LevelQue retweeted
You'll insure a KES 2.5M car without a second thought.
Your phone. Your house. Your shop stock.
But the one asset that pays for all of them, you, walks around uninsured.
Let's talk about that 🧵
LevelQue retweeted
Dear Entrepreneur, revenue can hide a sick business. You can sell millions and still collapse because nobody is watching margins, cash flow and debt. Turnover makes noise. Cash flow keeps the doors open.
LevelQue retweeted
Having sold Tata before, Tata failed to change with the times. The LPK 2516 and LPK 2518 and the Prima 2523/2528 tippers were the market leaders. Nikiingia Tata in 2021 October, 2516 was 6,950,000/-. By the time I left at the end of 2024 it was almost 8,400,000/-. 160HP for all that money!
Chinese saw the gap and even now at its highest the Howo NX 266 Tipper is KES 7,925,500. 266HP. Slightly heavier tipping bucket. The 266HP can pull a small drawbar. You can't try that with Tata. FAW have two tippers. The JK6 CA 3223 Tipper that is 7,020,000 and had a 16T Payload bila Sacco. The JH5.310 also has a similar Payload but costs 8,060,000/-.
CHNTC adapt. Already they have discontinued the H3 6x4 Tipper as it was a 4 Cylinder tipper and had some issues with turbo and diff. It will come back as a 6 Cyl tipper. Bado tuko pale pale kwa LPK 2516 and LPK 2518.
Mvua imeanza huku Esabalu! Let's talk about Phones and Trucks. Ask me anything here about Phones or Trucks and I shall be glad to answer.
ngl.link/anj_116_55504
The person sitting next to you right now might be fighting a battle they have never spoken out loud. 🤫🎒
We see people in transit, heading to work, or scrolling on their phones, and we assume their lives are as simple as their routine. But behind every quiet face is a complex reality:
• One is worrying about financial strain.
• Another is processing a recent heartbreak.
• Someone else is celebrating a quiet victory alone.
Be kind. The person you interact with today might be holding it all together by a single thread.
Drop a ❤️ if you needed this reminder to practice patience today.
LevelQue retweeted
A handshake can start a relationship. A contract should explain it.
Put the scope, price, payment terms, deadlines, ownership, cancellation terms and responsibilities in writing.
Not because you distrust people, but because human memory becomes remarkably creative when money is involved.
Clear agreements protect friendships too.
They reduce the number of future conversations that begin with, “But I thought…”Business is already difficult. Do not add preventable confusion as a hobby.
LevelQue retweeted
It was Friday night....You went out. You drank. You danced. Maybe you had sex. Maybe you simply stayed out until morning....THE SATURDAY MORNING AUDIT
Now that you are home, do the economics.
What did last night actually cost you?
Not just the bill.
How much money did you spend?
How many hours did you spend?
How much of today have you already lost recovering?
What did alcohol take from your clarity, judgment and productivity?
What did sex cost you — or potentially expose you to — beyond the few minutes of pleasure?
What did the club cost you after transport, drinks, food, company and the morning after?
And most importantly:
What could that money, time and energy have become if you had kept them?
Because every temptation is an economic test.
Every act of discipline preserves capital.
Every repeated pass compounds.
Every repeated failure compounds too.
And money is bigger than cash.
Your time is capital.
Attention is capital.
Health is capital.
Reputation is capital.
Relationships are capital.
Productivity is capital.
Credibility is capital.
Optionality is capital.
And yes — money is capital.
Sometimes saying NO is one of the highest-return investments you will ever make.
Temptation says:
Enjoy now. Pay later.
Discipline says:
Pay the price now. Enjoy the dividend later.
So before you sleep this Saturday morning, calculate Friday night.
Did you pass the test?
Because eventually:
TESTS + PASS = TESTIMONIES.
And sometimes, those testimonies become MONIES.
— ONAGI OKSECHI | THE THINKING RHINO – at Nairobi, Kenya
LevelQue retweeted
Any challenge is welcome. Mine is to make sure u get value of your money simple! – at Ruiru, Kenya
If you have Ksh 10 Million and you want to build rentals.
Instead of using your money to build those apartments
Buy a 14% IFB. Every month you will be getting Kshs 116,667
Go to the bank. Use the bond to secure 90% of the value of the Bond.
You will get Kshs 9 Million. Negotiate for 18% interest payable for 10 years. Every month you will be paying Kshs. 162,166.
Spend Kshs 8 Million. Iyo Kshs 1 Million tumia kuongeza interest rates mpaka mjengo iishe.
Receive Kshs 116,667 from Treasury Bonds. Top up 45,449 from the Ksh 1 Million umebakisha.
