Everyone uses banks. We want to help you Use Banks Better. https://xitter.cf/t.co/TxVLTsArh4
Texas
Joined August 2022
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BankMindful.com retweeted
Pibank has retaken the top spot as the highest-rate savings account (non-promo rate, directly from an FDIC-insured bank and a low min balance.) Pibank increased its savings account rate by 15 bps to 4.40% APY. This is its second rate increase since the Fed’s Sep 16th rate hike (On Sep 30th, it increased its rate by 15 bps.)
For much of 2025 and 2026, the Pibank savings account was a rate leader with a 4.60% APY. Its peak APY was 5.50% APY when it launched in Aug 2024.
I reviewed Pibank savings and the parent bank, Intercredit Bank, in this February thread:
xitter.cf/KenTumin/status/202134…
BankMindful.com retweeted
Chase Doing Automatic Product Change For Some Original Freedom Cardholders to Freedom Unlimited ift.tt/TkfZY9q
$5 bonus (except in NY) for signing up for @XMoney. $1,000 monthly direct deposit will give you 6% APY and 3% cashback on debit purchases with many exclusions. 4% APY and 1% cashback without direct deposit. Early paycheck and no monthly fees.
money.x.com/en
BankMindful.com retweeted
Online gambling companies have collected mass amounts of user data. Former DraftKings employees told The New York Times they used data science techniques to identify gamblers who were more likely to respond to promotional offers by betting — and losing. nyti.ms/4hfgC3v
The Federal Reserve just raised interest rates by a quarter percentage point to a new range of 3.75%-4%.
finance.yahoo.com/economy/po…
$400 bonus on top of 4.0% APY for 6 months if you open an @etrade Premium Savings account, deposit $20,000 and maintain for 45 days. No monthly fees.
Or $800 bonus with $100,000 deposit.
us.etrade.com/promo/savings
No comment on Sydney Sweeney, but you should boycott @Novig just like any other gambling site, casino or lottery. Your expected value is negative. Invest in index funds instead.
$300 bonus on top of 4.0% APY for new and existing customers with @LiveOakBank high yield savings account (HYSA) when you deposit $20,000 by Oct 16 and maintain that balance for 90 days. Bonus paid by day 135.
info.liveoak.bank/personal-s…
$500 @WellsFargo Everyday checking bonus requires $25 opening deposit and $1,000 in direct deposits within 90 days. $10 monthly fee can be avoided with $500 direct deposit or $500 daily balance. No early closing fees.
accountoffers.wellsfargo.com…
$400 bonus on top of 4.0% APY for 6 months if you open an @etrade Premium Savings account by Sept 30, deposit $20,000 and maintain for 45 days. No monthly fees.
us.etrade.com/bank/premium-s…
Fuck #NationalLotteryDay
Every state lottery is a regressive and evil TAX. Boycott the lottery and invest your hard earned money in index funds instead.
$30 bonus for opening a new @Revolut account, depositing $25 and making at least 1 purchase. Bonus paid in 32 days in @Swagbucks which can be redeemed for gift cards. Standard account has no fees and 4.0% APY which is now one of the highest available.
swagbucks.com/offers/677416/…
Increased $400 checking bonus from @Chase if you direct deposit at least $1,000 within 90 days. $15 monthly fee can be avoided with $500 electronic deposit or $1,500 daily balance.
account.chase.com/consumer/b…
Increased $500 checking bonus from @Truist if you have 2 direct deposits of at least $2,000 total and 20 debits within 120 days. Offer available in the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV and DC.
truist.com/checking/lp/promo…
250 years ago, #July4th 1776, the United States declared independence and then fought until 1783 to make it true.
Today, declare your own financial independence and then fight to make it so.
$180 bonus for opening a new @Chime account by July 31 and making 2 consecutive direct deposits of at least $200 each with the first being completed within 30 days. Bonus paid in 31 days in @Swagbucks which can be redeemed for gift cards.
swagbucks.com/offers/1670103…
We are disappointed to see @VaroBank reduce their high yield savings interest rate today. This was the last HYSA paying 5.0 APY or higher.
Great analysis of the break-even point for 401k contributions with the tax changes for 2026!
💰 For years, the conventional wisdom has been simple: contribute as much as possible to your 401(k). But a recent analysis highlights why high-income earners with large retirement balances may need a more nuanced strategy.
finance.yahoo.com/markets/op…
