The whole thing in three lines.
1. You pay the store in full.
2. The price never changes.
3. 1-in-99 activated orders is covered by Payhaps in full.
Reward limits apply. T&Cs apply.
For Shopify stores: Payhaps puts a reward on your shoppers' orders without putting a cost on them.
Same net settlement on every order. Zero reward cost on all of them. Payhaps funds the rewards.
Reward limits apply. T&Cs apply.
Pay in full with Visa or Mastercard, exactly as you would anyway.
Payhaps sits in the cart, before the checkout, and changes nothing about it. 1-in-99 activated orders is covered by Payhaps in full.
Reward limits apply. T&Cs apply.
The shopper pays nothing extra. The store carries no reward cost.
So who funds it? Payhaps does. Simple as that. That is the whole model.
Reward limits apply. T&Cs apply.
Payhaps holds an independent Shariah opinion from CSAA, issued December 2025.
It costs the shopper nothing to activate Payhaps on the order. Every reward is funded by Payhaps.
Reward limits apply. T&Cs apply.
Discounts take a little off every order.
Payhaps pays for your entire cart for 1-in-99 activated orders instead.
Covered by Payhaps, in full. Reward limits apply. T&Cs apply.
Activated is the only word that matters here. If your order is not activated, Payhaps does nothing on it. Here is what activating does, and what it does not do.
It does not change your price. It does not change how you pay. It does not add a step to your checkout. You add it in your cart, before you check out.
A fair question: does the seller pay for this?
No. The seller receives the same amount on every order, including the one that gets covered. Payhaps always covers the reward.
Reward limits apply. T&Cs apply.
How Payhaps actually works, in four short steps. No discount, no deduction, no change to your checkout.
Your result is decided the moment your order is confirmed. Nothing is pending, nothing sits in a queue, and nobody has to approve it.
You have 30 days to open it.
Reward limits apply. T&Cs apply.
1-in-99. It does not move.
Not with the size of your order, not with the store, not with how often you shop. One fixed number, published, the same for everyone.
Reward limits apply. T&Cs apply.
Payhaps is not a payment method.
Your checkout does not change and your card is charged the normal way. 1-in-99 activated orders is then covered by Payhaps in full.
Reward limits apply. T&Cs apply.
We named the company after the least confident promise in retail.
Buy now, pay maybe™.
1-in-99 activated orders is covered by Payhaps in full. Reward limits apply. T&Cs apply.
Nothing to repay. Nothing to sign. Nothing added to your total.
Payhaps costs you nothing to add, and 1-in-99 activated orders is covered by Payhaps in full.
Reward limits apply. T&Cs apply.