With Kshs 8 Million you can buy land ya 3 Million in a satellite town and build Bedsitters za Kshs 5 Million. With 5 Million you can do 15 Bedsitters.
Lipisha rent ya 7k. Receive Kshs 105 Million.
Every month utakuwa unapata a total of Kshs 222,000 and pay loan ya Kshs 162,166. Ubaki na around Kshs 60k
In 10 years utakuwa na your Kshs. 10 Million from Treasury Bonds na property worth another 10 Million.
That’s for those who value mambo ya Manyumba.
Wengine kama sisi. Unaweka 5 Million Treasury Bonds, unaweka 3 Million Equity Fund, unaweka Kshs 2 Million kwa special funds.
Every month huwezi kosa Kshs 350k
Lakini as I said. Pesa ni yako ufanye vile Unataka nayo.
LevelQue retweeted
STATEMENT TO THE PEOPLE OF TOORO
Fellow Batooro, friends of Tooro and all those who mourn with us,
As we prepare to receive His Majesty the Omukama and ultimately lay our King to rest, I appeal to every Mutooro to conduct ourselves with the dignity, restraint and decorum befitting this solemn moment.
We have lost our King. We have lost a son of Tooro whose life, leadership and service carried the name of our Kingdom far beyond our borders.
At this moment, our responsibility is not to allow disagreements, speculation or competing narratives to define these final days. Our responsibility is to protect His Majesty’s memory, honour his legacy and give him the dignified farewell he deserves.
Moments like these require leadership, not posturing. They require less talking and more organising. We are all grieving and emotions are understandably high, but leadership requires us to rise above those emotions, lead by example and never lose sight of the bigger picture.
The world is watching us, but more importantly, the people of Tooro are looking to us for leadership. How we conduct ourselves during this difficult period reflects on all Batooro. Let us therefore demonstrate the values for which our people are known: dignity, respect, unity and love for our Kingdom.
I am aware that questions have been raised regarding some of the circumstances surrounding His Majesty’s time abroad and the communication around it. I wish to clarify one matter respectfully.
The information communicated to the public that His Majesty was abroad studying, and subsequently that he was well, was communicated in accordance with His Majesty’s express wishes and direction. As someone serving him, it was my responsibility to respect his wishes and protect his privacy. I did so faithfully and respectfully.
I am also confident that His Majesty acted in good faith. He was confident in his recovery and was looking forward to returning home and reuniting with his people for the 31st Empango. He did not want to cause unnecessary alarm among his people.
Other matters have also been raised. This is neither the time nor the place to debate them. They must not be allowed to create division, controversy or distract us from the enormous responsibility before us.
There will be a proper time and forum, after His Majesty has been laid to rest, to address any matters that require clarification. For now, everything else is secondary.
I therefore appeal especially to Kingdom leaders, cultural leaders, public officials, the media, commentators and everyone using social media to exercise restraint. Words spoken in moments of grief can deepen divisions that may take years to repair. Let us choose words and actions that unite the Batooro and reflect the dignity of the Kingdom.
I also appeal for privacy and respect for the Royal Family and those who were closest to His Majesty. Their grief is deeply personal, and they must be given the space to mourn without intrusion, unnecessary speculation or pressure to speak. Their privacy and dignity should be respected throughout this difficult period.
Our duty now is simple: to receive our King with honour, lay him to rest with dignity, and stand together as one people.
Future generations will remember not only that Tooro lost its King, but also how we conducted ourselves in this moment of grief. Let them remember a people who chose unity over division, service over posturing, and leadership over controversy.
Until His Majesty has been laid to rest, let us remain united and focused on giving him the peaceful and honourable farewell he deserves.
In all that we say and do, Tooro must come first.
LevelQue retweeted
Never become too successful to listen to the person buying from you. The customer standing at your counter often understands your business problems better than the consultant sitting in your boardroom.
LevelQue retweeted
Hizi ndio last moments za hao Comrades wa TUM. Hii ni ajali ingekuwa avoidable kama road safety ingefuatwa fiti siettt.
LevelQue retweeted
Este es el entrenamiento ideal con peso corporal para trabajar todo tu cuerpo:
- 20 flexiones (Push-ups)
- 30 sentadillas (Squats)
- 25 elevaciones de piernas (Leg Raises)
- 40 escaladores (Mountain Climbers)
- Plancha durante un minuto
🔥 Repite los ejercicios en 3 rondas consecutivas, e intenta completarlos sin descansos entre ellos si tu condición física lo permite.
Si eres principiante tómate breves periodos de descanso y los vas reduciendo gradualmente a medida que mejores tu nivel.