Ryan Niedzialek, , VP Operations @ Retool
Austin, TX
Joined June 2010
- Tweets685
- Following1.2K
- Followers1.8K
- Likes1.8K
GM. Since joining Retool this year, most of it has gone into what we launched today, and it lands on a problem worth naming.
AI made building software almost free. Anyone can spin up a working app in minutes. But almost none of it is production ready: no real auth, no access controls, nothing anyone can audit. Speed went up, control went down.
Retool's answer is to move governance below the app instead of inside it. Build anywhere (Claude Code, Replit, Lovable, or Retool's own editor), then ship through one runtime where auth, permissions, and data access are enforced at the base layer, the same way every time, no matter who built the app or how. You stop trusting each app to behave and make the rules impossible to skip.
The takeaway for any company: building fast and staying in control stop being a tradeoff.
Ryan retweeted
🔥 NEW: Polygon launches private stablecoin payments, using zero-knowledge proofs to hide senders, receivers and amounts while maintaining compliance.
Ryan retweeted
Apex Group unit Tokeny taps Polygon for its interoperable tokenization platform T-REX Ledger theblock.co/post/394284/apex…
Ryan retweeted
NEW: @TREX_Network launches dedicated ledger on @0xPolygon for tokenized assets.
The ERC-3643 standard embeds compliance rules directly into tokens, creating a shared compliance reference layer across blockchains.
Ryan retweeted
1/ @0xPolygon is the #1 L2 for stablecoin unique holders, and has been all year.
17.4M holders as of Feb 2026, up 64% from 10.6M a year ago.
As L2 adoption accelerates across the board, Polygon continues to lead on user reach.
Ryan retweeted
Stablecoins on @0xPolygon continue to gain momentum. Here is last week’s quick roundup:
→ Polygon reached a new weekly high of 31.9M @USDC (by @circle) transactions in the third week of February, leading Solana by 82%
→ Polygon now accounts for 53% of all weekly USDC transfers, processing more than all other chains combined
→ USD based stablecoin transactions on polygon climbed 13% week over week to 36.8M, surpassing BNB to be the leader for the first time
→ Polygon recorded a new high of 136.4M weekly USD stablecoin transfers, doubling its lead over the second largest chain
→ Polygon is one of the biggest chains for USDC nanopayments (h/t @obchakevich_)
→ Polygon’s USDC supply reached a new all time high of $1.65B, pushing total stablecoin supply to $3.26B, the second highest daily level ever recorded on Polygon
→ @coca_wallet expanded its onchain activity on Polygon by 36% year over year, driven by card top ups, swaps, in network purchases, and wallet deposits
Other News:
→ @0xPolygon advances scalable onchain payments as Coinme enables regulated access through 15K+ US onramps integrated directly within @TrustWallet, highlighting the expanding reach of the Polygon Open Money Stack
→ @0xPolygon flipped @ethereum in daily transaction fees last week, with fees surpassing $300K on February 16, 2026 (h/t @growthepie_eth)
→ Five-minute markets are now live on @Polymarket, powered by Polygon
Follow or catch up later.
Ryan retweeted
ALL TIME HIGH DEMAND.
As Polygon surges to #1 in stablecoin volume, we've increased network capacity over the past two weeks to support demand.
• gas limit increase from 65M to 80M (23%+)
• throughput increase to 1,900+ TPS
• three upgrades + zero downtime
We're prepared to support Super Bowl-level demand.
Polymarket traders: we’re ready.
Ryan retweeted
Polygon has gotten a lot of flack for being all over the place and indecisive over the years. but this time feels different.
they positioned a one-way door with these acquisitions. a decision that’s hard or impossible to reverse. they can’t quietly walk it back without major cost or embarrassment. sends the message there’s no going back.
power comes from reducing your own optionality in public
Polygon Labs spends $250 million to acquire Coinme and Sequence, 'foundational' elements of its Open Money Stack theblock.co/post/385170/poly…
Ryan retweeted
I don't think people realize how big @0xPolygon's growth has been on the payments front.
Just in the past WEEK, Polygon has:
- Acquired Coinme and Sequence for $250M, becoming a US-regulated payments platform
- Launched its Open Money Stack plan to help keep money onchain
- Saw USDC all-time highs for daily transfers at 7.7M transactions across $593M
- Hit 11 weeks straight of micropayments rising (shown below)
Payments are a key narrative and driver for bringing every day people onchain.
Time will tell what this outcome looks like on Polygon, but the numbers today are speaking for themselves.
Ryan retweeted
Polygon is acquiring @Coinme and @0xsequence, including @TrailsHQ.
Our mission is to move all money onchain, and that mission just got accelerated with:
- Licensed fiat on- and off-ramps with operations across 48 U.S. states
- Battle-tested wallet infra
- Cross-chain payment orchestration using intents on @TrailsHQ
We can achieve our mission through the Open Money Stack, which will be a vertically integrated payments stack open to all solutions that enables people to reliably and seamlessly move money whenever and however they want, with no limitations.
The Open Money Stack requires:
• Chains: Polygon Chain (@0xPolygon) and all others interconnected ✅
• Interop: Agglayer (@Agglayer) + Trails (@TrailsHQ) ✅
• Wallet: Sequence (@0xsequence) ✅
• On- and Off-Ramps: Coinme (@Coinme) ✅
• Things to do onchain: Abundant participants in the @0xPolygonEco ✅
BREAKING: Polygon to become U.S. regulated payments platform
We’re acquiring Coinme and Sequence to move all money onchain.
→ Regulated money movement in 48 states
→ Fiat on/off ramps
→ 50,000 fiat-to-crypto locations in the U.S.
→ Easy onboarding with wallet infra
→ 1-click crypto transactions across chains
All vertically integrated in the Polygon Open Money Stack.
Doesn’t matter if you’re a consumer, business or even an agent.
The Open Money Stack is built for you. All aspects of money will be vertically integrated to seamlessly and openly.
Using money will be as easy as sending a text. People don’t need to know how making a payment or transferring cash works behind the scenes, they just need it to work, flawlessly, so that they can get on with their lives.
Ryan retweeted
Bringing money onchain isn’t about asking financial leaders to change how they operate, it’s about meeting them where they are.
We are going to meet the leaders, where they are!
Ryan retweeted
BREAKING:
Polygon Labs is making a strategic investment in @BoysClubWorld to help scale the profitable media business, bringing payments, stablecoins, and everyday crypto use cases to the mainstream.
The beauty about @Agglayer is that it enables any stack to get added to it and still interoperate.
First @katana and now @XLayerOfficial and there are so many more in pipeline!
One of the world’s largest exchanges, @okx, has migrated @XLayerOfficial to the OP Stack, adopting a modular, high-performance framework to operate its own independent L2.
Built for security, throughput, resilience, and consistent uptime, the OP Stack powers ~70% of all Ethereum L2 activity and is openly available for anyone to build with.
Real adoption taking off on @0xPolygon
Yesterday, @0xPolygon clocked its largest day of the year for small stablecoin transfers with 6.33M
Micropayments 🤝 Polygon
