Co-Founder & CPO @raycashxyz. Waitlist → https://xitter.cf/t.co/mPTMfOgPFA
London, United Kingdom
Joined April 2009
- Tweets313
- Following15
- Followers511
- Likes18.4K
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We’ve just launched the new brand for @raycashxyz.
Raycash is a global money account powered by confidential stablecoins. Private. Self-custodial. Fiat in and out.
As a team, we wanted the brand to reflect the strength of what we’re building. Now it does.
Here’s how. 🧵
Tom Allison @ Raycash retweeted
Since yesterday, Raycash has been in open beta. Get the TestFlight app with the link below.
Fill out the form and provide a wallet address you’ve previously used with the Zama Protocol to get access to the Private Beta:
form.typeform.com/to/itDl2wE…
Tom Allison @ Raycash retweeted
This one is close to my heart, having seen my origin country (lebanon) go into complete economic meltdown, with its central bank seizing people’s dollars. Several of my friends and family lost everything and had to start over.
Governments seizing people’s savings is also coming to Europe. France for example is considering forcing people to lend them their savings to plug its gigantic debt hole. Imagine working your entire life, putting money aside for retirement, only to have your government take it away.
There has never been a more important time for non-custodial, private stablecoin spending and savings accounts.
Please support @raycashxyz and their mission!
EXCLUSIVE: Zama spin-off Raycash launches confidential stablecoin payments and private yield on Ethereum theblock.co/news/defi/2026-1…
Tom Allison @ Raycash retweeted
Meet Raycash, a private money app for humans and agents, built on the Zama Protocol.
Hold, send, and earn yield on stablecoins, all from your phone. Balances and transfer amounts stay encrypted by default.
500 Private Beta spots are exclusively reserved for the @zama community: the builders and early adopters who have supported confidential onchain finance from the start.
@zama brings confidentiality to onchain finance. Raycash brings it to everyday money.
Claim your spot 👇
theblock.co/news/defi/2026-1…
Tom Allison @ Raycash retweeted
One of my favourite thing to do right now is play with the coin on the Raycash Points screen.
Tap your points and the coin flies in from the top. Then spin it, swipe it, flick it as hard as you want. Once you let go, it slows down and turns itself back to face you.
Can't wait for people to get their hands on this 🙌
Tom Allison @ Raycash retweeted
Thats why we need products like @raycashxyz: confidential self-custodial banking. No fractional reserves, no central bank seizure
🚨Turmoil erupts in Paraguay as one bank’s collapse spirals into a NATIONAL CRISIS.
Ueno Bank, the country’s largest digital bank, has been seized by the Central bank after its solvency ratio plunged below half the legal minimum, leaving nearly 3 MILLION customers unable to access accounts, cards and transfers.
That’s almost 60% of Paraguay’s adult population.
Angry citizens have now taken to the streets demanding access to their money.
The disruption has spread beyond the bank- 13 mutual funds have reportedly frozen withdrawals, and trading in Ueno’s bonds has been suspended.
Nearly $380 MILLION belonging to the state pension fund is caught in the crisis.
The problem is how deeply Ueno was embedded in everyday payments.
It handled two-thirds of card payments at major stores. With those services frozen, Paraguay’s main importers’ association describes retail activity as “semi-paralyzed.”
Customers have been told they can initially recover up to $1,700, with no payment date given.
The political fallout is mounting with the Central Bank chief Carlos Carvallo resigning, and authorities having arrested 8 executives from the bank over suspected breach of trust.
Tom Allison @ Raycash retweeted
I love designing little delights.
Last week I got to design and build this one on the @Raycash app. Your blob avatar now comes from your Raytag. Type a new one and the blob reshapes and changes colour on every keystroke.
Super fun to make. I have a feeling people are going to play with it a lot
Tom Allison @ Raycash retweeted
Your AI agent shouldn't see your API keys.
Offprompt is a 100% local MCP server that gives any agent a secrets input box.
The agent asks for a key, a local page opens, you paste it, and it goes straight into your .env. The agent never sees the value.
