Financial Services Public Policy @RSI | Former Equity Analyst | Columnist @conservateurmag | Contributor @YoungVoicesOrg

West Palm Beach, FL
Joined August 2018
Caroline Melear retweeted
Trump Accounts may soon be expanded even more to anyone under 40yrs old. That would be another 100 million people, on top of the 70 million kids and 3.5mil babies born each year. This according to Brad Gerstner who is the main guy spearheading efforts on this. He also said Elon is 'tip of iceberg' Nice scoop and piece on it from @LydiaMoynihan @nypost
283
432
235
5,044
1,252,309
Caroline Melear retweeted
when i have really dumb questions i'll ask chatgpt or gemini because i don't want claude to think i'm stupid
459
4,128
461
65,743
1,432,855
Caroline Melear retweeted
Legacy banks are already reflexively blocking customers from using AI agents to manage their own accounts Does this open a new competitive landscape for banks seeking to offer tech and banking freedom? Competition killed stock trading commissions as we knew it. Is this next?
1
11
377
Caroline Melear retweeted
A 100% inheritance tax provides an incentive for rich people to take more premium-cabin trips before they die rather than invest, undermining capital formation and wages while benefiting airlines.
30
44
2
1,373
18,846
Caroline Melear retweeted
Eighteen years after failing during the 2008 financial crisis, @FannieMae & @FreddieMac remain under federal control and dominate a larger share of the mortgage market than ever. In my latest @CatoInstitute report, I explain why Fannie and Freddie were never truly private firms, and why blending public housing goals with private markets is a dangerous template for economic policy.
3
12
1
27
3,615
Caroline Melear retweeted
unusual_whales
@unusual_whalesOct 19
Elon Musk says he’ll give every child in the U.S. a share of SpaceX next year. There are about 73 million Americans under 18, which at SpaceX’s current price of around $157 would make the gift worth roughly $11 billion.
262
117
30
2,629
308,239
Caroline Melear retweeted
Calling experienced financial policy professionals! R Street is seeking a Senior Fellow with expertise in banking, investments, insurance, or related policy areas. Put your experience to work advancing free markets and effective government. Apply: bit.ly/4zz1Pbr
2
3
497
Caroline Melear retweeted
"The company is a neutral exchange platform, or broker, that has no vested interest in the outcome of any trade. It is paid by a small transaction fee on each 'contract.' Participants make a 'yes' or 'no' prediction on some outcome such as a football game, weather event, or election result. One is always trading against other participants, not the house," writes @StevenGreenhut in a fantastic piece in @amspectator: spectator.org/why-prediction…
1
2
10
317
JP Morgan Chase is blocking agents. And that's ok! Ideally I want agents and AI tools to be able to work with anything, but as I wrote, highly regulated industries with laws like KYC or other privacy regulations have to be careful. We might need changes in law, or banks might need to build more tailored tools. But right now it is risky for some industries to allow agents to roam freely under existing law
5
1
8
1,561
Caroline Melear retweeted
A great opportunity for a role I once held. Pass it on if you know someone who would be right for it.
We're hiring! R Street is looking for a Senior Fellow to join our Finance and Insurance team. Help advance pragmatic, free-market solutions to America's most pressing financial policy challenges. Apply today: bit.ly/4s0OwxL
2
10
336
Caroline Melear retweeted
We're hiring! R Street is looking for a Senior Fellow to join our Finance and Insurance team. Help advance pragmatic, free-market solutions to America's most pressing financial policy challenges. Apply today: bit.ly/4s0OwxL
3
3
6
1,617
Caroline Melear retweeted
In the year 2000, 13.4% of US households had incomes over $100K In 2025, 17.2% of households had incomes over $200K
unusual_whales
@unusual_whalesOct 12
A $100,000 salary in 2000 has the same purchasing power as $194,530 in 2026, per YF
28
113
4
1,630
66,251
Caroline Melear retweeted
FSU can’t ruin your Saturday if they ruin your Friday instead.
8
105
4
1,272
26,750
Caroline Melear retweeted
BIRDS TRAPPED IN THE EYE 🌀🐦 Hurricane Hunters and Doppler Radar have confirmed that there are birds trapped in the eye of #Isaias right now because the winds are too strong in the eyewall. As a result, they stay within the calmer eye until reaching land. In this image, the blue colors are birds, the red color is rain. Unfortunately not all birds survive due to exhaustion, starvation or even drowning, but most do...especially depending on the type of bird. Landfall is this evening, so they just have to hold on for a little bit longer!
184
693
152
3,501
404,287
Caroline Melear retweeted
Casino-style gambling products are not derivatives. Today, the @CFTC is providing clarity regarding the limits of our remit by codifying the exclusion of casino-style gambling products from the “swap” definition just as we have done with respect to other products historically regulated by the states.
26
114
11
771
52,483
Caroline Melear retweeted
Eliminating the Social Security payroll tax cap is often pitched as a simple way to close the program's financing gap. But who would actually pay? We mapped workers above the cap across all 435 congressional districts and by occupation. 🧵
4
8
14
2,594
Caroline Melear retweeted
A grandmother received a call from someone claiming to be her grandson. He needed $13K after an accident in Cancun. She sent the cash. Eventually, software flagged a pattern. That flag triggered an investigation that uncovered an organized, int’l scam ring. My @RSI latest ✍🏻
4
7
1
21
6,720
Caroline Melear retweeted
Promise made. Promise kept. By tomorrow, 25 million American children will have our gift of $250 in their accounts. $6.25 billion. Invested in kids. Compounding for decades. If you have a child under 18, claim their account and see how much is in there now. $250 is only the beginning. 🇺🇸
$6.25 billion. 25 million children. $250 each. Susan and I believe the smartest investment we can make is in children. That’s why we’re so excited to contribute $6.25 billion from our charitable funds to help 25 million children start building a strong financial foundation through Invest America. 💪📈🇺🇸 onedell.com/investamerica/
5,417
5,330
732
59,852
6,009,667