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Bob Brinker

@BobBrinker

Publishing Marketimer and Brinker Fixed Income Advisor investment letters at https://xitter.cf/t.co/Q3bwxwjdQC

 Arizona, USA
BrinkerAdvisor.com/
Joined July 2007
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Our November 2026 update of the Marketimer and Brinker Fixed Income Advisor Model Portfolios is now available to subscribers --> brinkeradvisor.com/p/model-p…
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“October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February.” -Mark Twain
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The November 2026 thru April 2027 Series I Savings Bond rate was announced this morning, and it’s a good one. treasurydirect.gov/savings-b…
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We're pleased to announce that our @BrinkerAdvisor Rates plugin for @OpenAI ChatGPT is now live (and free to use) chatgpt.com/plugins/plugin_a…
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1/ Social Security benefits rise 3.6% in 2027, the largest COLA since 2023. Average retirement check: $2,095 to $2,170 a month in January. Our annual update, in five charts.
2027 Social Security COLA is 3.6%. Average monthly retirement benefit rises from $2,095 to $2,170, about $75. For full retirement age 67, claiming at 62 pays 70% of the full benefit; claiming at 70 pays 124%.

ALT 2027 Social Security COLA is 3.6%. Average monthly retirement benefit rises from $2,095 to $2,170, about $75. For full retirement age 67, claiming at 62 pays 70% of the full benefit; claiming at 70 pays 124%.

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September jobs: +29K payrolls; unemployment 4.2%. July/Aug payroll revisions: −60K combined. Three-month payroll average: +51K; 12-month: +41K. Both charts, from today's BLS report: econ.brinkeradvisor.com/
Brinker Advisor's September2026 jobs chart. September nonfarm payrolls increased29,000. Three-month average monthly change, July–September, was about51,000; twelve-month average, October2025–September2026, was about41,000. Gray bars show the three-month average, gray tick marks show each monthly change, and a navy line shows the twelve-month average, October2021 through September2026. The full vertical range includes monthly declines. July/August revisions total minus60,000. Source BLS; historical ECON data via FRED. Explore econ.brinkeradvisor.com.

ALT Brinker Advisor's September2026 jobs chart. September nonfarm payrolls increased29,000. Three-month average monthly change, July–September, was about51,000; twelve-month average, October2025–September2026, was about41,000. Gray bars show the three-month average, gray tick marks show each monthly change, and a navy line shows the twelve-month average, October2021 through September2026. The full vertical range includes monthly declines. July/August revisions total minus60,000. Source BLS; historical ECON data via FRED. Explore econ.brinkeradvisor.com.

Brinker Advisor chart of the seasonally adjusted civilian unemployment rate, October2021–September2026. Latest4.2%, up0.1 percentage point from August and down0.2 point from September2025. Navy line falls into2023 before rising; October2025 is unavailable and a visible gap is left. This is the separate household survey, not payroll employment. Source BLS; historical ECON data via FRED. Explore econ.brinkeradvisor.com.

ALT Brinker Advisor chart of the seasonally adjusted civilian unemployment rate, October2021–September2026. Latest4.2%, up0.1 percentage point from August and down0.2 point from September2025. Navy line falls into2023 before rising; October2025 is unavailable and a visible gap is left. This is the separate household survey, not payroll employment. Source BLS; historical ECON data via FRED. Explore econ.brinkeradvisor.com.

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Our October 2026 update of the Marketimer and Brinker Fixed Income Advisor Model Portfolios is now available to subscribers --> brinkeradvisor.com/p/model-p…
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👀
Brinker Advisor (@BrinkerAdvisor) profile pictureBrinker Advisor@BrinkerAdvisorSep 26
You don’t need to go out 10 years term to capture 5%. You get nearly all of it at just 3 years! rates.brinkeradvisor.com
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Rates.BrinkerAdvisor.com
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Brinker Advisor paid membership includes monthly model portfolio updates, a daily updated recommended no-load fund list, and publication archives. Explore membership details: rates.brinkeradvisor.com/sub… Not personalized investment advice.
Brinker Advisor paid membership: monthly model portfolio updates from Marketimer and Brinker Fixed Income Advisor; a recommended no-load mutual fund list updated daily; and current and historical publication posts. Explore rates.brinkeradvisor.com/subscribe.html. Investment publication, not personalized investment advice.

ALT Brinker Advisor paid membership: monthly model portfolio updates from Marketimer and Brinker Fixed Income Advisor; a recommended no-load mutual fund list updated daily; and current and historical publication posts. Explore rates.brinkeradvisor.com/subscribe.html. Investment publication, not personalized investment advice.

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Ask Claude about CDs, money-market funds and Treasuries using BrinkerAdvisor Rates—with data dates and source links. Our setup guide is live. Explore the public data, then verify the source. mcp.brinkeradvisor.com/suppo…
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Our September 2026 update of the Marketimer and Brinker Fixed Income Advisor Model Portfolios is now available to subscribers --> brinkeradvisor.com/p/model-p…
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Quasitative Easing. That's the name for it.
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We look at TIPS versus I Bonds in our latest free article. brinkeradvisor.com/p/series-… brinkeradvisor.com/p/series-…
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Our August 2026 update of the Marketimer and Brinker Fixed Income Advisor Model Portfolios is now available to subscribers --> brinkeradvisor.com/p/model-p…
Model Portfolios | August Update

Model Portfolios | August Update

S&P 500 7489.72 | 10-Year UST Yield 4.74% | August 1, 2026

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Our July 2026 update of the Marketimer and Brinker Fixed Income Advisor Model Portfolios is now available to subscribers --> brinkeradvisor.com/p/model-p…
Model Portfolios | July Update

Model Portfolios | July Update

S&P 500 7499.36 | 10-Year UST Yield 4.46% | June 30th, 2026

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FINRA margin debt reached $1.416 trillion in May 2026. That is the highest nominal level in the data set, which begins in January 1997. More importantly for the market context, margin debt increased +53.7% from the same month one year earlier.
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Since 1997, there were only three prior clusters when margin debt was growing at the same or faster year-over-year pace as the May 2026 reading: late 1999 to early 2000, mid-2007, and spring 2021. Those periods did not align perfectly with market tops, but they were close.
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MM/YY YoY% 12M SPX 12/99 +62.8% -10.1% 01/00 +60.4% -2.0% 02/00 +74.5% -9.3% 03/00 +80.5% -22.6% - 06/07 +62.4% -14.9% 07/07 +62.6% -12.9% - 03/21 +71.6% +14.0% 04/21 +61.5% -1.2% 05/21 +55.9% -1.7%
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Our June 2026 update of the Marketimer and Brinker Fixed Income Advisor Model Portfolios is now available to subscribers --> brinkeradvisor.com/p/model-p…
Model Portfolios | June Update

Model Portfolios | June Update

S&P 500 7580.06 | 10-Year UST Yield 4.45% | May 31, 2026

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