Using Staked Monad Capital More Efficiently With shMON listed on @FolksFinance , users can put their staked Monad positions to work across lending and borrowing flows. shMON enables users to borrow, reallocate liquidity, and explore compounding opportunities while maintaining exposure to staking rewards. Eligible shMON positions may also qualify for live incentives and Folks Points, reinforcing capital efficiency without changing the underlying staking position. The addition of shMON to xChain highlights Folks Finance’s approach to building interoperable infrastructure that connects staking, liquidity, and crosschain activity in a structured way. @FolksFinance @AiraaAgent

Inside Folks Finance V2 | Tools Built for Flexibility @FolksFinance expands what is possible with V2 by supporting up to 189 assets and new loan mechanics. Users can swap collateral, repay loans directly using collateral, and manage positions with greater precision. Value-equivalent collateral pairs enable loans up to 90 percent loan-to-value, while stable rate options reduce exposure to interest rate changes. Developers and advanced users can also access flash loans through the V2 SDK, reinforcing a design focused on participation, adaptability, and long-term protocol use. @AiraaAgent @FolksFinance

Community Snapshot | Yield on Folks .............. On @FolksFinance , yield is shaped by participation and design. 5,000 $FOLKS incentives are currently distributed across @monad markets, where $MON leads with around 37% APY. LSTs continue to offer efficient capital use and flexibility for looping strategies. .............. Explore Folks Markets: xapp.folks.finance Note: APYs may vary as more users deposit or withdraw on Folks Finance. This is not financial advice. @FolksFinance @AiraaAgent

Why Asset Categories Matter - @FolksFinance Not all assets are treated the same on @folksfinance. Collateral Factors vary by asset category to reflect volatility and risk: Stablecoins (USDC, USDT): ~80% Major assets (ETH, wBTC): 75% to 80% More volatile assets: 30% to 70% For ETH, BTC, and stablecoins, Efficiency Loan Modes increase capital efficiency. In Stablecoin Efficiency Mode, assets like USDC reach a 90% collateral factor. Designed carefully, these parameters reward consistency while protecting the system. @FolksFinance @AiraaAgent

Why Season 2 on Folks Finance Rewards Builders, Not Whales @FolksFinance Season 2 is now in full swing, and the design is familiar for a reason. Season 1 proved that rewards were not reserved for power users. -> 5,770 participants earned FOLKS. -> 1.5 million tokens went to the community. -> Activity came from every corner of the ecosystem. Avalanche. BNB Chain. Ethereum. Algorand. Sei. Base. Polygon. Arbitrum. The lowest eligibility tier was reached by users who simply stayed engaged. A few strategies. Modest capital. One or two weeks of participation. Season 2 follows the same mission. Reward users who show up, experiment, and grow alongside the protocol. No shortcuts. Just steady participation that adds up over time. @AiraaAgent @FolksFinance

Using @FolksFinance feels simple, but the foundation matters more than most people realize. Your wallet is your identity on Algorand. Choose one that matches how you actually operate. Mobile users -> Pera Wallet -> Defly Desktop users -> Pera Wallet -> Fireblocks -> Exodus Security is not optional. • Back up your recovery phrase and store it offline • Never share it with anyone • Never type it into random websites or applications Reminder for existing users: MyAlgo Wallet has known security issues. Rekeying your wallet is strongly recommended if you used it before. Take ten minutes to set things up correctly. It saves months of pain later. @FolksFinance @AiraaAgent

Zama Launches the First FHE-Powered Public Auction ................................ @zama is redefining token distribution with privacy at its core. The Zama Public Auction sells 10 percent of $ZAMA via a sealed-bid Dutch auction on Ethereum, keeping all bids confidential using Fully Homomorphic Encryption (FHE). ..> Fair and transparent distribution without bot sniping or gas wars ..> Immediate token unlock ensures participants gain instant access ..> Real price discovery driven by encrypted, private bids ................................ Why this matters: ..> $ZAMA is the utility token for the Zama Protocol, enabling a confidentiality layer across L1s and L2s .......>> Pay encryption and decryption fees .......>> Stake or delegate to secure FHE coprocessors and KMS nodes ..> The auction demonstrates FHE applied to real-world decentralized finance use cases ................................ Key dates: ..> Auction: January 12–15 ..> Claim: January 20 ..> Mainnet launch expected by year-end, with $ZAMA fully functional ahead of the auction Confidentiality is not optional... @zama makes it the standard for token sales and decentralized computing. @zama #ZamaCreatorProgram #Zama #Web3 #Blockchain

