The Association for Consumer Debt Relief (ACDR) is the leading national association of debt relief companies.

United States
Joined March 2012
Consumers need to know who they can trust, and ACDR accreditation is that seal of approval. Transparency is an essential element of our business. This year, we celebrate Rescue One Financial with our 2026 Transparency in Action Award. acdr.org
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Many Americans are financial stressed or vulnerable, often just one crisis away from unmanageable debt. When consumers are forced into debt, debt relief is there to help. tinyurl.com/ywmevfm2 @finhealthnet
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ACDR members work tirelessly to uphold accreditation standards and earn consumers’ trust. This year, ACDR's inaugural Foundation for Success Award honors Credit Associates for its exemplary compliance efforts. Congratulations to this incredible company! acdr.org
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When you are behind on unsecured debt, time matters. Every month of minimum payments adds interest and pushes the finish line farther out. A new EY analysis finds clients who reached a settlement did so in about four months on average. Read more: tinyurl.com/mr3juwww
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ACDR members work tirelessly to uphold accreditation standards and earn consumers’ trust. This year, ACDR's inaugural Foundation for Success Award honors @NtlDebtRelief for its exemplary compliance efforts. Congratulations to this incredible company! acdr.org
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ACDR companies go above and beyond in their service to Americans struggling with unsecured debt. Congrats to one company that exemplifies this mission, Lighthouse Finance Solutions, one of the winners of our 2026 Excellence in Experience Award. acdr.org
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Access to debt relief is more important than ever. Why? The share of households reporting unmanageable levels of debt rose from 29% in 2025 to 31% in 2026. That is according to @finhealthnet. Read more: tinyurl.com/ywmevfm2
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ACDR companies go above and beyond in their service to Americans struggling with unsecured debt. Congrats to one company that exemplifies this mission, Pacific Debt Relief, one of the winners of our 2026 Excellence in Experience Award. acdr.org
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ACDR - Association for Consumer Debt Relief retweeted
Credit card delinquency among Americans over 70 is at its highest level since 2011. If retirement is 10 or 20 years out, a balance that fits a paycheck may not fit a fixed income. Paying it down or exploring debt relief programs is simpler while the paycheck is coming in.
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Consumers enroll in debt relief programs because they are facing real financial challenges. Their average debt is near $25,000 and their credit ratings are often low enough to raise red flags for employers and landlords. Read more about these Americans: tinyurl.com/mr3juwww
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Congratulations to NexGen Financial President and Founder James Shanahan, the 2026 recipient of our Vanguard Award. James is a tireless advocate for our industry and its consumers. Congratulations, James—and thank you! acdr.org
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At our ACDR Annual Conference, we honored Level Debt with our new Compliance Champion Award. These outstanding companies build a foundation for success, put transparency into action, and deliver an exceptional consumer experience. acdr.org
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When you are behind on unsecured debt, time matters. Every month of minimum payments adds interest and pushes the finish line farther out. A new EY analysis finds clients reached their first settlement in about four months on average. Read more: tinyurl.com/mr3juwww
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At our ACDR Annual Conference, we honored @jgwentworth with our new Compliance Champion Award. These outstanding companies build a foundation for success, put transparency into action, and deliver an exceptional consumer experience. acdr.org
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Credit card companies and high-interest lenders have more negotiating power than an individual consumer. That is why debt relief is important. It gives struggling consumers a powerful advocate dedicated to help dig out of a mountain of debt. @dcexaminer tinyurl.com/4329u5dr
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How does debt relief help consumers? Check out our new videos to hear from Americans who were facing unsustainable levels of unsecured debt and turned to ACDR member companies for help. BONUS: see how much was saved in your state: acdr.org/consumer-impact
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ACDR - Association for Consumer Debt Relief retweeted
Today’s inflation report is the last before the Fed meets: prices are up 3.7% from a year ago, and gas jumped 9.1% in September alone. If you’re covering a household, a kid’s tuition or a parent’s bills, those costs often land on a card first. That’s cost, not overspending. And it’s why credit card debt relief starts with cash flow, not willpower. Ways to get your card balances moving again are in the reply.
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Over the last decade, 8.1 million people eliminated more than $102 billion in debt through debt relief, saving $29.3 billion after fees. Their average savings? $6,370. Read the new EY study from ACDR: tinyurl.com/mr3juwww
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At our 2026 Annual Conference, we honored CreditAssociates CEO Joel Mussat with our Lindy Award, which recognizes a person who has made a big impact on the debt relief industry this year. We are grateful for Joel’s incredible leadership and contributions. acdr.org
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ACDR - Association for Consumer Debt Relief retweeted
At $300K the money is spoken for before it shows up. Mortgage, two car payments, the tuition bill, the premium that went up again in January. None of that moves when the income does. It was all set at a number somebody picked during a better year, and a raise mostly just makes the next version of the same list affordable.
40% of workers earning over $300,000 say they're living paycheck to paycheck, per Goldman Sachs.
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