The shareholders are the rightful owners. Management has a fiduciary responsibility. Proud #SHT member-Shareholders who Hate value Traps

Joined February 2021
$SUGR Tempo Bank -Sugar Creek Robert Stroh Jr- Give it up already. Sell this mess and turn the page on 46 wasted years! Have a beer instead.
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Our Bank retweeted
Efficiency did improve ……. (Due to non recurring one timers) 🤡
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“Our Company is well positioned for growth in the future as we have solid capital and improving efficiency." Uh- your #ShitBank efficiency ratio only just nudged below 80% $ASRV @AmeriServBank
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Our Bank retweeted
it's kind of hysterical that the $WAL management reports 35bps of "CORE" charge-offs, which EXCLUDES $152 million of fraud related losses. and Elizabeth Holmes or SBF were great people adjusted for the outright fraud they committed too.
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Our Bank retweeted
$HBCP news after the close: unhappy quarter and CEO change.
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Very true. Beware of bearded bankers who sell you stock and then refuse to answer the phone. “Strong Numbers” my ass. Mid 70’s efficiency, poor ROE - $PPBB doesn’t earn its cost of capital. Both his dad and granddad ran it better.
Replying to @OurBank3
He is a scoundrel. The miserly 5% payout ratio gives investors no reason to hang on and he's not retaining capital to support growth - there isn't any. It's surprising that he's offering book value, which is 35% above the current price, though still a steal for him.
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Charles le Coq would like to steal our $PPBB shares for tangible book. The whole bank would minimally fetch 150% in a sale, likely more. Hell no! We won’t go. ☠️💀🖕
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Brother Cozzone got his $AVBC option package. Can’t say he didn’t earn it. Plus he paid up for 68,000 AFTER the IPO.
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Uh, zero provision, NPAs up 8%, no resolution to the $91M Texas NPA, deposits down, Trust Revs down $4M…
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For the first time in history, #OurBank voted as $INBC mgt recommended. Good riddance!
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$FGFH 9 month results show the AOCI loss was equal to reported earnings.
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Our Bank retweeted
Bayfirst $BAFN is back below the likely Russell cutoff. From $4 to $9 back to $5 for now.
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Scotty McKim who falsely claimed the non performing SBA loans were properly marked 9 months ago, is NOT a believer, if with a 50% off sale on $BAFN shares. ☠️💣☠️💣☠️💣
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$WSBK- paying a man $870k for a .4% ROA and owning 2,500 shares doesn’t earn you a vote Paula Cotter.
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$HCBC- you’re doing fine but if you don’t tell me who owns what and how much they’re paid it’s almost an automatic withhold.
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Michael Neil Flanagan decided to be that guy. $AVBC amidst a mountain of insider buys, he went and sold.
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Community Service Announcement $ARBV $CWBC Contrary to sketchy photo evidence, the winner of the Goleta pie eating contest was NOT Billy “Peeps” Peoples.
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Head of Commercial Lending at $TBBK goes away effective LAST WEEK with a $2.5 million package. Can't wait for the spin on that one.
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Replying to @OurBank3
$SFBC has been dead money for 5 years. Just awful performance, but frankly not surprising given the operating metrics.
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$FGBI director Edgar Three Sticks is in for a Pound! That’s 17% of the bank for those counting at home. His track record isn’t so hot though.
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The blue haired lady who wasn’t gonna miss the CU sale window forgot to cancel her plan to sell $SFBC shares every quarter.
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