I do the ₹ math on Indian credit cards: redemptions, devaluations, comparisons, & breakdowns Building @briefcards because my spreadsheet got tired
Jaipur, India
Joined June 2026
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On ₹7,500 Myntra voucher on CRED with 5% off, you save ₹375
The same voucher on Infinia via SmartBuy saves you ₹1,250!
I built a voucher tool from scratch to catch this.
Five cards, twelve ways to pay, one answer: voucher.getbrief.cards
Run it before buying your next voucher!
My GHA status just became Club Avolta Platinum for FREE!
GHA DISCOVERY now matches every member into Club Avolta, the airport shopping programme:
-> Silver → Gold
-> Gold, Platinum, Titanium → Platinum
The status match is open till 31 Dec 2027
How it works 🧵
What I don’t know yet: how long the upgraded tier lasts. Neither GHA nor Avolta has said.
What I do know: it doesn’t stack with other Avolta offers, & the % varies by store.
Which tier did you land, & which airport are you testing it at first?
This is the kind of math I run on Indian cards & loyalty programs: welcome offers, devaluations, which card pays what in ₹
Follow @pointsbyadi if this is useful :))
xitter.cf/pointsbyadi/status/211…
What other hotel program gives you a triple/quadruple upgrade?
From base Premier Room to the Jewel Bagh Suite 🙌
Flying Indigo after almost a year and had to stand in line for the first time since then
Airline statuses spoil you :p
Buying a ₹50k Croma voucher for a new phone?
The default move: Infinia via SmartBuy gets you 4,665 points
But Emeralde via iShop gets you 9,000
Same spend, double the return!
I built a tool to find these hidden gaps for your exact wallet.
Here's how you can run yours👇🧵
Rebuilt this!
Multiple routes, caps & point values counted, CRED discounts included now: xitter.cf/pointsbyadi/status/210…
On ₹7,500 Myntra voucher on CRED with 5% off, you save ₹375
The same voucher on Infinia via SmartBuy saves you ₹1,250!
I built a voucher tool from scratch to catch this.
Five cards, twelve ways to pay, one answer: voucher.getbrief.cards
Run it before buying your next voucher!
Here's how to use it:
1. Type the deal the way you saw it: amount, brand, where it's on (CRED, Gyftr, Amazon, your bank's portal), and the % off or cashback
2. Tap the cards you hold. No bank login, nothing syncs. They stay in your browser
3. The answer is one card and one figure: what you actually get back, net of caps, fees, and what the points are worth
4. Tap "How it adds up" for the ledger, and "Share" to send the exact deal to someone with a different wallet
Times Black keeps on giving!
December travel special just landed: Complimentary business-class lounge for you & a companion, on an international ticket between 1 & 31 Dec
At Encalm Privé, 080 & Adani. lounges at Bengaluru, Delhi, Hyderabad, Mumbai.
Keep an eye on this!
Just received the confirmation for the HDFC Marriott Bonvoy Anniversary Offer!
Have you received it yet? Which merchants are you planning to use it with?
One ₹4,000 night at Fairfield Jaipur got me a 35K Marriott free night back.
At ITC Kohenur, Hyderabad, that free night sells for up to ₹33,250!
It's my second night from the same offer.
Here's how it worked & where to spend one 🧵
3 free nights in my account now, all from promo stays & one card.
Next up is picking the property & the dates where I can use them!
Found a better 35K night in India? Send it & I'll add it to the list.
This is the kind of math I run on Indian cards & loyalty programs: offers, devaluations, which card pays what in ₹
No hype, no affiliate spin. Just the working.
Follow @pointsbyadi if that's useful :))
xitter.cf/pointsbyadi/status/210…