you actually swiping?
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Who owns your financial identity? Our researchers wrote on article on the migration of financial power. You might be surprised at the answer.
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The Bitget Wallet Card has entered the South Asia market. ✨💳 → 🌏 Users from applicable regions can apply now 👇
Bitget Wallet Card is now live in Southeast Asia! Spend crypto directly without cashing out through P2P or bank transfers. With Bitget Wallet Card, you can: ✅ Apply for free ✅ Spend anywhere MasterCard is accepted ✅ Earn 3% cashback on everyday purchases From food delivery and groceries to online payments and daily shopping, your crypto can now work in real life. Open Bitget Wallet App > Pay > Card to apply now. Apply now: web3.bitget.com/share/f7U4q?…
There's a new version of this post
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Bitget Wallet now supports payments with any token, making crypto spending significantly more convenient. Bitget Wallet is currently the third-largest stablecoin card by monthly active users, serving more than 30,000 active users. Learn more below ⬇️
Crypto should work in the real world. We've enabled direct Card & QR payments with select assets, including: > memecoins > regional stablecoins > mainnet tokens & more... What token would you use for everyday payments? Try it: web3.bitget.cloud/en/wallet-…
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Onchain @PaymentsMatrix | Ramps: @AlchemyPay Alchemy Pay connects fiat and crypto payment rails—enabling seamless on/off-ramps and real-world payments across global markets. It supports payments in 170+ countries with 300+ local payment channels, powering fiat-to-crypto access at scale.
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Crypto card adoption is growing
Crypto card spending is the next big trend: Crypto card spending volume has surged +500% since September 2024, now running at $600 million per month. As a result, stablecoin-linked payment cards are now one of the fastest growing businesses on the blockchain, with 90% of transactions captured by Visa, $V. Visa's strategy has centered around partnering with emerging infrastructure providers which reduces reliance on traditional sponsor banks. The growth comes amid the launch of Jupiter Global which returns 4-10% cash back to crypto cards and has seen +660% MoM volume growth in April. Crypto card adoption is growing.
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Onchain @PaymentsMatrix: @Transak Transak connects fiat payment rails to onchain finance—enabling seamless crypto on/off-ramps through local payment methods. It supports users across 60+ countries and has onboarded 8M+ users globally, powering compliant fiat-to-crypto flows for wallets. If you've on/off-ramped recently, Transak was likely behind it.
Stablecoin payments are an emerging area of development, but the supporting infrastructure remains fragmented. Today’s ecosystem includes blockchains, card networks, banks, stablecoin issuers, and merchants, which often operate across separate systems with limited interoperability. The @PaymentsMatrix by @BitgetWallet is a framework intended to coordinate interactions between these different components within a single structure. It incorporates integrations with a range of ecosystem participants, including @Mastercard, @Visa, @tether, and @circle. Many current stablecoin initiatives focus on settlement processes at an institutional level. The Matrix is designed to operate at the interface between users and merchants, facilitating interactions across these layers. As a launch partner, we provide fiat origination services within this framework, including currency conversion, compliance processes, and settlement capabilities across multiple jurisdictions. The role of fiat origination within stablecoin systems is to enable interaction between onchain activity and traditional financial systems.
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Onchain @PaymentsMatrix | Chain Network: @0xPolygon Polygon is building the Open Money Stack—an integrated infrastructure to move money onchain instantly and reliably at global scale. In 2025, it processed 5M+ daily transactions and reached $3B+ in stablecoin supply, positioning it as a key global payments rail. On Bitget Wallet, Polygon powers QR payments, bank transfers & mobile top-ups.
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Payments are going onchain at scale driven by real-world usage. BNB Chain powers @BitgetWallet’s QR pay, moving ~30% of global USDT flows and bridging crypto with everyday payments 👇
Onchain @PaymentsMatrix | Chain Network: @BNBCHAIN If you used our QR Pay, chances are it was processed on BNB Chain. BNB Chain bridges onchain and traditional financial rails, enabling users to pay seamlessly via QR codes or on/off ramp via BNB Chain. In 2025, it processed ~$14.9B in monthly USDT volume, accounting for ~30% of global USDT flows.
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Onchain @PaymentsMatrix | Card Issuers: @immersve Immersve connects web3 infrastructure to the Mastercard network—unlocking seamless crypto payments in the real world. Enabling payments across 200+ countries and 150M+ merchants, it powers card issuance and crypto spend at global scale. Chances are, you're using a card by immersve.
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built on the onchain payments matrix
🚨 The initial rollout supports payments using stablecoins, specifically USDT and USDC, and lets users pay for goods and services offline by scanning local merchant QR codes using the self-custodial wallet. 👇 @BitgetWallet
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Onchain @PaymentsMatrix | Ramps: @moonpay MoonPay connects the full lifecycle of onchain finance—funding, tokenization, exchange and spending—through a single integration. In 2025, it served 30M+ users across 180+ countries and processed $8B+ in transaction volume.
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This week, Banxa joined the @teamz_inc Web3/AI Summit 26 & @Ripple's XRP TOKYO alongside partners like @BitgetWallet, @Cardano, @exodus wallet, @Soneium, @StartaleGroup and @Tangem. Great partners and great conversations about Web3, AI, and everything in between 🤝
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Onchain @PaymentsMatrix | Chain Network: @BNBCHAIN If you used our QR Pay, chances are it was processed on BNB Chain. BNB Chain bridges onchain and traditional financial rails, enabling users to pay seamlessly via QR codes or on/off ramp via BNB Chain. In 2025, it processed ~$14.9B in monthly USDT volume, accounting for ~30% of global USDT flows.
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Onchain transactions passed 30T in 2025. Crypto card payment volume 4x-ed from $935M in 2024 to $3.6T in 2025. The Onchain Payments Matrix is designed to map, optimize, and scale payment rails across chains, assets, and use cases. Onchain payments.
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The one coordination layer for... > Crypto cards in 50+ markets > QR payments at 2.5 million+ merchants > 80+ on/off-ramp channels > 300+ retail brands Learn more about the Onchain Payments Matrix: web3.bitget.com/en/paymentsm…
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Morph is proud to be a launch partner of the Onchain Payments Matrix, a coordinated payment infrastructure framework connecting onchain and traditional financial rails for real-world payments, transfers, and commerce. This is what we've been building toward.
Stablecoins are now everyday money. But onchain payments infra remains fragmented. What's missing isn't more tech. It's coordination across a network of 40+ players spanning card networks, issuers, chains, and payment providers. Introducing the Onchain Payments Matrix 🧵
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