From July 28, YNG will be tradable on @WhiteBit: our first listing on an external exchange. It follows the year that changed our scale: a MiCA licence and a €22.5M round led by Azimut. For $YNG holders it means more trading venues and exposure to an international community. 👉 whitebit.com/referral/YNG

Give an investor perfect foresight. They know the date of every market bottom for the next forty years. They hold cash and deploy only at true lows, the lowest point between two all-time highs, the kind you can usually only identify years after the fact. They hit it exactly, every time. Against them: someone who buys a fixed amount every month and never looks at a chart. Perfect foresight loses 70% of the time. The reason isn’t that timing doesn’t work. It’s that over a forty-year horizon the market spends most of its time near its highs, and bottoms are rare and brief. Waiting for one means being out of the market, mostly while it is rising. The compounding maths makes it worse than it sounds. The money that does the heavy lifting is the money that goes in earliest, because it has the longest runway. Every month spent in cash is a month of compounding you cannot buy back later, at any price. And sitting in cash is exactly what the strategy requires. In the 1995-2018 window the dip-buyer accumulated $10,600 and held it for almost nine years before deploying it in March 2009. In the 1975-2014 window the first usable bottom doesn’t arrive until after 1985: ten years of accumulating and never deploying, against ten years of monthly buying. Foresight only wins when the big drawdowns land early enough for the capital to compound afterwards. Which depends on when you were born, not on how good you are, and the spread is brutal. $48,000 invested monthly from 1922 to 1961 became more than $500,000. The identical strategy from 1942 to 1981 became $153,000. Same discipline, three times the outcome, decided entirely by the starting date. Then miss the bottom by two months. Not two years, two months. Underperformance goes from 70% to 97%. The honest caveat: this is US equities, real returns, dividends reinvested, every 40-year window since 1920. It does not automatically travel to other markets or to shorter horizons, and past performance is not indicative of future results. What does travel is the cost of the waiting itself. The problem was never picking the wrong entry. It was the capital sitting still while you decided. Not being ready to take volatility risk is a legitimate position. It doesn’t have to be an idle one. Young Platform’s DeFi Wallet gives access to on-chain lending protocols in a few steps: @Morpho is currently paying up to 4.3% on ethereum:0xa0b86991c6218b36c1d19d4a2e9eb0ce3606eb48 (*). Link in the bio! (*) Variable, not guaranteed, capital at risk. Rate paid by Morpho on USDC on 14/10/2026. The DeFi Wallet is non-custodial and falls outside the scope of MiCA services. Source: Of Dollars and Data, Even God Couldn’t Beat Dollar-Cost Averaging.

Young Platform's DeFi Wallet is now available to everyone. Lend your stablecoins on Aave and Morpho, track the yield in the app and swap directly on-chain. Head to the link in bio! Protocol yields are variable and change in real time. The DeFi Wallet is non-custodial and falls outside the scope of MiCA services.

Feels like the Gensler era was a lifetime ago. Wild.