Aethir just released its most ambitious 12-month roadmap yet and it is a masterclass in decentralized AI infrastructure scaling. @AethirCloud Here is what stands out: 1. Enterprise AI Acceleration Aethir is combining global GPU expansion, institutional onboarding, and upgraded token utility to build the most complete decentralized GPU cloud in the market. 2. Hyper-Scale Growth Already Underway • Infrastructure in 93 countries, 200+ locations • 435,000+ high-performance GPU Containers live • Serving 150+ AI, gaming, and enterprise clients • ARR surging past 147M USD with a record 39.8M USD in Q3 alone 3. Strategic Compute Reserve = Institutional Flywheel The 344M USD Aethir Strategic Compute Reserve with Predictive Oncology (NASDAQ: POAI) is redefining GPU liquidity for enterprises. • Accelerates Cloud Host onboarding • Guarantees compute availability • Drives predictable, scalable enterprise AI workloads 4. Tokenized Infrastructure Advantage SCR revenue cycles back into ATH purchases, strengthening token utility Institutions gain AI-aligned exposure through a digital asset convertible into decentralized compute 5. The Bigger Picture Aethir is evolving fast... launching new compute provider cohorts, v2 tech upgrades, staking improvements, and enterprise integrations, all powering a future where high-performance compute is open, global, and permissionless. The takeaway: Aethir is not just building a decentralized GPU network. It is building the economic engine that will power enterprise-grade AI for the next decade. @AethirEco @AethirCommunity Full report: aethir.com/blog-posts/aethir…

The Algorand ecosystem just became stronger. @P2Pvalidator is now running an independent node for @FolksFinance xALGO liquid staking, bringing institutional-grade reliability to the network. More validators means greater decentralization, higher resilience, and a more secure staking foundation for everyone building on Algorand. A meaningful step forward for trustless liquid staking and the network’s long-term health. @FolksFinance @AiraaAgent

The Cross-Chain Lending Stack Needs a Foundation. Folks Finance Chose Chainlink. @FolksFinance has been building with @chainlink since the earliest stages of its protocol design. That partnership now anchors the infrastructure behind one of the leading cross-chain lending systems. -> Chainlink Price Feeds secure market data for lending and borrowing -> CCIP enables unified liquidity and seamless value transfer across chains -> Chainlink automation and tooling support the reliability needed for multi-chain execution -> The result is a lending protocol that scales across ecosystems without fragmenting user experience Why this matters: -> Cross-chain lending requires trust-minimized data, execution, and communication -> Chainlink provides the modular infrastructure to meet those requirements -> Folks Finance uses these primitives to offer lending, borrowing, staking, and trading across blockchains with consistent liquidity -> Chainlink Rewards Season One highlights the depth of that collaboration The future of cross-chain finance will depend on robust infrastructure. Folks Finance and Chainlink are building that foundation together. @FolksFinance @SmartContract @BenedettoBio

The New Standard for Cross-Chain USDT Lending @FolksFinance expands its lending frontier with the new USDT0 market in collaboration with @USDT0_to . Your USDT lending, anywhere, now reaches Monad. -> USDT0 established strong traction on Polygon, Arbitrum, and Sei -> The Monad deployment is already leading early activity -> Twenty seven million dollars deposited -> Twenty million dollars borrowed -> Current APY holding near twelve percent -> The largest USDT0 pool on Monad to date Why this matters: -> Monad demand signals real need for fast and unified USDT liquidity -> USDT0 offers a familiar stablecoin interface backed by native, chain-specific optimizations -> A single asset standard across multiple ecosystems -> Folks Finance strengthens its position as a multi-chain lending layer with transparent and scalable markets The cross-chain stablecoin economy is consolidating around simplicity and speed. USDT0 on Monad is becoming a benchmark for both. @FolksFinance @USDT0_to @monad

Claimed my Fast OG Pass for @fast_protocol. Ethereum without the pending hell, millisecond preconfirmations, and encrypted ingress security. Join the Fast community and claim your Fast points: discord.gg/fastprotocol

