FinTech attorney. Principal at Middlebrook LLC. Interests: prepaid cards, payments, earned wage access, Native American and Inuit art. Also stmdc on bsky

Joined March 2009
Steve Middlebrook retweeted
🦔AI companies are bulk-buying rare books, scanning them through high-speed machines that cut the spines off, and shredding the originals. A service called ISBNdb facilitates orders of up to a million books and keeps buyers anonymous. Pre-2022 books are premium because they're free of AI-generated text. A federal judge ruled the practice is fair use because eliminating the original means only one copy exists at a time. Anthropic hired the former head of Google Books partnerships to obtain "all the books in the world." My Take This got to me. A bookseller told 404 Media that rare books with almost no surviving copies are being fed into this pipeline. Books that survived wars, fires, and centuries of handling are being shredded so an AI can learn to write a better marketing email. ISBNdb's website literally says "'AI company destroys two million books' is not a headline that generates sympathy," and they still built an entire business around making it happen quietly. They offer NDAs as a feature. They coach clients to call it "digital preservation." I've covered AI companies scraping the internet, torrenting libraries, and stealing music. This is worse because it's irreversible. You can re-upload a website. You can reprint a bestseller. You can't replace the last three copies of an 18th-century botanical text once someone shreds them for training data. And the judge said it's legal. So it's going to accelerate. "We shred rare books and offer NDAs so nobody finds out" is a legitimate business model in 2026. What a timeline. Hedgie🤗
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Steve Middlebrook retweeted
On my way, Clacton.
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Steve Middlebrook retweeted
Replying to @StephenM
shut up you ugly fuck
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Steve Middlebrook retweeted
April 2, 1926: Charles Ponzi is convicted in a Jacksonville, Fla., court of illegal real estate sales in the state, where he has been trying to market swampland as valuable property. The notorious con man is already facing a prison sentence in Massachusetts for schemes there.
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Steve Middlebrook retweeted
That red mark? That's the stamp, as required by the 1765 Stamp Act.
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Steve Middlebrook retweeted
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Steve Middlebrook retweeted
Here is a video of you voting against TSA funding literally this week
Thanks to Democrats’ shutdown, TSA workers have gone 85 DAYS without a paycheck and the resources they need to keep us safe. Meanwhile, these same DC Democrats — who make over 3x MORE — keep collecting paychecks because they say they have bills to pay. WHAT ABOUT TSA WORKERS?! THEY HAVE BILLS, TOO! Enough of the crap — we need to pass my No Budget, No Pay Act NOW. If Dems won’t pay TSA, they shouldn’t be paid either.
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Steve Middlebrook retweeted
If we could just raise sea levels by 150 meters we get a backup Strait of Hormuz
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Given the Trump administration is opposed to democracy building in the U.S., they can’t very well support it in Iran.
U.S. SECWAR Hegseth indicates that the U.S. will not conduct any nation or democracy building in Iran.
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Steve Middlebrook retweeted
First mass polio vaccines begun by Dr. Jonas Salk in Pittsburgh, February 23,1954:
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Steve Middlebrook retweeted
just a reminder a 5 year old boy in a bunny hat spent more time in jail than anyone in the epstein files. absolutely disgusting and appalling
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Steve Middlebrook retweeted
"I'm starting to wonder... if drag queens... are actually hilarious": Ashley Padilla. #SNL @nbcsnl
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Steve Middlebrook retweeted
Whether it’s Democrats putting their pronouns in email signatures or Republicans shooting and killing unarmed drivers, both sides have taken actions that the other side finds threatening.
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CFPB issues new advisory opinion on EWA. It revokes the 2024 Proposed Interpretive Rule and reinstates a set of minimal conditions under which EWA is not credit. This action substantially reinstates the 2020 AO. Also, expedite fees and tips are NOT finance charges under TILA.
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The new AO will appear in tomorrow’s Federal Register. You can read an advance copy here public-inspection.federalreg…
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It appears the EWA provider Activehours dba Earnin has suffered a data breach. They filed a report with the Attorney General of Texas (and probably other states) disclosing the breach. There are three class action lawsuits filed already.
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The complaint alleges that on Nov. 12, 2025, almost seven months later, Earnin reported the breach to the Texas AG. Plaintiffs also allege Earnin has yet to formally notify class members of the breach but the Texas AG website says consumers were notified by email.
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Sounds like the data breach was really at Evolve and not Earnin. Makes you wonder why they bothered suing at all. Are they going to sue all of Evolve's clients who had data exposed in the breach?
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