
Currently loading the next thing... Founder at Lunar / @lunarmoney Thoughts at @northboundshow
Denmark
Joined March 2009
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Meet the team - next in line.
Nicolai aka Kobber, Member of Technical Staff.
Nicolai and I go back close to 8 years, with one brief stint away that we've agreed to call "a rounding error."
His work is genuinely impressive. The kind of engineer where you review the code, find nothing, and quietly close the laptop.
His humor is the driest in any office he enters. Somewhere between British and Sahara. Deadpan delivery, devastating timing, and mood swings only Homer Simpson can match. "D'oh" to "woohoo!" within a single standup.
Three down. At this rate I'll still be introducing people at Christmas, so I should probably find a format that scales better than one post per human.
New hire #1.
Meet Thomas, Member of Technical Staff.
Thomas and I worked together for close to 10 years at Lunar. Not just the fun parts - all of it. Every "this is impossible" that later shipped.
He's the most solid, stand-up guy I know, and the deepest thinker in any room he's in. Which is annoying, because he's also the last one to speak - and then he's right.
He's also a disturbingly swift runner. I've publicly committed to beating him before launch. The team has started a betting pool. The odds are unkind.
What we're building: still can't say.
Who we're building it with: now you know one of them.
Yes, that's me.
Yes, that's a @northboundshow cap. No, I'm not sponsored by myself. (Okay, maybe a little.)
The idea behind Northbound: something truly Nordic. Not "Silicon Valley with worse weather" - real conversations with the region's best builders, awkward silences included.
First guests set the bar embarrassingly high: Anko (SAS), Oscar (Epidemic Sound), Sander (Flatpay), Fredrik (VOI).
Coming up: Sara (BackingMinds), Sophia (Cherry Ventures), Marianne (Wolt).
After summer: live episodes, new locations, and a Copenhagen setting.
Find Northbound wherever you listen to podcasts.
youtube.com/@thenorthboundsh…
Join the first few hundred subscribers - you'd be in excellent company ;)
"So you're basically like Revolut?"
I get this at least once a week.
No. But let me explain why that question is actually a compliment.
Revolut went wide.
We went deep.
Lunar operates in 3 Nordic markets. ~22M total addressable people.
Tiny by global standards - but per capita, one of the most profitable banking landscapes on earth.
1M+ customers. 42,500 businesses. Full banking license.
At Lunar, we continue to fight for entrepreneurs who are being buried in unnecessary admin and compliance. It slows innovation, protects incumbents, and drains time from the people actually building Europe’s future.
Europe doesn’t lack talent - it lacks a fair, digital-first environment where new companies can experiment, grow and compete on equal terms.
Proud to keep pushing this agenda forward. Let’s build a Europe where innovation can win. 💪
Ken Villum Klausen retweeted
.@MimiBilling at @Siftedeu asks 5 founders/investors @johanbrand, @sophiabendz, @villums, @ceciliehjak + Otto Söderlund to gaze inside the crystal-ball and predict what's in store for Nordic tech in 2023 sifted.eu/articles/predictio… #NordicMade #cphftw #helyes #siliconfjord #sthlmtech
It's been in the works for quite some time, and it's fair to say that we're not the first to embrace crypto. However - Lunar is uniquely positioned in the intersection between traditional finance and the new world of money, and this is a great example of exactly that.
Ken Villum Klausen retweeted
Fintech friends, here’s the latest… 🇪🇺
🤝 @lunarmoney bags Will Ferrell as an investor
📉 @Freetrade ordered by @TheFCA to remove all its paid-for social media influencer posts
🪙 Crypto startups in 🇸🇮, 🇭🇷 and 🇷🇸 are attracting some of the world’s most sophisticated investors
Lunar’s 2022 will be all about empowering consumers and entrepreneurs in the Nordics. Bringing Will Ferrell onboard gives us the opportunity to talk about money management in a new way.
I had a talk with DI Digital yesterday about that.
#poweryourmoney
di.se/digital/will-ferrell-g…
Probably the most interesting creative roles opening up in either Copenhagen, Stockholm, Oslo - or remote.
lnkd.in/eN758U-B - Creative Director
lnkd.in/eDvdytxx - Social Media Director
In the Nordic banking market you can pull back or lean in - in Lunar we’ve chosen the latter.
When you read the news these days it’s easy to get the impression that the Nordic banking market as one is dead. We disagree #banking #payments #investments
Ken Villum Klausen retweeted
58.2 Million litres of water filtered by Nordic digital bank @lunarbank and their amazing customers. Supporting cleaner oceans with every transaction!
seabinproject.com
Ken Villum Klausen retweeted
Replying to @SPGMIFinancials @kaleidointel
Incumbent lenders need to innovate their offerings, or they will continue to face pressure from new products that "fit the way we live," said @villums of Nordic challenger bank Lunar, which has launched its own pay-later solution. ow.ly/aIJJ30rpbTV
Ken Villum Klausen retweeted
Also this is how you celebrate raising €20m with your team when you're all in lockdown 👏🍾 (courtesy of the brilliant @villums)

















