Taylor Milburn Financial (Essex) Ltd

3 reasons to use a mortgage adviser when buying or remortgaging Have you ever spent hours scrolling through online mortgage comparison sites or endlessly typing questions into ChatGPT ....read more whatmortgage.co.uk/home-buyi…

Your First Home scheme: how it works and who can apply Your First Home is a new homebuying scheme for first-time buyers purchasing new homes in England. The Government confirmed the main details in the Autumn Budget on 28 October 2026. zoopla.co.uk/discover/proper…

Base Rate rises to 4% – what can buyers and homeowners expect now? The Bank of England has increased the Base Rate from 3.75% to 4% today – the first increase in more than three years. rightmove.co.uk/news/article…

Bank of England raises interest rates to 4%, the first increase for more than three years Decision by MPC a week after the budget comes as Iran war continues to drive up energy costs theguardian.com/business/202…

Halifax and Barclays cut mortgage rates: Sub-5% deals return Barclays and Halifax have cut mortgage rates meaning there are now some sub-5% fixed deals back on the market. whatmortgage.co.uk/home-buyi…

Should I pay down debt or raise my house deposit first? A first-time buyer with credit card and loan debt has asked us whether they should prioritise repayments or deposit saving. whatmortgage.co.uk/first-tim…

Millions in UK brace to remortgage on worse deals as rate rise looms More than 2.3m households face jump in payments in 2027, after expected increase in Bank of England rate this week theguardian.com/money/2026/n…

A great 5* Google review about our advisor Terry Fallows who exemplifies the service we strive to offer our customers. See all our client feedback tmfinancial.co.uk/what-our-c…

Autumn Budget: What it means for mortgages and first-time buyers It was the Chancellor John Healey’s first budget, so perhaps it was apt first-time buyers emerged as the main focus when it came to mortgages. whatmortgage.co.uk/first-tim…

What impact will the Autumn Budget have on the housing market? The Chancellor has unveiled a new first-time buyer scheme and ISA, increased taxes for landlords, and more. zoopla.co.uk/discover/proper…

Should I remortgage early or wait for mortgage rates to fall? Mortgage rates are rising – so what do you do if your deal is due to end in the next few months? whatmortgage.co.uk/home-buyi…

Gifted deposits: They’re not just for first-time buyers Gifted deposits are commonly associated with helping first-time buyers onto the property ladder. But they can also help second steppers, buy-to-let investors and even older homeowners whatmortgage.co.uk/buy-to-le…

The benefits of protection Figures from the ABI have highlighted the importance of protection cover, as insurers paid out £7.84bn in individual and group protection claims in 2025 - this is equivalent to £21.5m every day. tmfinancial.co.uk/the-benefi…

Can you get a mortgage if you have a CCJ? Six of the UK’s 10 largest mortgage lenders will consider an applicant with a paid County Court Judgment (CCJ), a new study has revealed. whatmortgage.co.uk/home-buyi…

Considering a low deposit mortgage? If you are a prospective first-time buyer (FTB), you may have considered low or no-deposit mortgages to help you get on the property ladder. Your home may be repossessed if you do not keep up repayments on your mortgage tmfinancial.co.uk/considerin…

Cost of moving soars: How much to move home in 2026? Homeowners in England are forking out 74% more in moving costs than they were a decade ago, a report by reallymoving has revealed. whatmortgage.co.uk/home-buyi…

What is the Your First Home scheme? Your First Home is a new homebuying scheme for first-time buyers purchasing new homes in England. It hasn’t officially launched but here’s what we know so far. zoopla.co.uk/discover/proper…

HSBC and NatWest cut mortgage rates: Are prices falling? HSBC and NatWest have cut mortgage rates raising hopes more lenders will follow in their footsteps and make price cuts. whatmortgage.co.uk/home-buyi…

Is a two-year or five-year fixed-rate mortgage better? Searching for a new mortgage deal and weighing up whether to opt for a two- or five-year fixed rate? Darren Polson helps a reader decide which would be the best option whatmortgage.co.uk/home-buyi…

Many parents are under protected Research has found that many parents with children under 18 do not have appropriate protection in place, potentially leaving their families vulnerable to financial shocks. tmfinancial.co.uk/many-paren…