Link below.
Tom Allison @ Raycash retweeted
@raycashxyz and @zama mentioned 🫡
Tornado and Railgun are great, but privacy needs also to feel useful and versatile. Raycash is making privacy an everyday thing.
Tornado Cash holds $629.7M on Ethereum.
Railgun holds another $109.7M.
Privacy on Ethereum is leaving the vault for apps people already use.
1/ Private Balances
The foundation is letting users receive and hold assets without exposing their entire financial history.
- @fluidkey and @UmbraCash: Stealth addresses for private receiving.
- @RAILGUN_Project: Shielded balances for private DeFi, accessible through wallets like @anondotinc.
- @zERC20io: Token wrapping for unlinkable transfers.
- @Veildotcash: Privacy pools on Base.
2/ Private DeFi
Once assets are shielded, the next step is putting capital to work.
- @zama: Confidential token infrastructure, including integrations with Morpho.
- @PrivacyBoost: SDK for private Morpho Earn balances.
- @ZKPanther: Shielded trading through DEX liquidity.
- @0xbowio: Privacy Pools with yield opportunities.
- @xochi_fi: Shielded settlement on Aztec.
- @tacitfi: Private issuance and swaps backed by BTC and ETH.
- @EkuboProtocol and @OpusMoney: Private liquidity and borrowing on Starknet.
3/ Private Applications
The final layer brings privacy into products users already understand.
- @ambire: Integrating Railgun and Privacy Pools into wallet UX.
- @hinkal_protocol: Hinkal Pay combines public and private balances.
- @AnomaPay: Private payments and swaps on Ethereum.
- @P_Inference: Private AI chat with payments on Aztec.
- @Haven_Hn_: Private neobank card on Starknet.
- @raycashxyz: Private stablecoin app, currently on waitlist.
The next phase of Ethereum privacy is about what users can do with their private balances.
From shielding assets to earning yield, trading and spending, privacy is gradually moving into the applications themselves.
These products are at different stages of development, but the direction is becoming clearer.
The next metric worth watching is how much shielded capital actually gets used.
Part 2 covers the networks powering the stack.
Tom Allison @ Raycash retweeted
This animation is part of a new experimental privacy protocol I'm building on @zama FHE.
The black chip is your deposit among a 128-size anonymity set.
Who said privacy can't be also beautiful?
Tom Allison @ Raycash retweeted
We recently introduced earnings on @raycashxyz and hit a challenge on how to show two balances on the home screen without making it feeling busy?
Our answer: one hero number, and a small chip that opens into the full picture. The principle behind it was that a new feature shouldn't make a product feel heavier or bloated.
Tap it and it morphs into a card, the arc fills in, and the numbers tick up, which is pretty fun as the total amount has a shared element transition effect
Tom Allison @ Raycash retweeted
One of my favourite things of Raycash are the Blobatars!
give their creator @alain_0012 a follow. very talented.
This week's top 10 on the Raycash leaderboard.
@VjRusmayana404 takes first with 82,880 RP, nearly double anyone else. @cahyobima930 and @HlamNosa close out the podium, followed by @Olatech_trader, @dutakids, @Decryptopian1, @Monothiez, @vutrang221223, @alikhaild14212 and @uangdroid2805.
Earn your points and race to the top!
Tom Allison @ Raycash retweeted
This week's top 10 on the Raycash leaderboard.
@VjRusmayana404 takes first with 82,880 RP, nearly double anyone else. @cahyobima930 and @HlamNosa close out the podium, followed by @Olatech_trader, @dutakids, @Decryptopian1, @Monothiez, @vutrang221223, @alikhaild14212 and @uangdroid2805.
Earn your points and race to the top!
Tom Allison @ Raycash retweeted
70K people are now on the Raycash waitlist, and episode 2 of They're Watching You is out.
This week's In Confidence: FinCEN scraps its $10K self-custody rule, the Ethereum Foundation ships zkAPI, Monad pitches private settlement to banks.
Read below
