Sua vida financeira entre o Brasil e o mundo. Movimente, gaste, guarde e invista com a facilidade do Pix. 📍 @ycombinator

Joined July 2025
Nosso CEO, @alecmhoward anunciou a captação de US$ 4.6M para acelerar o que realmente importa: infraestrutura financeira moderna. Não é sobre mais um app. É sobre mudar como o dinheiro cruza fronteiras. Ruvo está construindo esse futuro.
We raised $4.6M for @ruvopay, led by @1confirmation, with participation from @RebelFund_VC, @cbventures, Blast and top Brazilian and crypto angels. The world doesn’t need more crypto apps. It needs better financial infrastructure. We’re building a global dollar account for Brazilian individuals and companies. So anyone can hold USDT, invest, and move money across borders as easily as sending a message. High conviction this is one of the most important shifts in fintech Coverage: startupi.com.br/ruvo-capta-u…
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Empreendedor nenhum abre uma empresa para passar o dia administrando banco. Mas quando a operação cresce entre o Brasil e o mundo, surgem novas contas, provedores e aprovações. A Ruvo junta tudo em uma plataforma e adapta o fluxo quando a sua operação pede algo específico.
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Ruvo retweeted
Many of Brazil's best engineers work remotely for the world's most innovative companies. Why shouldn't getting paid internationally be as simple as receiving a Pix? My co-founder Michael Mason experienced this firsthand while paying engineers in Brazil from the US. Transfers could take days, FX fees were opaque, and the entire process was far more complicated than it needed to be. We knew the technology existed to make this experience dramatically better, but existing fintechs weren't built around how Brazilians actually work and get paid internationally. So we started where we'd seen the problem firsthand: engineers. We even hired some of our earliest customers :) Engineers know great products and aren't easy to impress. We took a page from Stripe's developer-first playbook: if you can build something engineers love, you know you're onto something. That focus shaped how we built Ruvo: simple products, transparent pricing, fast payments, and financial infrastructure that just works. Today, we're serving over 3,000 customers and expanding beyond engineers to businesses, students, and other Brazilians with global financial needs. Our ambition has always been bigger than cross-border payments. We're building a global financial platform for Brazilians. startups.com.br/negocios/fin…
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Começamos ajudando desenvolvedores brasileiros a receber do exterior. Hoje, a Ruvo também atende empresas que movimentam dinheiro entre o Brasil e o mundo! À @exame, contamos como essa evolução está virando um ecossistema financeiro global. exame.com/negocios/o-america…
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Ruvo retweeted
O americano ex-Uber que se impressionou com o Pix no Brasil e criou uma fintech de R$ 1 bilhão exame.com/negocios/o-america…
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Você escala microserviço, mas aceita perder no câmbio? Temos uma saída para voce! ruvo.com/pt
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Replying to @levelsio
If you still around Brasil you should use @ruvopay
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Ruvo retweeted
The world is moving toward a future where local payment networks work everywhere. Pix changed how Brazil pays, making instant bank transfers the default for domestic payments. Now, it's beginning to transform how Brazilians pay internationally. Honored to see @ruvopay mentioned by Valor in its coverage of how Brazilians will have more ways to use Pix abroad, including during the World Cup. The future of cross-border payments isn't forcing people onto new payment methods. It's connecting the methods they already use. That's the future we're building at Ruvo
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Replying to @ruvoglobal_
@ruvopay is hosting a run in NYC during Brazil Week! 5km along the West Side Highway. Custom tees. Beers at The Standard after. Come run with us tomorrow!
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A Ruvo esteve no Brasil Project, em Harvard e MIT! Assistimos palestras incríveis Roberto Campos Neto e @jasonfurman debatendo economia no Brasil e no mundo. É esse tipo de ambiente que nos move: vamos diminuir a barreira financeira entre US e BR. @brasilproject2026
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O problema não é ganhar em dólar. É perder na conversão. Vem conferir como resolver isso com a gente
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Ruvo retweeted
Great discussion on stablecoins and digital assets with @blockchain_rio at Smart Summit this week. What’s becoming clear is that stablecoins evolved from an asset for crypto natives into real financial infrastructure - especially in markets like Brazil, where global dollars intersect with local rails like Pix. At @ruvopay, we’re building exactly at that intersection. Next week we’ll continue the conversation at @mmerge_io in São Paulo. Excited to keep pushing this forward with the ecosystem
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Você otimiza query. Você otimiza infra. Você otimiza código. Mas deixa o banco rodando com 3% de ineficiência? #VempraRuvo
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Ainda tem dúvida sobre qual conta abrir na Ruvo? Neste vídeo, nosso Diretor de Produto, explica quais as diferenças práticas para contas PF e contas PJ e como nosso modelo de carteira não custodial e de taxas mínimas nos faz ser a sua plataforma de transferências internacionais.
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R.I.P taxas escondidas! O dinheiro global evoluiu e as taxas invisíveis ficaram no passado. Bem-vindo à Ruvo!
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Nada fala mais alto do que quem usa! Depoimentos de usuários que vivem o dinheiro global na prática com menos taxas, mais velocidade e total transparência. Ruvo. Do jeito que deveria ser.
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Ruvo retweeted
Replying to @ruvoglobal_
@ruvopay is one of the few platforms that can support this end-to-end today - from onboarding Cayman, Delaware, or Brazilian entities, to raising in stablecoins and fiat, to spending via Visa and settling across local rails like Pix, ACH, and wire. We’ve already helped YC founders do exactly this across the US and Brazil.
Today, Y Combinator is announcing that YC-funded startups can choose to receive their funding ($500k) in stablecoins. We believe stablecoins like @usdc are setting the stage for a new fintech renaissance and broader global access to financial services. Sending money should be as easy as sending a text message. Stablecoins make that possible: cheap, fast, and global, using currencies people already trust. Some of the fastest-growing YC startups in recent years like @get_aspora and @DolarApp use stablecoins to power faster, cheaper financial services across India and Latin America. Plus, with the passage of the GENIUS Act and growing adoption by financial institutions, we’re bullish. Whether crypto-focused or not, we expect many YC startups to use crypto in some way, from payments to banking to capital raising. If you’re building onchain, apply for our Spring ‘26 batch by Feb 9: ycombinator.com/apply
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Como a Ruvo conecta USD, BRL e cripto em uma única conta? Receba em dólares, converta via Pix em segundos, use stablecoins e cartão Ruvo, tudo sem fricção. Dinheiro global, no ritmo do digital.
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Nada fala mais alto do que quem usa. Quem vive o dinheiro global no dia a dia sabe: a Ruvo simplifica, acelera e muda o jogo. Histórias reais, de usuários reais, mostrando o dinheiro global na prática. Isso é Ruvo.
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