Dad, Vet(USN) I/T field- cloud/blockchain, hobby muscle cars/motorcycles. Ripple is changing the world and most don't know it! #XRPArmy #XRPFamily #PB
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Joined January 2022
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torqhead retweeted
This bill isn't just a compromise…it's the product of real, substantive trades policymakers made to get here.
I said this many months ago: perfect can't be the enemy of good…
and let's be clear: those trades weren't small. This isn't a deal Senators should be ‘settling for’ — it's a deal that they should stand behind.
Senate: the world is watching and voters are watching. Now is the time to vote yes.
I’ve said many times that the CLARITY Act is essential to ensuring America wins the global race for new technology. That’s the reason Congress passed the GENIUS Act: to ensure that stablecoin infrastructure, a revolutionary financial technology, will be built in America.
Ensuring that America’s community bank sector continues to thrive has been a constant focus of mine since day one. And the administration’s dual focus on enabling new digital technology to flourish and appropriately tailoring community bank regulation is key to both sectors driving U.S. economic growth together over the next several decades.
The final draft of the CLARITY Act furthers this mission. It gives the Secretary of the Treasury additional authority to act if the facts around deposit flight change to the detriment of community banks. If stablecoins cause harm to community banks, I will not hesitate to use these tools to ensure they remain fully protected. Community banks are essential to U.S. economic performance and Main Street growth. Economic security is national security, and community banks play a major role in this principle.
torqhead retweeted
Is it any surprise that BIS is testing with XRPL.. low fees (check) fast settlement (check) and proven track record (check).
cryptoslate.com/bis-prototyp…
torqhead retweeted
SWIFT has responded to the lack of readiness in the market and amended the previous roadmap for the ISO 20022 Standards Release 2026.
The payments changes scheduled for mid-November have been postponed for the time being; this also means the previous deadline for the mandatory phasing out of completely unstructured addresses no longer applies.
No new date has yet been set. SWIFT intends to consult banks, central banks, market infrastructures, Market Practice Groups and corporates in the coming weeks and provide information on the next steps by December at the latest.
The decision has therefore been taken just around two and a half months before the originally planned go-live date.
As we have many English-speaking followers when it comes to #ISO20022, here is the initial analysis from our experts in Payments and Capital Markets regarding the postponement of the ISO release at SWIFT. dps.de/en/news/swift-postpon…
torqhead retweeted
No August doldrums in DC this week! It was great to join the inaugural @CFTC Innovation Advisory Committee (a group I've called "the Olympic roster of crypto.") But for a “crypto” gathering, there were a LOT of TradFi players in the room like @NASDAQ, @CMEGroup, @CBOE, @OptionsClearing, @NYSE, @The_DTCC (alphabet soup!)
Everyone was in agreement. Rules written for a different era aren’t good enough. Not for consumers. Not for business. Not for innovation.
I made this case in an open letter to Congress back in 2019. Seven years later, we STILL need clear rules…. Thanks to the Trump administration, appointees like @ChairmanSelig, and a myriad of bold leaders in Congress, we’ve never been closer.
ripple.com/insights/open-let…
torqhead retweeted
Great to be back at the White House today alongside @realDonaldTrump, @SECPaulSAtkins, @ChairmanSelig and leaders across the crypto industry.
The big picture has never been clearer: 67 million Americans hold crypto today (that’s nearly 1 in 4!). Crypto isn't a fringe industry. And Washington DC knows the crypto voter is alive and well.
This President's incredible commitment to innovation and leadership around digital assets in the US has been profound. The future is bright.
torqhead retweeted
‼️XRP, XLM, AND HBAR WILL BE USED TO
ISSUE THE WYOMING STABLECOIN‼️
XRP and XLM gain access to the Wyoming Stablecoin through integrations with Fireblocks while HBAR serves as a bridged blockchain to the state-issued token.✅
Documented below.📝👇
torqhead retweeted
Franklin Templeton SEC No Action Letter
Continued momentum that the SEC is giving the crypto industry the confidence it needs to innovate and move forward on industry adoption.
torqhead retweeted
—DAY 25—
Moving assets between networks has often required bridges, wrapped tokens or additional infrastructure. As more solutions connect these ecosystems directly, those boundaries could become less significant.
The XLM-XRPL connection is particularly interesting because of their shared origins. What began as two separate paths in the crypto industry may now be finding a point of convergence.
If Xora Finance’s integration continues to expand, it could give XLM holders another route into XRPL’s settlement infrastructure while showing how two historically separate ecosystems can complement one another.
The future of crypto may be defined less by which blockchain wins and more by how seamlessly different networks can work together.
XLM settling on XRP Ledger may be a relatively small development, but it offers a glimpse of what a more interconnected blockchain landscape could look like.
XORA Finance
torqhead retweeted
The majority of all people, say 80-90% will never know there was a rare generational technological transformation across the entire planet.
Right in front of them.
But we saw it.
torqhead retweeted
Stellar XLM 🔥🚀
Our time here ⌛️
When you chase shiny objects, you lose sight of the ultimate trophy.
This is our time 🏒
@DenelleDixon on why Stellar is ready to win.
torqhead retweeted
Great Eight.🌐
Why did SWIFT select these eight digital assets for ISO 20022 integration?🙇♂️
XRP, XLM, XDC, HBAR, IOTA, QNT, ALGO, and ADA each address key weaknesses in the legacy SWIFT payment model.💯
Together, these eight tokens offer faster settlement, lower costs, stronger transparency, and more efficient liquidity management. ✅
Each brings distinct infrastructure advantages that help solve the delays, expense, and opacity that have defined traditional cross border payments.
As the financial system moves deeper into ISO 20022 adoption, these 8 platforms will continue to stand out as core technologies for the deployment of next generation financial infrastructure.🔑
“Therefore, more will be heard about these initiatives and projects as the migration process to the ISO 20022 standard progresses.”😏💨
Documented.📝👇
torqhead retweeted
Rulemaking can be good enough for now, and that is full steam ahead. It'll give it enough time that it will be impossible to unwind.
If CLARITY stalls, the SEC and CFTC are already advancing Project Crypto — a joint regulatory effort aimed at delivering a meaningful portion of the market structure framework through rulemaking rather than statute. It’s not the same as legislation, but it’s real progress. I track one of the key pieces (Crypto Assets rulemaking on offers, sales, exemptions, and safe harbors) here: reginfo.gov/public/do/eAgend…
torqhead retweeted
The largest asset manager in the world just endorsed the Clarity Act, and you’re blackpilling? @BlackRock
🚨THE BIGGEST NAMES IN FINANCE ARE BACKING THE CLARITY ACT
BlackRock, Charles Schwab, Fidelity, Goldman Sachs, and Grayscale, the financial institutions managing over $30 TRILLION in combined assets, have all backed the bill ahead of the August recess.
torqhead retweeted
If next Monday is the full Senate Floor Vote.
This week is going to be all about applying the pressure to secure 60 Yes's.
We're close🇺🇸Clarity Act
torqhead retweeted
Just like the DTCC, SWIFT will be completely agnostic to the chain that plugs into the system from banks or service providers.
Total interoperability is key 🔑
What does a multi-rail future for payments look like?
The Swift ledger is designed to deliver one trusted connection to orchestrate transactions across digital ecosystems.
No fragmentation. Just more seamless access.
With coordinated flows across borders and forms of value.
Together with institutions across the globe, we’re working to enable adoption at scale - without disrupting existing systems.
Find out what this means: lnkd.in/ex4d_6vX
#CrossBorderPayments #SwiftBlockchainLedger
