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Breaking story: You Tuber Dhruv Rathee Detained By Delhi Police With Assistance From Gurugram Police. Remember if you swat a few cockroaches, even more tend to creep out. 🙏

I am extremely disappointed and emotionally exhausted by the way my car insurance claim is being handled by @ICICILombard. What should have been a straightforward insurance claim has turned into a deeply stressful experience involving contradictory assessments, salvage, auction and questions surrounding my RTI cover. I had specifically purchased Return to Invoice (RTI) Cover under my motor insurance policy and paid an additional premium for it. The policy IDV is ₹9,07,980, while the original vehicle invoice value was ₹11,34,999 plus applicable road tax. So naturally, I expected the RTI cover to provide meaningful protection if the vehicle suffered a qualifying total loss. After the accident, the authorised manufacturer service centre assessed the repair requirement and issued a detailed estimate of ₹15,05,259. I was subsequently informed that the vehicle was being treated as a Total Loss and would be dealt with as salvage. At that point, I believed the claim was being processed accordingly. But then things became extremely confusing. The vehicle was apparently listed for auction as salvage. I even have an Instagram reel showing the auction announcement/listing, which I can provide as evidence. My question is simple: If the vehicle was genuinely repairable, why was it treated as salvage and why was it put up for auction? There is more. The same claim manager later contacted me and called me to the insurer’s office, where I was told that the vehicle could apparently be repaired for roughly half of the authorised service centre’s estimate. I was also previously asked for the foreclosure statement of the loan on the damaged vehicle. Why was the foreclosure statement being sought if the claim position was subsequently going to be that the vehicle was repairable? I was also told that authorised service centres may intentionally inflate repair estimates and may even cause additional damage to vehicles. If this allegation is being relied upon to reduce my claim, where is the technical/documentary evidence? I want the surveyor’s report, assessment, item-wise repair comparison, deductions and the technical basis for the revised assessment. Most importantly, I have been told that my RTI cover will not apply. I want a clear written answer: If RTI is genuinely inapplicable, which exact policy clause says so, and what factual condition has not been satisfied? And is the RTI being questioned because the potential RTI settlement could exceed the current IDV? If not, please explain the exact contractual basis. The sequence is extremely difficult for a customer to understand: Total Loss → Salvage → Auction listing → Foreclosure statement requested → Suddenly repairable → RTI questioned/denied. I am not asking for special treatment. I am asking for transparency, accountability, documentary evidence and a fair, reasoned claim decision. This entire process has caused enormous mental stress and suffering. @ICICILombard, please answer these questions publicly and transparently. @jagograhakjago

URGENT SUPPORT NEEDED. I may be silenced forever in the next few days. It means there won't be anyone to expose foreign toolkits for regime change. An American citizen, Dinesh Thakur, has filed a case against me for exposing the truth about the CJP protest. Please speak out against those who want to silence the patriot voices. Use #ISupportVijayPatel and show your support. I expect at least this from you guys🙏 Jai Hind.