FOUR CREDIT CARD DISPUTES — AND SHE CAME BACK TO EAT AGAIN! Imagine running a restaurant, serving a customer, and then finding out she disputed four credit card charges. Now she’s back at the same restaurant expecting to be served again! As a business owner, I would have a serious problem with that. Credit card chargebacks can cost restaurants the original payment, additional fees, and valuable time fighting the disputes. Of course, not every disputed charge is fraudulent. But if someone deliberately gets meals and then falsely disputes the payments, that’s stealing from a business. My question is simple: Would you serve her again, refuse service, or pursue legal action? Restaurants are businesses, not free meal programs.