Expanding financial access @jia_DeFi 💸 Telling chai stories @thechaiwallahs ☕️ Cheffing it up @ https://xitter.cf/t.co/4MEOT1vBtr 👨🍳
📍 Bangalore 🇮🇳😋
Joined November 2009
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zmarks.eth retweeted
1/ RWAs are the logical conclusion of stablecoins.
I've written a new piece that:
- Proposes a taxonomy for the different types of RWAs
- Discusses the adoption sequence of RWAs
- Outlines the issues that are preventing the continued adoption of RWAs
👇
archetype.fund/media/rwas-th…
zmarks.eth retweeted
This funding belongs to the biz owners who couldn't get a bank loan. Who turned down contracts bc they couldn't front the cash. Who paid 20% monthly interest — their only option.
$7.3M raised to change that.
Thank you to our investors — and every entrepreneur who trusted us.
1/ We just closed $3M for @jia_DeFi from @cbventures @StellarOrg @A100x_Ventures @tcg_crypto @HashedEM
@bayareawriter at @twifintech broke the story.
thisweekinfintech.com/p/excl…
6/ Banks have the capital. They don't have the infrastructure to reach these businesses.
We give them the intelligence layer. That's the real play.
zmarks.eth retweeted
Jia, a startup building a financial operating system for small businesses in Southeast Asia, has raised $3 million in funding, it tells @twifintech exclusively.
@cbventures (Coinbase Ventures) led the round, which included participation from Stellar Development Foundation and A100x as well as existing backers TCG and Hashed Emergent. The financing brings Jia’s total raised since its 2022 inception to $7.3 million.
Founded by Zach Marks and Cheng Cheng, alumni of financial inclusion pioneer Tala, the startup aims to resolve a systemic credit crunch in Southeast Asia by replacing “predatory” local lenders with institutional-grade capital, driven by a proprietary artificial intelligence engine.
"Think of modern financial infrastructure platforms like Brex or Mercury, but purpose-built for small businesses in emerging markets that have historically been locked out of the traditional banking system," Jia CEO Zach Marks told This Week in Fintech.
Read more in the article link in the comments
zmarks.eth retweeted
One thing I love about @twifintech is all the non-obvious companies doing interesting things that we get to cover around the world.
Jia, built by Tala alums, is one of them!
Fixing business credit in SE Asia, with backing from @coinbase.
Full story from @bayareawriter.
Jia, a startup building a financial operating system for small businesses in Southeast Asia, has raised $3 million in funding, it tells @twifintech exclusively.
@cbventures (Coinbase Ventures) led the round, which included participation from Stellar Development Foundation and A100x as well as existing backers TCG and Hashed Emergent. The financing brings Jia’s total raised since its 2022 inception to $7.3 million.
Founded by Zach Marks and Cheng Cheng, alumni of financial inclusion pioneer Tala, the startup aims to resolve a systemic credit crunch in Southeast Asia by replacing “predatory” local lenders with institutional-grade capital, driven by a proprietary artificial intelligence engine.
"Think of modern financial infrastructure platforms like Brex or Mercury, but purpose-built for small businesses in emerging markets that have historically been locked out of the traditional banking system," Jia CEO Zach Marks told This Week in Fintech.
Read more in the article link in the comments
Met a small business owner outside Manila a few years back. Good contracts, steady demand, growing business. She'd had to let two employees go the year before.
Not because orders dried up. Because she was waiting 90 days to get paid and couldn't make payroll. 🧵
I saw versions of this story everywhere I worked across emerging markets. It's one of the main reasons I started @jia_DeFi .
Krizanne Ty, who runs our Philippines business, wrote about it this week in @TheManilaTimes. She breaks down the four hidden costs of late payments that most SME owners never fully account for.
Worth a read. manilatimes.net/2026/02/21/b…
zmarks.eth retweeted
Excited to power @jia_DeFi's mission to transform emerging market finance! 🌍
Our first loan together helped B&C Logistics in the Philippines keep their trucks rolling to deliver food to grocery stores like Alfamart.
Global liquidity for local entrepreneurs. Less stress. More growth
zmarks.eth retweeted
This post is the GTM for our GTM mentors working directly with our builders for IncuBase. Meet them:
- @jessepollak: @base builder #001
- @wagmialexander: Cofounder at Aerodrome
- @0xSehaj: Founder @AvantisFi
- @dotcuriouscat: General Partner @PortalVentures
- @emilylai: cmo @hypepartners
- @asanjeevrao: founder @leap_wallet
- @mr_usoro: growth, marketing @mygamichq + @finnahq
- @segall_max: from @privy_io
- @0xcush: founder @odisealabs
- @0xguty: DevRel at @odisealabs
- @0xrafacc: Smart Contract engineer for @odisealabs
- @SolangeSoifer: contributor @odisealabs
- @D9J9V: from @odisealabs
- @zmarks215: financial access @jia_DeFi
- @stchibie: from @paycrest
- @0xAneri: product lead apps, social, and creators @base
- @joshcrnls: building and investing @seedclub
- @kapursanat: from y @dragonflyvc
- @0xryankim: Founding Partner of @hashed_official
- @lindaxie: Developer ecosystem @farcaster_xyz
- @nitinsharma1 : Partner @AntlerGlobal
- @thomasdrach: product design @base
- @AhaanRaizada: Co-founder & Chief Yapper @thebrainstormHQ
zmarks.eth retweeted
As we get into Week 3, we have intensive workshops across various topics.
With some of the best:
- @jessepollak: @base Builder #001
- @joshcrnls: Partner, @seedclub
- @kapursanat: Partner, @dragonflyvc
- @wagmiAlexander: Co-founder, @aeroxyz
- @0xryankim: Co-founder & Partner, @hashed_official
- @segall_max: COO, @privy_io
- @lindaxie: Developer Ecosystem Lead, @farcaster_xyz
- @emilylai: CMO, @hypepartners
- @dotcuriouscat: General Partner, @PortalVentures
- @nitinsharma1: Partner, @AntlerGlobal
- @mr_usoro: Growth & Marketing @mygamichq
- @asanjeevrao: Founder, @leap_wallet
- @HorinekPM: Growth, @serotonin_hq
- @0xSehaj: Founder, @avantisfi
- @thomasdrach: Design Lead @base
- @0xAneri: Product Lead, Socials & Creators @base
- @zmarks215: Co-founder & CEO, @jia_DeFi
- @stchibie: Builder #001, @paycrest
