Founder | fintech, AI in finance & proptech | Building continuity infrastructure so people, property and digital assets outlive us. D-SNOK → https://xitter.cf/t.co/hjjh6d0nzx
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Joined February 2012
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$140B+ in crypto is permanently lost every year when owners pass or go dark with no inheritance path. No bank. No recovery desk. No next-of-kin process on-chain.
That’s not a niche edge case — it’s missing infrastructure.
dsnok.com
What's the hardest part of building a startup in Nigeria right now? Serious answers, I'm reading all of them.
If you're a founder with no will, no password plan, and nobody who knows where everything is, you're one bad day away from your company and your family both being stuck. It's not morbid. It's responsible.
Nigerian hospitality has great food and great people. What it often lacks is systems. The first hotel group that treats booking, check-in and follow-up like a product will take the market.
Things building products in Africa taught me:
1. Offline mode matters more than you think
2. Customer support is your marketing
3. Trust takes months to earn and a day to lose
4. Ship first, then listen
What would you add?
Renting in Nigeria runs on WhatsApp voice notes, agent fees nobody can explain, and listings that were taken three weeks ago. Proptech here isn't a nice-to-have. It's overdue.
AI in finance won't replace your accountant first. It'll replace the three hours a week they spend chasing receipts. The boring work always goes first.
Founders, what's one tool you pay for every month and would never cancel? Drop it below. I'm putting a list together.
Unpopular opinion: most African fintechs don't have a tech problem. They have a trust problem. The app works. People just don't believe their money is safe there yet. Whoever solves trust wins the next decade.
Proof of life is underrated as a product primitive: a clear signal that says “still here,” and a state machine when it isn’t — not vibes, not a panic button.
Continuity products live or die on that design.
dsnok.com
If your “inheritance” product holds the keys, you didn’t solve continuity — you became a custodian.
The interesting design problem: beneficiaries + rules + disbursement, without ever taking custody.
dsnok.com
TradFi assumes an estate process. Crypto assumes you never lose the keys — and that someone else can find them if you can’t. Most holders have neither a plan nor a product.
Building for that gap.
dsnok.com
chijioke smith retweeted
A mans hardest lesson may be realizing how much of the respect he received was tied to what he could provide.
chijioke smith retweeted
“If you’re a man, prepare to live alone in your later years, whether you’re a good man or not. A whole lot of men in the next 20–30 years are going to die of loneliness and heartbreak in their old age.
If you’re in your 20s to 40s, ensure you retain the ability to take care of yourself. Learn how to get your own food, do your laundry, take care of yourself and, most importantly, make money.”
— Nigerian doctor
🎥: gynemedics // TT
