$sofi How low can Sofi go? Most of this turmoil recently is market and macro driven so that's hard to say. Clearly the market is doing most of the feds work. I think it would be a mistake if the Fed raises next meeting. The Federal Reserve doesn't need to engineer an overreaction recession to prove its desire to fight inflation. 2% skid not be a live or die goal The bond market's severe selloff has already tightened financial conditions to multi-decade highs, the Fed has been handed a perfect window to pause and wait. Holding interest rates steady on October 28th allows the temporary energy shock to clear naturally while preventing a severe economic hard landing. The market is effectively trying to force the fed hand and profit from selling and shorting bonds. It could get ugly for the whole market.. based on overall 3.7% cpi that's mostly oil, when everything else is lower You can't raise rates to lower oil prices... you just risk killing the economy. For sofi. We need a 2 cent beat or a 1 cent beat and increased guidance, if not for this year, clearly for next year. Time to be bold and protect shareholders here and I've not said that before.