⚽️ Harwich and Parkeston 1st Team manager. NFL Lover 🏈 🟣, United Fan 🔴⚫️, family man and business owner.
Joined February 2009
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Matt Carmichael retweeted
🦐🥊 SHRIMP FIGHTER IS HERE! 🎮
The Oak’s newest rivalry starts now! Pick your club fighter, unleash their special move and battle your way onto the live leaderboard. 🏆
We’re launching with FOUR familiar faces:
💪 90’s Tony Armstrong
🌰 Lewis Wood
🩹 Colin Rogers
🔥 Matty C
Fuck me , inspirational from our un-elected leader .
I know people are worried about fuel prices. And I get it. You get to the pump, watch the numbers climb, and wonder why it's costing so much more than it used to.
The reality is that global events are pushing up costs, and families here at home are feeling the impact.
But I won't accept that there's nothing I can do to help.
That's why from today, you'll be able to see petrol and diesel prices on Google Maps, compare nearby stations and find the cheapest option before you fill up.
It's a small change, but if there's a practical way to help people keep more money in their pocket, I'll do it.
Matt Carmichael retweeted
I know people are worried about fuel prices. And I get it. You get to the pump, watch the numbers climb, and wonder why it's costing so much more than it used to.
The reality is that global events are pushing up costs, and families here at home are feeling the impact.
But I won't accept that there's nothing I can do to help.
That's why from today, you'll be able to see petrol and diesel prices on Google Maps, compare nearby stations and find the cheapest option before you fill up.
It's a small change, but if there's a practical way to help people keep more money in their pocket, I'll do it.
Football took a back seat today as we all remember little Noah Woods. Lots gets said on the pitch and on the sideline. But today we all played in the memory of that young boy. Credit to @SoulTHFC for their impeccable 1 minutes silence in his memory .
The last time I saw a decision as bad as tonight's was when the Mrs agreed to marry me. I've been involved in football along time and that was laughable. Proud of the lads who gave it their all.
Classic opening game of the season. Scrappy goal decides it, credit to @huttonfc for never giving up.
3pts is all that matters in a tough @EssexSenior league where every point matters. Fa Cup next , hope to see as many @OfficialHarwich fans there as possible. Support was superb!
Bellingham is a generational talent. I'm going to buy another dog tomorrow just to call him Jude 🏴
Matt Carmichael retweeted
💥 Our final Blast From The Past column of last season was in a different format.
🗣️ In it, @Mattcarmichael9 joined us to recall 2024/25, a season which will be remembered for years to come as one in which he led @OfficialHarwich to promotion.
More 👉 pitchero.com/document-downlo…
ALT Harwich and Parkeston won promotion via the play-offs in 2024/25.
Matt Carmichael retweeted
Half of X is losing its mind over the new ISA rule.
Let me explain what's actually happening, because the outrage is mostly people misunderstanding their own ISA.
From April 2027, a 22% charge applies to interest earned on CASH sitting inside a Stocks & Shares ISA.
Not on your investments. Not on dividends. Not on capital gains. Just on cash you're leaving idle in an account designed for investing.
Here's the bit nobody's saying out loud:
if you're using a S&S ISA to just hold cash, you're using the wrong wrapper.
Want to save? Use a Cash ISA. Tax-free interest, zero risk, simple.
Want to invest? Use a Stocks & Shares ISA. That's literally what it's built for.
The reason this rule exists is because they assume people will quietly parking cash inside S&S ISAs to dodge the lower cash ISA allowance, rather than actually investing it. The government is closing that loophole before it even exists.
Now let's talk about why investing in the first place matters so much more than people parking cash realise.
£10,000 in a Cash ISA at 4% for 20 years: £21,911.
£10,000 in a S&S ISA invested in a global index fund averaging 8%: £46,610.
Same tax-free. More than double the outcome.
That gap is the entire reason this policy exists, to nudge people out of cash and into growth.
And here's what actually annoys me about the outrage.
You CAN still hold cash-like exposure in a S&S ISA, completely unaffected by this charge.
Money Market Funds are explicitly exempt from the 22% charge entirely, as long as your account isn't 100% cash-like assets.
So if you want stability inside your S&S ISA, you've got real options:
Money Market Funds: short-term, low-risk, currently yielding close to the base rate, fully exempt from the new charge.
Short-dated gilts: UK government debt, extremely low risk, still counts as a genuine investment.
Gilt or bond ETFs: diversified, low volatility, still doing what an ISA is meant to do.
None of these get touched by the new rule.
The only thing being taxed is literal idle cash sitting doing nothing.
This is a nudge to actually invest - and fix our high-saving, low investing culture.
Stop overreacting to a headline you haven't read the detail on.
Are you holding cash in your S&S ISA right now? What for?
What have I got wrong ?👇
#ISA #InvestingUK #PersonalFinance
A great response to this! Great to see loads of players keen to make the step up. Plenty of time to show your interest and get involved.
Clubs/managers - in a world of AI graphics, if you're looking for a cost effective and individual graphics package, get at @M_Y_Media_
No AI, original and bespoke to your tastes.
The 🐐
Matt Carmichael retweeted
The management team at Harwich & Parkeston FC are inviting players looking for an opportunity to play Step 5 football this coming season to attend pre-season training.
If you’re interested and ready for the challenge, get in touch with Matt:
📞 +44 7971 954749
With everyone announcing retained and new players, I'd like to keep the @OfficialHarwich faithful in the loop , we have retained 11!! Yes 11 of last seasons water bottles, one I believe may be lost somewhere in LDN, in other sad news ,we no longer have last seasons boom box.
Can't wait til the end of the month, to tell @kingsaucy05 he has to play for Harwich on a Saturday. #gafferonSaturday
All the best to @JGood_1 and all involved @LittleOakleyFC , been the best team all season.
Also good luck to @CowenGrc10 @Lukewatts26 and all involved @MightyHolland @StanwayPegasus in their play off semi finals, ⚽
We gave it a bloody good go against a really good @barkingfc ,all the @OfficialHarwich boys are disappointed we didn't take all 3pts, but a draw a fair result. We aren't far off , 9 local boys in the squad today.