I remember well how my mom always kept a book of all the streets in the city in the car. Unfortunately being a few years younger than @ImperiumPaper I do not hold to the tradition and my directional sense is a vestigial organ
My neighbor three doors down the street died. Nice lady, always walked her dog and we’d wave at each other. No spouse or kids, apparently.
Her siblings put everything in the house up for sale. I went in, looking for bookshelves - my kids and I prefer sliced trees, even as my wife prefers glass rectangles, to read from.
One of the items that caught my eye was a gazetteer. You don’t see these much anymore, but it’s a paper book of every single road in a state.
Doing archaeology for a decade, even post smarty pants phones, we used these as the canonical record of random county roads.
I don’t know why she had a gazetteer. And I think in a few gas stations and bookstores you can still find them. But they’re a relic from before Google Maps. It was a sign that my generation is in some ways from a bygone era.
It’s kind of a lonely era - we’re the only generation to both remember the world before the internet was in your pocket (or your desk) and also native to the internet.
It’s hard to articulate what new generations have lost. The present is 100% better than the past, but there’s certainly trade offs - it’s two steps forward, one step back. That doesn’t make progress a mistake, just that there were certain charms and benefits to the past that kids today miss - like learning to navigate without a GPS, with a paper map and a compass.
Been a real pleasure collaborating with @stablenzo and the rest of our friends at Circle on this launch, more to come 👀
Morpho is live on @arc
Morpho powers earn & borrow use cases built on Arc as its credit infrastructure.
If crypto has taught me anything relevant to AI, it’s that North Korea and other hostile actors obtaining access to powerful models and sufficient compute to operate them is unavoidable regardless of domestic safetyism. Only way out is through
Daughter sees picture of Chicago skyline in pizza place, eyes lock on tallest building.
“Dad, can you make me a tower like that?”
Turnkey has done some nice work on streamlining the flow for integrators to set up fee wrappers on @Morpho and monetize their distribution. Morpho Everywhere 🦋
Midnight is by far the most interesting lending primitive for builders
* there have been some very cool experiments over the years but this one will have a lot of liquidity in addition to its technical/security excellence
Arc x @Morpho.
Join @MerlinEgalite, Cofounder of Morpho, for a closer look at Midnight, Morpho’s fixed-rate, fixed-term lending protocol.
We’ll cover what builders should know about:
→ Isolated markets
→ Fixed maturities
→ Collateral and offers
→ Onchain credit product design
A practical session for teams exploring lending and credit markets on Arc.
RSVP: community.arc.io/public/even…
Circle has a commercial relationship with Morpho.
Expecting onchain carry trade to become a major segment of DeFi yield over the next years
Introducing the first onchain FX carry market: wiTRY-USDM.
Starting today, use wiTRY as collateral to borrow USDM through the @Morpho market deployed by @Featherlend, powered by @megaeth.
wiTRY is a Turkish Lira yield-bearing coin that enables access to the carry trade.
The wiTRY-USDM lending market unlocks leveraging the carry trade; previously only accessible to institutions.
kirk retweeted
1/We thank @HesterPeirce and the Crypto Task Force staff for continuing to lead with thoughtful, open dialogue on issues critical to American innovation and capital formation.
Birch Hill is one to watch, product driven with real tradfi chops and leveraging the best onchain infra
When joining @Morpho almost two years ago I asked @PaulFrambot “what’s next?”
Now we are just past midnight, a new day starting for onchain finance
Powered by @Morpho 🦋
Stop Selling Your $PROS. Start Borrowing Like a PRO 🦾
With the RockawayX USDC RWA Vault , $PROS holders can now:
🔹 Supply $PROS or $wsrUSD as collateral
🔹 Borrow USDC against their position
🔹 Access liquidity while keeping their upside exposure
No need to exit your position to unlock capital ✅
Hold Like a PRO! Borrow Like a PRO!
Speaking from experience, by 3yo it will be “wait daddy, we have to shake on it first” when a plan is proposed
kirk retweeted
Excited to support via @circle_ventures! Clear as day that open, modular credit rails will drive the next wave of non-crypto native capital into DeFi and that @Morpho will tell a major part of that story. Congrats friends @PaulFrambot @OneTrueKirk @MerlinEgalite @0xloth
Morpho Association has raised $175M to build the open credit network for the world.
Co-led by @paradigm, @a16zcrypto, @RibbitCapital with strategic participation from @apolloglobal, @vaneck_us, @circle_ventures, and @Ledger @Cathayinnov.
The round also included participation from @variantfund, @wmt_ventures, @preludexyz, @IOSGVC, @HashKey_Capital, @sbigroup, @Bpifrance, @mirana, @bamazizimesh, NJJ Capital and 10+ other strategic partners.
The funding will help accelerate Morpho's position as the foundation for onchain credit.
When I joined Morpho, my first question was “what are we building next?”
It’s been a long journey with a lot of work from our incredible protocol team led by @MathisGD_
Excited for it to be growth’s turn to cook 🔜
The Morpho Midnight Whitepaper
A noncustodial protocol for fixed rate, fixed term credit markets
morpho.org/whitepapers/midni…
kirk retweeted
when I was 20 someone told me if butterflies come around, the land is healthy
a blue butterfly landed on Arc, welcome @Morpho
Lending infrastructure ready from day one on Arc.
@Morpho will bring composable borrowing and lending to Arc Mainnet, giving builders a credible venue for onchain credit as the network goes live.
More to come.
cirBTC + USDC + Morpho + Arc
Recipe for enterprise DeFi adoption
🧑🍳
Morpho is coming to @arc
Today: $2,500,000,000+ in USDC already earning yield on Morpho.
Soon: the open credit network will power the Economic OS built for the internet-native economy.


















