A 501(c)(3) nonprofit in the insurance industry. Our Mission is to Save One Million Lives.

Texas
Joined September 2023
Insurance Collaboration to Save Lives retweeted
🚨 New All-Time High: U.S. disability pop. (16+) hit record 36.9M in June '26 (BLS/FRED). Stay tuned for Mission Possible newsletter w/ analysis. #Insurance #Disability #Business #Collaboration @InsuranceCollab Link below: fred.stlouisfed.org/series/L…
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Insurance Collaboration to Save Lives retweeted
🚨 U.S. Disability Population Hits New All-Time High in May 📈 According to the latest data from the U.S. Bureau of Labor Statistics (via FRED), the number of Americans aged 16 and over with a #disability reached 36.768 million in May 2026 — a new record high
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Insurance Collaboration to Save Lives retweeted
Just Published Part 5 of our series with ICSL. Building the Integrative Partnership Network for Workforce Resilience. Every vendor and every program must focus on integrative health first, addressing the underlying root causes that led someone to need treatment, instead of treating symptoms with pharmaceuticals. Read the full article: humaculture.com/2026/03/26/b… #IntegrativeHealth #WorkforceResilience #Humaculture @InsuranceCollab
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Insurance Collaboration to Save Lives retweeted
It’s time to FLIP the market toward integrative-first health. Introducing the ForwardLiving Integrative Platform (FLIP), ICSL’s framework to partner with solution providers focused on early identification, nutrition, fitness, and behavioral support for lasting resilience. Read the full article below. Humaculture will release the companion article soon.
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Insurance Collaboration to Save Lives retweeted
ICSL published the first article in a five-part ICSL series authored by our CEO, Steve Cyboran on the shift in health status since COVID. Humaculture, Inc. will publish a companion article each week, focusing on the holistic approach Organizations can adopt to cultivate resilience and naturally reduce risks among their people. Watch for our companion series that will explore: 1. Rising Chronic Conditions and Escalating Costs: Feeding Organizational "Soil" to Build Sustainable Resilience (Thursday, January 23) 2. Chronic Health Risks in High-Variability Operations: Cultivating "Soil" Resilience in Trucking and Beyond (Thursday, January 30) 3. Chronic Condition Surges and Workforce Impacts: Enriching Organizational "Soil" for Population Resilience (Thursday, February 6) 4. Beyond Pharmacology Alone: Integrative "Soil" Cultivation for Lasting Chronic Condition Mitigation (Thursday, February 13) 5. Partnering to Address Chronic Risk at Scale: Aligning Forward-Living Protocols with Organizational "Soil" Health (Thursday, February 20) Please reach out to us (@SCyboran @WLeonR3, @NathanRogersL4), if you would like to explore the implication of these health issues for your Organization. We can conduct an assessment of the health impact as manifested in your health, disability, life insurance, and workers' compensation programs. #Humaculture #ICSL #Insurance #Health linkedin.com/pulse/insurance…
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Insurance Collaboration to Save Lives retweeted
Replying to @DrJBhattacharya
@DrJBhattacharya Great questions! Closing the 4-yr gap with Sweden could add 4 yrs to 350M Americans—1.4B life yrs! Imagine 4 more birthday celebrations for each person! @InsuranceCollab @Humaculture can guide people to save 1M lives by choosing healthy living. Let’s do this!
Jay Bhattacharya
@DrJBhattacharya10 Oct 2025
Life expectancy in the US and Sweden in the 21st Century. Why has US (but not Swedish) life expectancy flatlined since 2010? Why did covid cause three years of life expectancy collapse in the US, but not in Sweden? It's time to make America healthy again.
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Insurance Collaboration to Save Lives retweeted
Is Cancer Mortality Rising or Declining? Here is @meepbobeep and @jc_stirling discussing both underlying and multiple causes of death per CDC data. @InsuranceCollab #insurance #health #cancer #mortality #seekanswers #savelives #collaboration #research
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Insurance Collaboration to Save Lives retweeted
Replying to @meepbobeep
@meepbobeep and @jc_stirling are featured in Aaron Smith’s latest article on mortality in today’s edition of @lifeannuity #Insurance #Reinsurance #Health #Savelives
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Insurance Collaboration to Save Lives retweeted
4 years after COVID-19, many countries still report elevated deaths. Our unique forecast shows higher-than-expected death rates could persist for up to a decade, driven by #COVID19. An optimistic scenario has excess mortality returning to normal by 2028. ow.ly/5A1550TnTHM
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Insurance Collaboration to Save Lives retweeted
The COVID-19 pandemic brought about the "excess mortality" phenomenon. What exactly is causing it? We ask a panel of experts what the future holds? innmb.com/4be0R8C #excessmortality #insurance #ICSL #actuaries
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Insurance Collaboration to Save Lives retweeted
Excess Mortality: The New Normal? youtu.be/pYpbTA2RZUE?si=exCi… via @YouTube
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Insurance Collaboration to Save Lives retweeted
Video: The ‘excess mortality’ phenomenon: What does the future hold? insurancenewsnet.com/innarti… (I'm in the bottom row, in the middle)
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Insurance Collaboration to Save Lives retweeted
While the phenomenon called "excess mortality" declined as the pandemic wound down, it still persists. Experts discuss what they're seeing. insurancenewsnet.com/innarti…
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Insurance Collaboration to Save Lives retweeted
@InsuranceCollab Executive Briefing Summary The #insurance industry will be a leader in our effort to Save 1 Million Lives. #Health #mortality #savelives #lifeinsurance #business #collaboration
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Insurance Collaboration to Save Lives retweeted
@InsuranceCollab analysis from @jc_stirling's interview at the 2023 BILTIR Conference in Bermuda. Thanks to our entire team for their research and analysis! @meepbobeep @SCyboran @CBacksMD @bretswanson @robertewright #Health #insurance #business #collaboration
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Insurance Collaboration to Save Lives retweeted
Replying to @TheRoyalGazette
@TheRoyalGazette: Life Insurers asked to promote post-Covid morbidity tests: "Mortality and morbidity challenges are continuing-this is a big concern," said Teresa Winer an actuary with Georgia's Office of Insurance and Fire Safety Commissioner.#Health royalgazette.com/reinsurance…
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Insurance Collaboration to Save Lives retweeted
Here is a segment from @jc_stirling's interview in #Bermuda. The #insurance industry can lead in saving lives while saving money. @insurancecollab #SaveLives #Marketing #business #insurtech #reinsurance #health #wellness #ProblemSolving #actuaries #Finance
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Insurance Collaboration to Save Lives retweeted
What is the future of @InsuranceCollab? In case you missed us at #ITCVegas last week, here is a video with @jc_stirling in #Indianapolis discussing the vision for our group for 2024 and beyond. @insuretechnow youtube.com/watch?v=aZvIRnDx… #Health #insurance #business
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Insurance Collaboration to Save Lives retweeted
Replying to @AMBestCo
@AMBestCo: Group Health Screenings Could Save Life Insurers Money and Improve Mortality, Group Says. Thanks @AMBestCo for the report on @InsuranceCollab in Best’s Review! #lifeinsurance #insurance #health #BusinessNews #SaveLives #healthcare #technology bestsreview.ambest.com/editi…
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