@rob2775

Fintech strategy & why it matters • Payments Product Leader • Advisor @Pay2Z • Founder @ClearAccept • Exits Metacharge, WePay • Built multiple active PSPs

 London, UK
pay2z.com
Joined July 2009
  • Tweets13.9K
  • Following1.4K
  • Followers1.6K
2.8KMedia
🚨BREAKING: I see a lot of BREAKING announcements that are old news and nothing new under the sun! Please X and @elonmusk give me a BREAKING filter!
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Rob Fernandes retweeted
Pay2Z@Pay2Z18 Feb 2024
Apple to enable external payments for apps dlvr.it/T2wRkk

Apple to enable external payments for apps

Apple has initiated the opening of its US App Store to enable external payment options after the Supreme Court's response to its appeal for an antitrust suit.

thepaypers.com
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Rob Fernandes retweeted
Jordan McKee@jordanhmckee23 Mar 2022
Apple buys UK-based open banking startup Credit Kudos yahoo.com/now/apple-credit-k…
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Rob Fernandes retweeted
Peter
@peter26 Apr 2021
A walk down memory lane on the creation of the “payfac” (ie “payment facilitator”). I was at Visa when the “payfac” category was created. Before payfacs there was only such a thing as “Internet payment service provider,” or IPSP. The first to be an iPSP? PayPal. 1/
Matt Janiga
@regulatorynerd25 Apr 2021
One of my favorite weekly FinTech newsletters made the claim that Stripe invented the PayFac category. The newsletter is a fantastic regular read, but this claim isn't true. Here's some background on the history of PayFac from someone who lived it. 1/
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Shopify $2 billion gain on Affirm IPO. No words. #payments #fintech #lending #credit #BNPL lnkd.in/dMv-Umj
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Big news. The EBA has finally reached a decision on the new deadline for enforcing strong customer authentication reforms. 15 months extra, deadline of December 31, 2020: eba.europa.eu/-/eba-publishe…
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Rob Fernandes retweeted
John Basquill@JohnBasquill1 Oct 2019
French regulators fined Prepaid Financial Services €1m for anti-money laundering failings, following an on-site inspection PFS says issues were isolated to a small no of programmes and occurred in France only — now reviewing whether to appeal the fine: paymentscompliance.com/premi…
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NEW: Customers put almost £1bn of deposits and cryptocurrency on @RevolutApp last year - Deposits (£902m) and crypto (£37m) surge over 350% - Revolut’s customer liabilities far outstrip rivals @Monzo and @StarlingBank finance.yahoo.com/news/revol… #fintech #banking #banks

Revolut 2018 accounts: Revenue, loss, customer deposits all surge

Revenue, losses, and customer deposits all surged at Revolut in 2018, new accounts show.

finance.yahoo.com
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FCA has formally agreed an 18-month extension before it will start enforcing new strong authentication rules. A spokesperson has just told us the new deadline applies to all sectors — so no 3-year extension for travel and hospitality, as requested by UK Finance.
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Rob Fernandes retweeted
John Basquill@JohnBasquill1 Aug 2019
A group of Europe's largest payments companies, plus four major retail groups, have written to the European Commission and EBA to ask for a harmonised delay in enforcing strong authentication rules (18 months, maybe longer for certain sectors) Story tomorrow
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Rob Fernandes retweeted
Josh Spero@joshspero26 Apr 2019
Germany taking our reporting into Wirecard well, I see ft.com/content/d51a012e-1d6f…
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A word of warning that this is a fake account pretending to me be, but making me look very stupid. I'd have have done my research to find that of the Fintech investments cited, Brexit has made Transferwise and Revolut re-license in the EU, and FundingCircle blames it for losses.
Dominic Raab@DominicRaab9 Apr 2019
London tops international rankings for fintech investment - a vote of confidence in a global UK. cityam.com/275959/london-sta…

London startups to take fintech unicorn crown from San Francisco

London is on track to become home to the same number of fintech unicorns as San Francisco, the world's current leader.Out of the 29 fintech unicorns globally – companies with a valuation of more than...

cityam.com
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Rob Fernandes retweeted
Pay2Z@Pay2Z18 Oct 2018
Square unveils the Square Terminal, designed to replace old keypad credit card machines dlvr.it/QnlKMy
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Rob Fernandes retweeted
John Basquill@JohnBasquill1 Aug 2018
More on Apple Pay and competition - after a two-year review into contactless mobile payments, @ThePSR said yesterday it does not believe restrictions built into iPhones have held back competition: paymentscompliance.com/premi…
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We finally have a deadline for the 5th Anti-Money Laundering Directive (AMLD). Must be transposed into national law in all EU member states by 10th January 2020. Final text published in the EU official journal this morning: eur-lex.europa.eu/legal-cont…
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Our goal is to ensure all Visa cards work 24 hours a day, 365 days a year. Due to a systems failure, we fell well short of this today. We apologise to all our partners & especially to Visa cardholders. We’re currently operating at close to normal levels. vi.sa/2LgsnGl

Visa in Europe

Learn about our Visa business in Europe, including the corporate structure, key policy and regulation provisions, and corporate responsibility measures.

visa.co.uk
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Rob Fernandes retweeted
John Basquill@JohnBasquill1 Jun 2018
Update on the Visa outage. The Bank of England is only aware of the Visa network being affected. Visa is saying the problem is "European" but I'm not sure of exact scope.
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Replying to @rob2775 @ING_news @payvision
part ISO part own licenses (some rent-a-bin) and allready PayFac for ING in NL on debit so risk profile very pallatable for ING. A global footprint for this money is a steal, if executed well could bring both parties a lot. Acapture is a PSP but relatively new #payments #fintech
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Scoop: Coinbase did over $1 billion in revenue last year. And the company is confronting so much interest from hovering VCs that the company has to tell them to stop trying to illegally buy shares. recode.net/2018/1/22/1691169…
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Rob Fernandes retweeted
Mikael Pawlo
@mpawlo17 Jan 2018
Malta will launch its legal (sandbox) framework for #Blockchain, #Bitcoin and other #fintech innovations in a few weeks. Amazing work by @SilvioSchembri and @JosephMuscat_JM! timesofmalta.com/articles/vi… ping @brockpierce @GoBloqSteve @DavidShrier @rob2775 @SpirosMargaris @overdrev
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