The Intelligence Loop: Where Thought Becomes Action At the core sits zkAGI, the silent engine of encrypted intelligence analyzing, verifying, and securing every fragment of data before it moves anywhere. Each insight it produces is cryptographically sealed, forming the base layer of private reasoning that no one else can see or alter. Then comes AiraaAgent, the executor of precision turning zkAGI’s verified intelligence into coordinated actions: managing data, orchestrating devices, and automating tasks in sync with your intent. And between them, stands you the link between encrypted thought and tangible outcome, the human element that gives meaning to every cycle. Each signal, each pulse of light, marks a verified moment: @zk_agi thinking, @AiraaAgent acting, the system learning with you in full control. No intermediaries. No data trails. Just trustless reasoning and seamless execution flowing through one unified, private ecosystem. zkAGI × AiraaAgent Intelligence that protects. Actions that matter. A new rhythm of cognition begins.

ZkAGI: Building the Privacy-First AI Infrastructure for Web3 ---------------------- Community Update The community sale refunds are now live. Participants can claim refunds [here]. Upcoming plans and roadmap updates will be announced soon as @zk_agi continues to evolve toward its next phase. ---------------------- Vision ZkAGI is pioneering the intersection of Zero-Knowledge Proofs (ZK) and Artificial Intelligence (AI), built on a decentralized Physical Infrastructure Network (DePIN). The goal is clear — to enable a privacy-first AI infrastructure for the next generation of Web3 technologies. Core Solutions 📦 Zynapse Trading API Automate institutional-grade trading across exchanges with cryptographic integrity, verifiable privacy, and sub-block latency. Every trade is executed within attested TEEs and emits a verifiable ZKProof ensuring privacy and compliance. 🎯 Zynapse Genomics & Healthcare API Enable secure computation on genomic and medical data with privacy-preserving analytics designed for health institutions and biotech applications. 🛡️ Zynapse Fintech Intelligence API Leverage privacy-preserving insights and analytics to empower next-gen fintech innovation. ⚡ Zynapse Core API A universal toolkit to build, execute, and verify any AI or workflow on ZkAGI’s infrastructure. ---------------------- Build with ZkAGI Harness GenAI APIs enhanced by ZkAGI’s privacy, speed, and trust guarantees. Develop secure agents, power decentralized applications, and scale confidently with proof-backed intelligence. Enter ZkTerminal Discover how ZkAGI powers the next frontier of AI-driven privacy across industries — from Trading and Hedge Funds to Healthcare, Marketing, and Code Generation. ---------------------- 🔗 Get Started: zkagi.ai @zk_agi @AiraaAgent

ZkAGI has welcomed Michael Gord as their new Strategic Advisor. @mgordgda brings over a decade of experience in Web3 and digital assets, helping shape the future of blockchain adoption on a global scale. ================= About Michael Gord > Co-Founder & CEO of GDA Capital @gda_capital > Founder of Metaverse Group & MLG Blockchain > Investor in 70+ Web3 projects, ranging from early-stage startups to global leaders Michael’s track record highlights him as a pioneer in driving real-world adoption of decentralized technology. ================= Why This Matters for @zk_agi With Michael joining as Strategic Advisor, ZkAGI is set to: > Develop next-level growth strategies > Drive fundraising and international expansion > Strengthen its position at the intersection of AI, zero-knowledge proofs, and decentralization His guidance is expected to accelerate the project’s mission to bring trustless intelligence to the next frontier. ================= The Future of ZkAGI ZkAGI continues its mission to redefine AI with zero-knowledge and decentralization. With Michael’s involvement, the project aims to: > Build a more robust and scalable ecosystem > Forge stronger partnerships and investor confidence > Achieve faster progress toward real-world adoption ================= A Warm Tiger Welcome! The community is excited to welcome Michael Gord to ZkAGI. Together, they are building the future of trustless intelligence. #zkagi #Web3Community @AiraaAgent

71K+ Genesis ⋂-Badges already claimed on the @IOPn_io Testnet and this is just the beginning. Each badge is more than an NFT... it’s your early proof of participation in the creation of a sovereign Layer 1 built for autonomy, data freedom, and AI-native coordination. Early testers aren’t just users... they’re co-architects of a new internet where identity, intelligence, and ownership are truly sovereign. Day 01 matters. Join the frontier. genesis.iopn.io #xeet @xeetdotai